Signify Business Cash Card

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "5c188f83-7905-4f81-9d90-6587ef2403b1",
  "name": "Signify Business Cash Card",
  "issuer": {
    "id": "76040e3b-cc4d-4ea1-ae8e-7e406552ea0c",
    "slug": "wells-fargo",
    "displayName": "Wells Fargo"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 0,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 3
  },
  "rewardSummary": {
    "text": "Earn unlimited 2% cash rewards on purchases for your business, without caps or spending categories."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 2,
        "multiplier": "%",
        "category": "everything_else",
        "categoryRaw": "purchases for your business",
        "cap": null,
        "scope": "Qualifying net purchases (purchases minus returns/credits). Excludes cash advances and equivalents, balance transfers including SUPERCHECKS, disputed or illegal purchases, fees, interest, and gambling transactions.",
        "notes": "Cash rewards rounded to the nearest one cent.",
        "evidenceQuote": "2. 2% cash rewards are earned for every $1 spent in qualifying purchases, made on Business Card account(s), rounded to the nearest one cent."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": null,
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 500,
      "bonusUnit": "dollars",
      "spendRequired": {
        "value": 5000,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": false,
        "bonusLockoutMonths": null,
        "applyByDate": null,
        "notes": null
      },
      "offerUrl": "https://creditcards.wellsfargo.com/business-credit-cards/signify-business-cash-credit-card/",
      "tiers": [],
      "notes": "Qualifying net purchases must post within 3 months of account opening. Bonus rewards become redeemable within 60 days after earned.",
      "evidenceQuote": "To qualify for the $500 cash rewards bonus, a total of at least $5,000 in qualifying net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened."
    }
  ],
  "factStates": {
    "annualFee": "confirmed_none",
    "foreignTransactionFee": "confirmed_value",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "not_yet_reviewed",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": false,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-26T17:34:12.015Z"
}