UnitedSM Business Card

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "c94468fc-2640-4b21-8c36-969d50e0c8d4",
  "name": "UnitedSM Business Card",
  "issuer": {
    "id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
    "slug": "chase",
    "displayName": "Chase"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 150,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 0
  },
  "rewardSummary": {
    "text": "2X miles on all other eligible United purchases, gas stations, local transit, and office supply stores; 1X miles on all other purchases"
  },
  "earnRules": {
    "rules": [
      {
        "rate": 2,
        "multiplier": "x",
        "category": "travel_general",
        "categoryRaw": "all other eligible United purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "2x miles on all other eligible United purchases"
      },
      {
        "rate": 2,
        "multiplier": "x",
        "category": "gas",
        "categoryRaw": "gas stations",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "2x miles at gas stations*"
      },
      {
        "rate": 2,
        "multiplier": "x",
        "category": "other",
        "categoryRaw": "office supply stores",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "2x miles at office supply stores*"
      },
      {
        "rate": 2,
        "multiplier": "x",
        "category": "transit",
        "categoryRaw": "local transit",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "2x miles at office supply stores 2x miles on local transit including ride share services, taxicabs, train tickets, tolls and mass transit"
      },
      {
        "rate": 1,
        "multiplier": "x",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "1x mile on all other purchases*"
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": {
    "credits": [
      {
        "description": "$125 United Travel Credit: Earn one $125 United TravelBank cash each calendar year that you make five (5) United flight travel-related purchases, each totaling $100 or more with yo",
        "value": {
          "amount": 125,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "travel",
        "categoryRaw": "airline purchases",
        "vendor": "United",
        "notes": null,
        "evidenceQuote": "$125 United Travel Credit: Earn one $125 United TravelBank cash each calendar year that you make five (5) United flight travel-related purchases, each totaling $100 or more with your UnitedSM Business Card. United flight travel-related purchases include seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Travel credit will be delivered in the form of United® TravelBank cash and will be added to your MileagePlus account within 6-8 weeks of your 5th United purchase totaling $100 or more posting to your account. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. United® TravelBank cash will post directly to your MileagePlus account and will not appear on your credit card statement."
      },
      {
        "description": "Up to $100 in credits annually - Receive on prepaid hotel stays purchased directly through United® Hotels with your UnitedSM Business Card.*",
        "value": {
          "amount": 100,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "travel",
        "categoryRaw": "card credit",
        "vendor": "United Hotels",
        "notes": null,
        "evidenceQuote": "Up to $100 in credits annually - Receive on prepaid hotel stays purchased directly through United® Hotels with your UnitedSM Business Card.*"
      },
      {
        "description": "Up to $100 in credits on rideshare purchases",
        "value": {
          "amount": 100,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "ride_share",
        "categoryRaw": "rideshare",
        "vendor": null,
        "notes": "Enroll to receive on rideshare purchases.",
        "evidenceQuote": "Up to $100 in credits each calendar year - Enroll to receive on rideshare purchases when paying with your UnitedSM Business Card.*"
      },
      {
        "description": "Up to $50 in United travel credits on Avis or Budget car purchases",
        "value": {
          "amount": 50,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "travel",
        "categoryRaw": "Avis or Budget",
        "vendor": "Avis or Budget",
        "notes": "Receive when you book Avis or Budget car rental directly through cars.united.com and pay with your card.",
        "evidenceQuote": "Up to $50 in United travel credits annually - Receive when you book Avis or Budget car rental directly through cars.united.com and pay with your UnitedSM Business Card.*"
      },
      {
        "description": "Up to $120 in Instacart credits each calendar year - Receive for purchases made directly through Instacart with your UnitedSM Business Card. Terms apply.* Up to $100 in credits annually",
        "value": {
          "amount": 120,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "retail",
        "categoryRaw": "Instacart credits",
        "vendor": "Instacart",
        "notes": null,
        "evidenceQuote": "Up to $120 in Instacart credits each calendar year - Receive for purchases made directly through Instacart with your UnitedSM Business Card. Terms apply.*"
      },
      {
        "description": "Up to $100 in credits annually - Receive on flights purchased directly through JSX with your UnitedSM Business Card.* Up to $25 in credits on FareLock purchases annually - Receive when y",
        "value": {
          "amount": 100,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "travel",
        "categoryRaw": "JSX flights",
        "vendor": "JSX",
        "notes": null,
        "evidenceQuote": "Up to $100 in credits annually - Receive on flights purchased directly through JSX with your UnitedSM Business Card.*"
      },
      {
        "description": "Up to $25 in credits on FareLock purchases annually - Receive when you buy FareLock on a United - or United Express® - operated flight.*",
        "value": {
          "amount": 25,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "travel",
        "categoryRaw": "FareLock purchases",
        "vendor": "FareLock",
        "notes": null,
        "evidenceQuote": "Up to $25 in credits on FareLock purchases annually - Receive when you buy FareLock on a United - or United Express® - operated flight.*"
      }
    ],
    "extractionCompleteness": "complete"
  },
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 110000,
      "bonusUnit": "miles",
      "spendRequired": null,
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": null,
        "applyByDate": null,
        "notes": "after qualifying activities NEW CARDMEMBER OFFER"
      },
      "offerUrl": null,
      "tiers": [
        {
          "position": 2,
          "bonusValue": 2000,
          "bonusUnit": "points",
          "spendRequired": null,
          "qualification": {
            "type": "other",
            "description": "qualifying activities",
            "windowDays": null
          },
          "notes": "Premier qualifying points (PQP)"
        }
      ],
      "notes": "+ 2,000 Premier qualifying points (PQP)",
      "evidenceQuote": "Earn up to 110,000 bonus miles + 2,000 Premier qualifying points (PQP)"
    }
  ],
  "factStates": {
    "annualFee": "confirmed_value",
    "foreignTransactionFee": "confirmed_none",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "confirmed_value",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": true,
    "welcomeBonus": true
  },
  "updatedAt": "2026-06-27T19:01:08.995Z"
}