Discover It Student Chrome Credit Card

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "1752e27a-aa22-4cb2-b7a9-8f65e6596cd0",
  "name": "Discover It Student Chrome Credit Card",
  "issuer": {
    "id": "a67abdb5-73eb-4f03-bd34-54386a8e7229",
    "slug": "discover",
    "displayName": "Discover"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 0,
    "currency": "USD"
  },
  "foreignTransactionFee": null,
  "rewardSummary": {
    "text": "Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Earn unlimited 1% cash back on all other purchases and on gas station and restaurant purchases above the quarterly cap."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 2,
        "multiplier": "%",
        "category": "gas",
        "categoryRaw": "gas stations",
        "cap": {
          "amount": 1000,
          "currency": "USD",
          "period": "quarterly"
        },
        "scope": "First $1,000 in combined gas station and restaurant purchases each calendar quarter, automatically. U.S. merchants only. Stand-alone gas stations include some public electric vehicle charging stations; supermarket, supercenter and wholesale-club gas may not qualify.",
        "notes": "Earnings apply to net purchases. Transactions excluded by the rewards terms do not earn cash back.",
        "evidenceQuote": "Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically."
      },
      {
        "rate": 2,
        "multiplier": "%",
        "category": "dining",
        "categoryRaw": "restaurants",
        "cap": {
          "amount": 1000,
          "currency": "USD",
          "period": "quarterly"
        },
        "scope": "First $1,000 in combined gas station and restaurant purchases each calendar quarter, automatically. U.S. merchants only. Includes full-service restaurants, cafes, cafeterias, fast-food locations and restaurant delivery services; affiliated restaurants and bakeries may not qualify.",
        "notes": "Earnings apply to net purchases. Transactions excluded by the rewards terms do not earn cash back.",
        "evidenceQuote": "Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically."
      },
      {
        "rate": 1,
        "multiplier": "%",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": "All other eligible purchases and gas station and restaurant purchases above the shared quarterly cap.",
        "notes": "Earnings apply to net purchases. Transactions excluded by the rewards terms do not earn cash back.",
        "evidenceQuote": "Purchases at gas stations and restaurants over the quarterly cap, and all other purchases, except as noted below, earn 1% cash back."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": null,
  "welcomeBonuses": null,
  "factStates": {
    "annualFee": "confirmed_none",
    "foreignTransactionFee": "not_found",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "not_found",
    "welcomeBonus": "not_yet_reviewed"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": false,
    "rewardSummary": true,
    "earnRules": true,
    "credits": false,
    "welcomeBonus": false
  },
  "updatedAt": "2026-09-30T22:57:54.680Z"
}