United Gateway

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "c7d9f0d7-a353-417f-b26b-3f36dd0903aa",
  "name": "United Gateway",
  "issuer": {
    "id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
    "slug": "chase",
    "displayName": "Chase"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 0,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 0
  },
  "rewardSummary": {
    "text": "Earn 2 miles per $1 on eligible United purchases, at gas stations, and on local transit and commuting; earn 1 mile per $1 on all other purchases."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 5,
        "multiplier": "x",
        "category": "flights",
        "categoryRaw": "eligible United flights",
        "cap": null,
        "scope": null,
        "notes": "total miles",
        "evidenceQuote": "5x total miles on eligible United flights*"
      },
      {
        "rate": 2,
        "multiplier": "x",
        "category": "travel_general",
        "categoryRaw": "all other eligible United purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "2x miles on all other eligible United purchases*"
      },
      {
        "rate": 2,
        "multiplier": "x",
        "category": "gas",
        "categoryRaw": "gas stations",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "2x miles at gas stations.*"
      },
      {
        "rate": 2,
        "multiplier": "x",
        "category": "transit",
        "categoryRaw": "local transit and commuting including ride share services, taxicabs, train tickets, tolls, and mass transit",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "2x miles on local transit and commuting including ride share services, taxicabs, train tickets, tolls, and mass transit.*"
      },
      {
        "rate": 1,
        "multiplier": "x",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "1x mile on all other purchases.*"
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": null,
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 30000,
      "bonusUnit": "miles",
      "spendRequired": {
        "value": 1000,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": 24,
        "applyByDate": null,
        "notes": "Not available if you currently have this card or received its new Cardmember bonus in the past 24 months."
      },
      "offerUrl": "https://creditcards.chase.com/travel-credit-cards/united/united-gateway",
      "tiers": [
        {
          "position": 2,
          "bonusValue": 10000,
          "bonusUnit": "miles",
          "spendRequired": null,
          "qualification": {
            "type": "authorized_user",
            "description": "Add an authorized user to your account in the first 3 months your account is open.",
            "windowDays": 90
          },
          "notes": null
        }
      ],
      "notes": "Up to 40,000 total bonus miles across the spend and authorized-user components.",
      "evidenceQuote": "Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. * Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open. * This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months."
    }
  ],
  "factStates": {
    "annualFee": "confirmed_none",
    "foreignTransactionFee": "confirmed_none",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "not_yet_reviewed",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": false,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-26T17:28:13.037Z"
}