Chase Sapphire Reserve

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "6077e61f-cb47-4094-bd80-5d04c3bc7d89",
  "name": "Chase Sapphire Reserve",
  "issuer": {
    "id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
    "slug": "chase",
    "displayName": "Chase"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 795,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 0
  },
  "rewardSummary": {
    "text": "Earn 8x points on all purchases through Chase Travel, including The Edit; 4x on flights booked direct and 4x on hotels booked direct; 3x on dining worldwide; and 1x on all other purchases. Earn 5x total points on Lyft rides and 10x total points on eligible Peloton equipment and accessory purchases, subject to the stated promotional conditions."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 8,
        "multiplier": "x",
        "category": "travel_portal",
        "categoryRaw": "all purchases through Chase Travel",
        "cap": null,
        "scope": "Includes The Edit. Purchases qualifying for the stated travel or hotel statement credits do not earn points.",
        "notes": null,
        "evidenceQuote": "8x points on all purchases through Chase Travel, including The Edit SM *"
      },
      {
        "rate": 4,
        "multiplier": "x",
        "category": "flights",
        "categoryRaw": "flights booked direct",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "4x points on flights booked direct *"
      },
      {
        "rate": 4,
        "multiplier": "x",
        "category": "hotels",
        "categoryRaw": "hotels booked direct",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "4x points on hotels booked direct *"
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "dining",
        "categoryRaw": "dining worldwide",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "3x points on dining worldwide *"
      },
      {
        "rate": 1,
        "multiplier": "x",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "1x points on all other purchases *"
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "travel_general",
        "categoryRaw": "Lyft rides",
        "cap": null,
        "scope": "Through 9/30/2027.",
        "notes": null,
        "evidenceQuote": "Plus, earn 5x total points on Lyft rides through 9/30/2027. *"
      },
      {
        "rate": 10,
        "multiplier": "x",
        "category": "other",
        "categoryRaw": "eligible Peloton equipment and accessory purchases",
        "cap": null,
        "scope": "Purchases over $150 through 12/31/2027.",
        "notes": null,
        "evidenceQuote": "Plus, earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027. *"
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": {
    "credits": [
      {
        "description": "annual travel credit",
        "value": {
          "amount": 300,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "travel",
        "categoryRaw": "travel credit",
        "vendor": null,
        "notes": "up to $300 in statement credits for travel purchases each account anniversary year; purchases that qualify will not earn points",
        "evidenceQuote": "Get the most flexible travel credit compared to any other card, with up to $300 in statement credits for travel purchases each account anniversary year."
      },
      {
        "description": "The Edit prepaid booking statement credit",
        "value": {
          "amount": 250,
          "currency": "USD"
        },
        "frequency": "per_use",
        "category": "travel",
        "categoryRaw": "credit for stays with The EditSM",
        "vendor": "The Edit",
        "notes": "up to $250 for each prepaid booking with The Edit, up to $500 annually; two-night minimum; purchases that qualify will not earn points",
        "evidenceQuote": "Receive a statement credit of up to $250 for each prepaid booking with The Edit, up to $500 annually."
      },
      {
        "description": "select Chase Travel Hotels statement credit",
        "value": {
          "amount": 250,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "travel",
        "categoryRaw": "credit for select Chase Travel Hotels",
        "vendor": "Chase Travel",
        "notes": "through 12/31/26 on prepaid Chase Travel hotel bookings for stays with IHG Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts; two-night minimum required; purchases that qualify will not earn points",
        "evidenceQuote": "Get up to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings for stays with IHG Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts."
      },
      {
        "description": "Global Entry, TSA PreCheck®, or NEXUS fee credit",
        "value": {
          "amount": 120,
          "currency": "USD"
        },
        "frequency": "every_four_years",
        "category": "fee_waiver",
        "categoryRaw": "fee credit",
        "vendor": null,
        "notes": "reimbursement for the application fee charged to your card",
        "evidenceQuote": "Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card."
      },
      {
        "description": "dining credit",
        "value": {
          "amount": 150,
          "currency": "USD"
        },
        "frequency": "semi_annual",
        "category": "dining",
        "categoryRaw": "dining credit",
        "vendor": "OpenTable",
        "notes": "from January through June and again from July through December; for restaurants part of the Sapphire Exclusive Tables program on OpenTable",
        "evidenceQuote": "Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually when you dine at restaurants part of the Sapphire Exclusive Tables program on OpenTable."
      },
      {
        "description": "StubHub credits",
        "value": {
          "amount": 150,
          "currency": "USD"
        },
        "frequency": "semi_annual",
        "category": "travel",
        "categoryRaw": "StubHub credits",
        "vendor": "StubHub",
        "notes": "from January through June and again from July through December; maximum of $300 annually; for StubHub and viagogo purchases through 12/31/2027; activation required",
        "evidenceQuote": "Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually for StubHub and viagogo purchases through 12/31/2027."
      },
      {
        "description": "Lyft credits",
        "value": {
          "amount": 10,
          "currency": "USD"
        },
        "frequency": "monthly",
        "category": "ride_share",
        "categoryRaw": "Lyft credits",
        "vendor": "Lyft",
        "notes": "monthly in-app credits to use on rides through 9/30/2027",
        "evidenceQuote": "Get up to $10 in monthly in-app credits to use on rides through 9/30/2027."
      },
      {
        "description": "Peloton credits",
        "value": {
          "amount": 10,
          "currency": "USD"
        },
        "frequency": "monthly",
        "category": "wellness",
        "categoryRaw": "Peloton credits",
        "vendor": "Peloton",
        "notes": "on eligible Peloton memberships through 12/31/2027; maximum of $120 annually; activation required",
        "evidenceQuote": "Get $10 in statement credits per month on eligible Peloton memberships through 12/31/2027, for a maximum of $120 annually."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 100000,
      "bonusUnit": "points",
      "spendRequired": {
        "value": 6000,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": null,
        "applyByDate": null,
        "notes": "This credit card is unavailable to you if you currently have this card open. The new cardmember bonus may not be available to you if you previously held this card or received a new cardmember bonus for this card. We may also consider the number of cards you have opened and closed in determining your bonus eligibility."
      },
      "offerUrl": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve",
      "tiers": [],
      "notes": null,
      "evidenceQuote": "Earn 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening *"
    }
  ],
  "factStates": {
    "annualFee": "confirmed_value",
    "foreignTransactionFee": "confirmed_none",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "confirmed_value",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": true,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-26T17:16:40.280Z"
}