Ink Business Unlimited

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "8aadc450-0ac3-48c9-a763-96193aac4aa2",
  "name": "Ink Business Unlimited",
  "issuer": {
    "id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
    "slug": "chase",
    "displayName": "Chase"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 0,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 3
  },
  "rewardSummary": {
    "text": "Earn unlimited 1.5% cash back on every purchase made for your business and a total of 5% cash back on Lyft rides."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 1.5,
        "multiplier": "%",
        "category": "everything_else",
        "categoryRaw": "every purchase made for your business",
        "cap": null,
        "scope": "Purchases made for your business.",
        "notes": "Per-dollar basis explicitly stated in frozen s02.html; see product-findings.json.",
        "evidenceQuote": "Earn unlimited 1.5% Cash Back rewards on every purchase made for your business."
      },
      {
        "rate": 5,
        "multiplier": "%",
        "category": "travel_general",
        "categoryRaw": "Lyft rides",
        "cap": null,
        "scope": "Qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027, including rideshare, bike and scooter rides, and subscription and membership products. Gift cards, car rentals, vehicle service centers, miscellaneous fees and other Lyft products and services excluded.",
        "notes": "Per-dollar basis explicitly stated in frozen s02.html; see product-findings.json.",
        "evidenceQuote": "Earn a total of 5% cash back on Lyft rides through September 30, 2027 with your Chase Ink Business Unlimited card."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": {
    "credits": [
      {
        "description": "Complimentary three-month Instacart+ membership",
        "value": null,
        "frequency": "one_time",
        "category": "retail",
        "categoryRaw": "Instacart",
        "vendor": "Instacart",
        "notes": "Enrollment required. Auto renews at $99/year after complimentary period; renewal price is not the credit value. Benefits end 12/31/27.",
        "evidenceQuote": "Spend more time focused on your business and less time shopping when you enroll in your complimentary three-month lnstacart+ membership (auto renews at $99/year after complimentary period)."
      },
      {
        "description": "$20 monthly Instacart credit",
        "value": {
          "amount": 20,
          "currency": "USD"
        },
        "frequency": "monthly",
        "category": "retail",
        "categoryRaw": "Instacart",
        "vendor": "Instacart",
        "notes": "Requires activated Instacart+ membership and Instacart Business Account. Benefits end 12/31/27. Monthly credit does not roll over; excludes taxes, fees and tips.",
        "evidenceQuote": "Plus, once activated, lnstacart+ members get a $20 Instacart credit each month automatically loaded into their lnstacart Business Account. Enrollment Required. Benefits end 12/31/27."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 750,
      "bonusUnit": "dollars",
      "spendRequired": {
        "value": 6000,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": null,
        "applyByDate": null,
        "notes": "The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee."
      },
      "offerUrl": "https://creditcards.chase.com/business-credit-cards/ink/unlimited?iCELL=61FY",
      "tiers": [],
      "notes": null,
      "evidenceQuote": "Earn $750 cash back after you spend $6,000 on purchases in the first 3 months after account opening. * The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee. We may also consider factors pertinent to your business in determining your bonus eligibility"
    }
  ],
  "factStates": {
    "annualFee": "confirmed_none",
    "foreignTransactionFee": "confirmed_value",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "confirmed_value",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": true,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-30T22:44:11.231Z"
}