Discover It Student Cash Back Credit Card

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "521e9b58-5b19-4304-beb8-a2747b84835c",
  "name": "Discover It Student Cash Back Credit Card",
  "issuer": {
    "id": "a67abdb5-73eb-4f03-bd34-54386a8e7229",
    "slug": "discover",
    "displayName": "Discover"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 0,
    "currency": "USD"
  },
  "foreignTransactionFee": null,
  "rewardSummary": {
    "text": "Earn 5% cash back on everyday purchases at different places each quarter, up to the quarterly maximum when you activate, and 1% cash back on all other purchases."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 1,
        "multiplier": "%",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "earn 1% cash back on all other purchases"
      },
      {
        "rate": 5,
        "multiplier": "%",
        "category": "other",
        "categoryRaw": "everyday purchases at different places you shop each quarter",
        "cap": null,
        "scope": "different places you shop each quarter",
        "notes": "up to the quarterly maximum when you activate",
        "evidenceQuote": "Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": null,
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 100,
      "bonusUnit": "dollars",
      "spendRequired": {
        "value": 300,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": 48,
        "applyByDate": null,
        "notes": "Existing or previous cardholders may not be eligible if they received a new cardholder bonus for this product in the past 48 months. Apply through this page; offer may not be available after navigating away or closing it."
      },
      "offerUrl": "https://www.discover.com/credit-cards/student-credit-card/it-card/",
      "tiers": [],
      "notes": "One-time limited-time statement credit offer; first 3 months represented as 90 days.",
      "evidenceQuote": "LIMITED-TIME OFFER : Earn a $100 statement credit when you spend $300 in the first 3 months."
    },
    {
      "audience": "public",
      "bonusValue": 1,
      "bonusUnit": "cash_back_match",
      "spendRequired": null,
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": null,
        "applyByDate": null,
        "notes": "Exclusively for new cardholders. No purchase minimums. Offer may not be available in the future."
      },
      "offerUrl": "https://www.discover.com/credit-cards/student-credit-card/it-card/",
      "tiers": [],
      "notes": "Unlimited dollar-for-dollar match (bonusValue 1 is the match factor, not a dollar award). Matches cash back earned from approval through the first 365 days, paid within two billing periods. Transactions must be processed within the match period. Excludes statement credits, rewards transfers from Discover or Capital One checking or other deposit accounts, and rewards for closed accounts. The schema has no uncapped-match payoutKind; threshold represents completion of the first-year qualification window, with no spend threshold and no cap.",
      "evidenceQuote": "Plus, earn 1% cash back on all other purchases. Unlimited Cashback Match Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we’ll match. So you could turn $50 cash back to $100. Or you could turn $100 cash back to $200."
    }
  ],
  "factStates": {
    "annualFee": "confirmed_none",
    "foreignTransactionFee": "not_found",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "not_found",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": false,
    "rewardSummary": true,
    "earnRules": true,
    "credits": false,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-29T20:12:34.878Z"
}