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ChaseAccepting applicationsUpdated Sep 30, 2026
Chase Sapphire Preferred
75,000 points after $5,000 spend in 3 months welcome offer | 5x top earn rate | $95 annual fee. Earn 5x on Chase Travel; 3x on dining.
17 source-backed facts10 reward tiers4 saved credits
Annual fee
$95
Top earn
5x
Welcome offer
75,000 points after $5,000 spend in 3 months
Annual fee
$95
Source
$95 annual fee
Foreign transaction fee
No foreign transaction fee
Source
No foreign transaction fees † You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Top earn rate
5x
Earn
Rewards by purchase type
5x
Chase Travel
Excludes FROSCH by Chase Travel, Valerie Wilson Travel by Chase Travel, and Frosch International Travel LLC; purchases qualifying for the $100 hotel credit do not earn points
Source
NEW 5x points on Chase Travel
3x
dining
Dining at restaurants including takeout and eligible delivery services
Source
3x points on dining
3x
EV charging and gas stations
Source
3x points on gas stations, EV charging, and vacation homes at top brands
3x
online grocery
Excludes Target, Walmart and wholesale clubs
Source
3x points on top streaming services and online grocery, exclusions apply
3x
top streaming services
Select top services only
Source
3x points on top streaming services and online grocery, exclusions apply
3x
vacation homes at top brands
Select top brands only
Source
3x points on gas stations, EV charging, and vacation homes at top brands
2x
all other travel
Excludes Chase Travel purchases qualifying for 5 points; includes FROSCH by Chase Travel, Valerie Wilson Travel by Chase Travel and Frosch International Travel LLC
Source
2x points on all other travel
5x
Lyft rides
Limited-time through 9/30/27
Source
5x on Lyft rides Earn 5x on Lyft rides through 9/30/27.
5x
Peloton purchases
$5,000 per Promotional Window | Limited-time through 12/31/2027
Source
5x on Peloton purchases Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27.
1x
all other purchases
Source
1X points on all other purchases
