United Club Business

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "c4c2a4a1-4b78-4245-8162-ee788cdbe474",
  "name": "United Club Business",
  "issuer": {
    "id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
    "slug": "chase",
    "displayName": "Chase"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 695,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 0
  },
  "rewardSummary": {
    "text": "8X miles on eligible United flights (6x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United Club Business Card. Mileage earning differs for Basic Economy or base option tickets. Premier members earn even more.*); 5X miles on hotel stays when you prepay directly through Renowned Hotels and Resorts for United® Cardmembers; 2X miles on all other eligible United purchases; 1.5X miles on all other purchases"
  },
  "earnRules": {
    "rules": [
      {
        "rate": 8,
        "multiplier": "x",
        "category": "flights",
        "categoryRaw": "eligible United flights",
        "cap": null,
        "scope": null,
        "notes": "6x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United Club Business Card. Mileage earning differs for Basic Economy or base option tickets. Premier members earn even more.*",
        "evidenceQuote": "NEW! 8x total miles on eligible United flights - 6x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United Club Business Card."
      },
      {
        "rate": 2,
        "multiplier": "x",
        "category": "other",
        "categoryRaw": "all other eligible United purchases",
        "cap": null,
        "scope": null,
        "notes": "United purchases",
        "evidenceQuote": "2x miles on all other eligible United purchases.*"
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "hotels",
        "categoryRaw": "hotel stays when you prepay directly through Renowned Hotels and Resorts for United® Cardmembers",
        "cap": null,
        "scope": "when you prepay directly through Renowned Hotels and Resorts for United® Cardmembers",
        "notes": null,
        "evidenceQuote": "5x miles on hotel stays when you prepay directly through Renowned Hotels and Resorts for United® Cardmembers.*"
      },
      {
        "rate": 1.5,
        "multiplier": "x",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "1.5x miles on all other purchases*"
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": {
    "credits": [
      {
        "description": "Up to $200 in credits annually on prepaid hotel stays purchased directly through Renowned Hotels and Resorts for United® Cardmembers",
        "value": {
          "amount": 200,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "travel",
        "categoryRaw": "credits annually",
        "vendor": "Renowned Hotels and Resorts for United® Cardmembers",
        "notes": null,
        "evidenceQuote": "Up to $200 in credits annually - Receive on prepaid hotel stays purchased directly through Renowned Hotels and Resorts for United® Cardmembers with your United ClubSM Business Card.*"
      },
      {
        "description": "Up to $150 in credits each calendar year on rideshare purchases",
        "value": {
          "amount": 150,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "ride_share",
        "categoryRaw": "credits each calendar year",
        "vendor": null,
        "notes": "Enroll required.",
        "evidenceQuote": "Up to $150 in credits each calendar year - Enroll to receive on rideshare purchases when you pay with your United ClubSM Business Card.*"
      },
      {
        "description": "Up to $100 in United travel credits annually when you book Avis or Budget car rentals directly through cars.united.com",
        "value": {
          "amount": 100,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "travel",
        "categoryRaw": "United travel credits annually",
        "vendor": "Avis or Budget",
        "notes": null,
        "evidenceQuote": "Up to $100 in United travel credits annually - Receive when you book Avis or Budget car rentals directly through cars.united.comOpens in a new window and pay with your United ClubSM Business Card.*"
      },
      {
        "description": "Up to $240 in Instacart credits each calendar year for purchases made directly through Instacart",
        "value": {
          "amount": 240,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "retail",
        "categoryRaw": "Instacart credits each calendar year",
        "vendor": "Instacart",
        "notes": "Terms apply.",
        "evidenceQuote": "Up to $240 in Instacart credits each calendar year - Receive for purchases made directly through Instacart with your United ClubSM Business Card. Terms apply.*"
      },
      {
        "description": "Up to $200 in credits annually on flights purchased directly through JSX",
        "value": {
          "amount": 200,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "travel",
        "categoryRaw": "credits annually",
        "vendor": "JSX",
        "notes": null,
        "evidenceQuote": "Up to $200 in credits annually - Receive on flights purchased directly through JSX with your United ClubSM Business Card.*"
      }
    ],
    "extractionCompleteness": "complete"
  },
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 100000,
      "bonusUnit": "miles",
      "spendRequired": {
        "value": 5000,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": null,
        "applyByDate": null,
        "notes": "New Cardmember Offer; after qualifying activities; account is open"
      },
      "offerUrl": "https://creditcards.chase.com/business-credit-cards/united/united-club-business?iCELL=6C1Y",
      "tiers": [
        {
          "position": 2,
          "bonusValue": 10000,
          "bonusUnit": "miles",
          "spendRequired": null,
          "qualification": {
            "type": "other",
            "description": "add an employee card to your account",
            "windowDays": 90
          },
          "notes": "Plus, earn 10,000 bonus miles after you add an employee card to your account in the first 3 months your account is open."
        }
      ],
      "notes": "Earn up to 110,000 bonus miles + 2,000 Premier qualifying points (PQP) after qualifying activities.",
      "evidenceQuote": "Earn 100,000 bonus miles + 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.*"
    }
  ],
  "factStates": {
    "annualFee": "confirmed_value",
    "foreignTransactionFee": "confirmed_none",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "confirmed_value",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": true,
    "welcomeBonus": true
  },
  "updatedAt": "2026-07-09T02:15:25.137Z"
}