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DiscoverAccepting applicationsUpdated Sep 30, 2026

Discover it Chrome

2% top earn rate | No annual fee annual fee. Earn 2% on gas stations; 2% on restaurants.

4 source-backed facts3 reward tiers0 saved credits
Discover
Discover it Chrome
Annual fee
No annual fee
Top earn
2%
Welcome offer
Not yet reviewed
Annual fee
No annual fee
Source
No annual fee
Issuer page screenshot with the quoted text highlighted: No annual fee
www.discover.com/credit-cards/cash-back/chrome/Captured Sep 29, 2026
Foreign transaction fee
Not found
Top earn rate
2%
Earn

Rewards by purchase type

2%

gas stations

$1,000 per Quarterly | First $1,000 in combined gas station (stand-alone) and restaurant purchases each calendar quarter; U.S. merchants. Gas classification includes some public electric vehicle charging stations; affiliated supermarket, supercenter and wholesale-club stations may not qualify | Shared cap across gas stations and restaurants; no activation required

Source
2% Cash Back at gas and restaurants: You will earn 2% cash back on your first $1000 in combined purchases at gas stations (stand-alone) and restaurants each calendar quarter. Calendar quarters begin January 1, April 1, July 1, and October 1. Purchases at gas stations and restaurants over the quarterly cap, and all other purchases, except as noted below, earn 1% cash back.
Issuer page screenshot with the quoted text highlighted: 2% Cash Back at gas and restaurants: You will earn 2% cash back on your first $1000 in combined purchases at gas stations (stand-alone) and restaurants each calendar quarter. Calendar quarters begin January 1, April 1, July 1, and October 1. Purchases at gas stations and restaurants over the quarterly cap, and all other purchases, except as noted below, earn 1% cash back.
www.discover.com/credit-cards/cash-back/chrome/Captured Sep 29, 2026
2%

restaurants

$1,000 per Quarterly | First $1,000 in combined gas station (stand-alone) and restaurant purchases each calendar quarter; U.S. merchants. Includes full-service restaurants, cafes, cafeterias, fast-food locations and restaurant delivery services; some affiliated restaurants and bakeries may not qualify | Shared cap across gas stations and restaurants; no activation required

Source
2% Cash Back at gas and restaurants: You will earn 2% cash back on your first $1000 in combined purchases at gas stations (stand-alone) and restaurants each calendar quarter. Calendar quarters begin January 1, April 1, July 1, and October 1. Purchases at gas stations and restaurants over the quarterly cap, and all other purchases, except as noted below, earn 1% cash back.
Issuer page screenshot with the quoted text highlighted: 2% Cash Back at gas and restaurants: You will earn 2% cash back on your first $1000 in combined purchases at gas stations (stand-alone) and restaurants each calendar quarter. Calendar quarters begin January 1, April 1, July 1, and October 1. Purchases at gas stations and restaurants over the quarterly cap, and all other purchases, except as noted below, earn 1% cash back.
www.discover.com/credit-cards/cash-back/chrome/Captured Sep 29, 2026
1%

all other purchases

All other eligible net purchases and gas station/restaurant purchases over the shared quarterly cap | Unlimited

Source
Purchases at gas stations and restaurants over the quarterly cap, and all other purchases, except as noted below, earn 1% cash back.
Issuer page screenshot with the quoted text highlighted: Purchases at gas stations and restaurants over the quarterly cap, and all other purchases, except as noted below, earn 1% cash back.
www.discover.com/credit-cards/cash-back/chrome/Captured Sep 29, 2026