One Key Card

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "2c57c1f6-b4bd-4ad5-a5e1-38e3e7962d64",
  "name": "One Key Card",
  "issuer": {
    "id": "76040e3b-cc4d-4ea1-ae8e-7e406552ea0c",
    "slug": "wells-fargo",
    "displayName": "Wells Fargo"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 0,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 0
  },
  "rewardSummary": {
    "text": "Earn 3% in OneKeyCash on Expedia, Hotels.com and Vrbo, at gas stations and grocery stores, and on dining; earn 1.5% on other purchases. OneKeyCash is not redeemable for cash and can only be used on Expedia, Hotels.com and Vrbo."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 3,
        "multiplier": "%",
        "category": "travel_portal",
        "categoryRaw": "Expedia, Hotels.com and Vrbo",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "3% in OneKeyCash* on Expedia, Hotels.com and Vrbo2"
      },
      {
        "rate": 3,
        "multiplier": "%",
        "category": "gas",
        "categoryRaw": "gas stations",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "3% at gas stations, grocery stores and on dining2"
      },
      {
        "rate": 3,
        "multiplier": "%",
        "category": "groceries",
        "categoryRaw": "grocery stores",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "3% at gas stations, grocery stores and on dining2"
      },
      {
        "rate": 3,
        "multiplier": "%",
        "category": "dining",
        "categoryRaw": "on dining",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "3% at gas stations, grocery stores and on dining2"
      },
      {
        "rate": 1.5,
        "multiplier": "%",
        "category": "everything_else",
        "categoryRaw": "other purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "1.5% on other purchases2"
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": null,
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 250,
      "bonusUnit": "dollars",
      "spendRequired": {
        "value": 1000,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": 48,
        "applyByDate": null,
        "notes": "You may not be eligible for introductory annual percentage rates, fees and/or rewards bonus offers if you opened a One Key, One Key+, or Hotels.com Card within the last 48 months from the date of the application even if that account is closed and has a $0 balance. You may not be eligible for this product if you currently have an open One Key or One Key+ Mastercard or Hotels.com Visa Signature account."
      },
      "offerUrl": "https://creditcards.wellsfargo.com/one-key-credit-card/?lp_cx_nm=CXNAME_CSMPD",
      "tiers": [],
      "notes": "Awarded as OneKeyCash, not redeemable for cash; only usable on Expedia, Hotels.com and Vrbo. Posts within 1 - 2 billing periods after earned.",
      "evidenceQuote": "1. To qualify for $250 in OneKeyCash, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened."
    }
  ],
  "factStates": {
    "annualFee": "confirmed_none",
    "foreignTransactionFee": "confirmed_none",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "not_found",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": false,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-30T23:01:05.410Z"
}