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ChaseAccepting applicationsUpdated Sep 30, 2026

Chase Freedom Flex

$250 after $500 spend in 3 months welcome offer | 5% top earn rate | No annual fee annual fee. Earn 5% on Chase Travel; 5% on rotating categories.

8 source-backed facts6 reward tiers0 saved credits
Chase
Chase Freedom Flex
Annual fee
No annual fee
Top earn
5%
Welcome offer
$250 after $500 spend in 3 months
Annual fee
No annual fee
Source
Foreign transaction fee
3%
Top earn rate
5%
Earn

Rewards by purchase type

5%

Chase Travel

Source
Earn 5% on travel purchased through Chase Travel SM .
Issuer page screenshot with the quoted text highlighted: Earn 5% on travel purchased through Chase Travel SM .
creditcards.chase.com/cash-back-credit-cards/freedom/flexCaptured Sep 29, 2026
5%

rotating categories

$1,500 per Quarterly | Activation required each quarter; cap shared across combined category purchases | Calendar lists Jul–Sep 2026: Gas Stations, Public Transit, EV Charging, Select Live Entertainment, United Way; Oct–Dec 2026: Grocery Stores (excluding Walmart and Target), Dining, American Red Cross; Jan–Mar 2027: Grocery Stores (excluding Walmart and Target), Top Streaming Services. Calendar labels are retained by date; no inference about which quarter is current

Source
Earn 5% cash back on up to $1,500 in rotating categories each quarter you activate.
Issuer page screenshot with the quoted text highlighted: Earn 5% cash back on up to $1,500 in rotating categories each quarter you activate.
creditcards.chase.com/cash-back-credit-cards/freedom/flexCaptured Sep 29, 2026
3%

dining

Dining at restaurants, including takeout and eligible delivery services

Source
Earn 3% on dining at restaurants, including takeout and eligible delivery services.
Issuer page screenshot with the quoted text highlighted: Earn 3% on dining at restaurants, including takeout and eligible delivery services.
creditcards.chase.com/cash-back-credit-cards/freedom/flexCaptured Sep 29, 2026
3%

drugstores

Drugstore purchases

Source
Earn 3% on drugstore purchases.
Issuer page screenshot with the quoted text highlighted: Earn 3% on drugstore purchases.
creditcards.chase.com/cash-back-credit-cards/freedom/flexCaptured Sep 29, 2026
2%

Lyft rides

Limited-time through September 30, 2027 | Total rate; the stated 1% increment is not an additional total-rate rule

Source
Earn 2% total cash back on Lyft rides with your Freedom Flex card through September 30, 2027.
Issuer page screenshot with the quoted text highlighted: Earn 2% total cash back on Lyft rides with your Freedom Flex card through September 30, 2027.
creditcards.chase.com/cash-back-credit-cards/freedom/flexCaptured Sep 29, 2026
1%

all other purchases

Source
Earn 1% on all other purchases.
Issuer page screenshot with the quoted text highlighted: Earn 1% on all other purchases.
creditcards.chase.com/cash-back-credit-cards/freedom/flexCaptured Sep 29, 2026