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Issuer-page facts
ChaseAccepting applicationsUpdated Sep 30, 2026

IHG One Rewards Premier

140,000 points after $3,000 spend in 3 months welcome offer | 10x top earn rate | $99 annual fee. Earn 10x on IHG ® Hotels and Resorts; 5x on travel, dining, and gas stations.

8 source-backed facts3 reward tiers1 saved credit
Chase
IHG One Rewards Premier
Annual fee
$99
Top earn
10x
Welcome offer
140,000 points after $3,000 spend in 3 months
Annual fee
$99
Source
Annual Membership Fee $99
Issuer page screenshot with the quoted text highlighted: Annual Membership Fee $99
sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC60778.htmlCaptured Sep 29, 2026
Foreign transaction fee
No foreign transaction fee
Source
Foreign Transactions None
Issuer page screenshot with the quoted text highlighted: Foreign Transactions None
sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC60778.htmlCaptured Sep 29, 2026
Top earn rate
10x
Earn

Rewards by purchase type

10x

IHG ® Hotels and Resorts

Card spend at IHG Hotels and Resorts; excludes loyalty-program earnings

Source
Up to 26X total points at IHG ® Hotels and Resorts That's 10X points with this card. *
Issuer page screenshot with the quoted text highlighted: Up to 26X total points at IHG ® Hotels and Resorts That's 10X points with this card. *
creditcards.chase.com/travel-credit-cards/ihg-rewards-club/premierCaptured Sep 29, 2026
5x

travel, dining, and gas stations

Source
5X points per dollar Earn 5X total points on travel, dining, and at gas stations. *
Issuer page screenshot with the quoted text highlighted: 5X points per dollar Earn 5X total points on travel, dining, and at gas stations. *
creditcards.chase.com/travel-credit-cards/ihg-rewards-club/premierCaptured Sep 29, 2026
3x

all other purchases

Source
Earn 3X points per $1 spent on all other purchases. *
Issuer page screenshot with the quoted text highlighted: Earn 3X points per $1 spent on all other purchases. *
creditcards.chase.com/travel-credit-cards/ihg-rewards-club/premierCaptured Sep 29, 2026