Autograph Card

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "12376557-274f-4620-86bf-34bed8c53a2a",
  "name": "Autograph Card",
  "issuer": {
    "id": "76040e3b-cc4d-4ea1-ae8e-7e406552ea0c",
    "slug": "wells-fargo",
    "displayName": "Wells Fargo"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 0,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 0
  },
  "rewardSummary": {
    "text": "Earn unlimited 3X points per $1 on restaurants, travel, gas stations and electric vehicle charging stations, transit, popular streaming services, and phone plans; earn 1X points per $1 on other purchases."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 3,
        "multiplier": "x",
        "category": "dining",
        "categoryRaw": "Restaurants",
        "cap": null,
        "scope": "Net purchases (purchases minus returns/credits) at retailers classified by their VISA merchant code. Dining: eating places and restaurants, drinking places, fast food restaurants, and/or caterers.",
        "notes": null,
        "evidenceQuote": "Earn unlimited 3X points for many ways to keep life in motion 2 Restaurants dining in, take-out, catering, delivery and more 2 Travel airfare, hotels, car rentals, cruises and more 2 Gas gas stations and electric vehicle charging stations 2 Transit subways, ride shares, parking, tolls and more 2 Popular Streaming Services content at home or on the go 2 Phone Plans cell phone and landline providers 2"
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "travel_general",
        "categoryRaw": "Travel",
        "cap": null,
        "scope": "Net purchases (purchases minus returns/credits) at retailers classified by their VISA merchant code. Travel: airline, hotel/motel, timeshare, or vehicle/auto rental, cruise lines, travel agencies, discount travel sites, campgrounds.",
        "notes": null,
        "evidenceQuote": "Earn unlimited 3X points for many ways to keep life in motion 2 Restaurants dining in, take-out, catering, delivery and more 2 Travel airfare, hotels, car rentals, cruises and more 2 Gas gas stations and electric vehicle charging stations 2 Transit subways, ride shares, parking, tolls and more 2 Popular Streaming Services content at home or on the go 2 Phone Plans cell phone and landline providers 2"
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "gas",
        "categoryRaw": "Gas",
        "cap": null,
        "scope": "Net purchases (purchases minus returns/credits) at retailers classified by their VISA merchant code. Gas: gas stations, automated fuel dispensers.",
        "notes": null,
        "evidenceQuote": "Earn unlimited 3X points for many ways to keep life in motion 2 Restaurants dining in, take-out, catering, delivery and more 2 Travel airfare, hotels, car rentals, cruises and more 2 Gas gas stations and electric vehicle charging stations 2 Transit subways, ride shares, parking, tolls and more 2 Popular Streaming Services content at home or on the go 2 Phone Plans cell phone and landline providers 2"
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "ev_charging",
        "categoryRaw": "electric vehicle charging stations",
        "cap": null,
        "scope": "Net purchases (purchases minus returns/credits) at retailers classified by their VISA merchant code. Electric vehicle charging stations in the source-labeled Gas category.",
        "notes": null,
        "evidenceQuote": "Earn unlimited 3X points for many ways to keep life in motion 2 Restaurants dining in, take-out, catering, delivery and more 2 Travel airfare, hotels, car rentals, cruises and more 2 Gas gas stations and electric vehicle charging stations 2 Transit subways, ride shares, parking, tolls and more 2 Popular Streaming Services content at home or on the go 2 Phone Plans cell phone and landline providers 2"
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "transit",
        "categoryRaw": "Transit",
        "cap": null,
        "scope": "Net purchases (purchases minus returns/credits) at retailers classified by their VISA merchant code. Transit: passenger railway, taxis, limousines, ferries, toll bridges and highways, parking lots and garages.",
        "notes": null,
        "evidenceQuote": "Earn unlimited 3X points for many ways to keep life in motion 2 Restaurants dining in, take-out, catering, delivery and more 2 Travel airfare, hotels, car rentals, cruises and more 2 Gas gas stations and electric vehicle charging stations 2 Transit subways, ride shares, parking, tolls and more 2 Popular Streaming Services content at home or on the go 2 Phone Plans cell phone and landline providers 2"
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "streaming",
        "categoryRaw": "Popular Streaming Services",
        "cap": null,
        "scope": "Net purchases (purchases minus returns/credits) at retailers classified by their VISA merchant code. Popular streaming services: cable and other pay television, digital goods, books, movies, music, and continuity/subscription services, as listed at: wellsfargo.com/autographstreaming .",
        "notes": null,
        "evidenceQuote": "Earn unlimited 3X points for many ways to keep life in motion 2 Restaurants dining in, take-out, catering, delivery and more 2 Travel airfare, hotels, car rentals, cruises and more 2 Gas gas stations and electric vehicle charging stations 2 Transit subways, ride shares, parking, tolls and more 2 Popular Streaming Services content at home or on the go 2 Phone Plans cell phone and landline providers 2"
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "other",
        "categoryRaw": "Phone Plans",
        "cap": null,
        "scope": "Net purchases (purchases minus returns/credits) at retailers classified by their VISA merchant code. Phone plans: landline and cell phone providers considered telecommunication services.",
        "notes": null,
        "evidenceQuote": "Earn unlimited 3X points for many ways to keep life in motion 2 Restaurants dining in, take-out, catering, delivery and more 2 Travel airfare, hotels, car rentals, cruises and more 2 Gas gas stations and electric vehicle charging stations 2 Transit subways, ride shares, parking, tolls and more 2 Popular Streaming Services content at home or on the go 2 Phone Plans cell phone and landline providers 2"
      },
      {
        "rate": 1,
        "multiplier": "x",
        "category": "everything_else",
        "categoryRaw": "other purchases",
        "cap": null,
        "scope": "Other net purchases. Cash advances and cash equivalents do not earn points; portions redeemed through Pay with Rewards do not earn rewards.",
        "notes": null,
        "evidenceQuote": "Other purchases: 1 rewards point will be earned per $1 spent on other net purchases."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": null,
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 20000,
      "bonusUnit": "points",
      "spendRequired": {
        "value": 1000,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": 48,
        "applyByDate": null,
        "notes": "May not be eligible if currently holding this product or if opened within the last 48 months, even if closed with a zero balance. Product switches do not receive a new rewards bonus. An additional consumer card may not be available if another Wells Fargo-branded consumer credit card was opened in the last 4 months."
      },
      "offerUrl": "https://creditcards.wellsfargo.com/autograph-visa-credit-card/",
      "tiers": [],
      "notes": "Bonus points become redeemable within 60 days after earning. The advertised $200 cash redemption value is a valuation of these points, not a separate award.",
      "evidenceQuote": "To qualify for the 20,000 bonus rewards points, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. The bonus rewards points will show as redeemable within 60 days after they are earned."
    }
  ],
  "factStates": {
    "annualFee": "confirmed_none",
    "foreignTransactionFee": "confirmed_none",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "not_yet_reviewed",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": false,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-30T22:59:49.906Z"
}