Savor Rewards for Good Credit

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  "id": "967c04c0-59fa-4f64-be2c-fb077645af62",
  "name": "Savor Rewards for Good Credit",
  "issuer": {
    "id": "940d5fa2-d4c9-4bb1-9264-8b9ec36718f8",
    "slug": "capital-one",
    "displayName": "Capital One"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 0,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 0
  },
  "rewardSummary": {
    "text": "Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart and Target), on dining, entertainment and popular streaming services, plus 1% on all other purchases. Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, and 8% cash back on eligible Capital One Entertainment ticketing platform purchases."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 3,
        "multiplier": "%",
        "category": "groceries",
        "categoryRaw": "grocery stores",
        "cap": null,
        "scope": "Excludes superstores like Walmart and Target.",
        "notes": null,
        "evidenceQuote": "Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases."
      },
      {
        "rate": 3,
        "multiplier": "%",
        "category": "dining",
        "categoryRaw": "dining",
        "cap": null,
        "scope": "Restaurants, cafes, bars, lounges, fast-food chains and bakeries; qualification depends on merchant category codes.",
        "notes": null,
        "evidenceQuote": "Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases."
      },
      {
        "rate": 3,
        "multiplier": "%",
        "category": "entertainment",
        "categoryRaw": "entertainment",
        "cap": null,
        "scope": "Eligible entertainment ticket purchases; excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services.",
        "notes": null,
        "evidenceQuote": "Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases."
      },
      {
        "rate": 3,
        "multiplier": "%",
        "category": "streaming",
        "categoryRaw": "popular streaming services",
        "cap": null,
        "scope": "Eligible music and video streaming services; excludes some services such as Verizon FIOS On Demand, audiobook subscriptions and fitness programming.",
        "notes": null,
        "evidenceQuote": "Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases."
      },
      {
        "rate": 1,
        "multiplier": "%",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases."
      },
      {
        "rate": 5,
        "multiplier": "%",
        "category": "travel_portal",
        "categoryRaw": "hotels",
        "cap": null,
        "scope": "Booked through Capital One Travel.",
        "notes": null,
        "evidenceQuote": "Enjoy access to Capital One Travel Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel."
      },
      {
        "rate": 5,
        "multiplier": "%",
        "category": "travel_portal",
        "categoryRaw": "vacation rentals",
        "cap": null,
        "scope": "Booked through Capital One Travel.",
        "notes": null,
        "evidenceQuote": "Enjoy access to Capital One Travel Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel."
      },
      {
        "rate": 5,
        "multiplier": "%",
        "category": "travel_portal",
        "categoryRaw": "rental cars",
        "cap": null,
        "scope": "Booked through Capital One Travel.",
        "notes": null,
        "evidenceQuote": "Enjoy access to Capital One Travel Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel."
      },
      {
        "rate": 8,
        "multiplier": "%",
        "category": "entertainment",
        "categoryRaw": "Capital One Entertainment purchases",
        "cap": null,
        "scope": "Tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible Savor card. Excludes tickets purchased directly through Capital One Hall or Capital One Arena ticketing services. Account must be open and in good standing; consumer, non-commercial use only.",
        "notes": null,
        "evidenceQuote": "Capital One Entertainment Enjoy access to can't-miss events while earning 8% cash back on Capital One Entertainment purchases with your Savor Card. 4 Explore entertainment."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": {
    "credits": [
      {
        "description": "Capital One Travel price match guarantee: travel credit for the difference when a qualifying cheaper itinerary is reported within 24 hours of booking.",
        "value": null,
        "frequency": "other",
        "category": "travel",
        "categoryRaw": "Capital One Travel’s price match guarantee",
        "vendor": "Capital One Travel",
        "notes": "Eligible flight, hotel and rental car purchases through Capital One Travel. Amount equals the qualifying price difference; no fixed amount or cadence stated. Subject to availability and reservation eligibility.",
        "evidenceQuote": "3 Capital One Travel’s price match guarantee is available on eligible flight, hotel and rental car purchases made through Capital One Travel if you find a qualifying, cheaper itinerary elsewhere and let us know within 24 hours of booking. If applicable, Capital One will issue you a travel credit for the difference."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 250,
      "bonusUnit": "dollars",
      "spendRequired": {
        "value": 500,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": 48,
        "applyByDate": null,
        "notes": "3 Upon approval, eligible Savor primary account holders earn a $250 cash bonus after spending $500 on purchases within the first 3 months from account opening. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months."
      },
      "offerUrl": null,
      "tiers": [],
      "notes": null,
      "evidenceQuote": "earn a $250 cash bonus after spending $500 on purchases within the first 3 months"
    }
  ],
  "factStates": {
    "annualFee": "confirmed_none",
    "foreignTransactionFee": "confirmed_none",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "confirmed_value",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": true,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-26T17:32:13.424Z"
}