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Capital OneAccepting applicationsUpdated Sep 26, 2026

Savor Rewards

$200 after $500 spend in 3 months welcome offer | 8% top earn rate | No annual fee annual fee. Earn 8% on Capital One Entertainment purchases; 5% on hotels, vacation rentals, and rental cars.

11 source-backed facts7 reward tiers0 saved credits
Capital One
Savor Rewards
Annual fee
No annual fee
Top earn
8%
Welcome offer
$200 after $500 spend in 3 months
Annual fee
No annual fee
Foreign transaction fee
No foreign transaction fee
Top earn rate
8%
Earn

Rewards by purchase type

8%

Capital One Entertainment purchases

Capital One Entertainment ticketing platform only; excludes direct Capital One Hall or Arena ticketing. Open account in good standing and online account required; consumer, non-commercial use only. Rewards reclaimed on cancellation or return

5%

hotels, vacation rentals, and rental cars

Booked through Capital One Travel

3%

dining

Restaurants, cafes, bars, lounges, fast-food chains and bakeries; merchant coding and payment processing can affect eligibility

3%

entertainment

Eligible entertainment merchant codes; excludes golf courses, collegiate sporting events, cable, digital streaming and membership services

3%

grocery stores

Excludes superstores like Walmart and Target; merchant category coding determines eligibility

3%

popular streaming services

1%

all other purchases