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Issuer-page facts
ChaseAccepting applicationsUpdated Sep 26, 2026

United Explorer

50,000 miles after $3,000 spend in 3 months welcome offer | 3x top earn rate | $150 annual fee. Earn 3x on eligible United purchases; 2x on hotel stays and dining including eligible delivery services.

13 source-backed facts3 reward tiers5 saved credits
Chase
United Explorer
Annual fee
$150
Top earn
3x
Welcome offer
50,000 miles after $3,000 spend in 3 months
Annual fee
$150
Source
Annual Membership Fee $0 Intro fee for the first year. After that, $150
Issuer page screenshot with the quoted text highlighted: Annual Membership Fee $0 Intro fee for the first year. After that, $150
sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC62176.htmlCaptured Sep 29, 2026
Foreign transaction fee
No foreign transaction fee
Source
Foreign Transactions None
Issuer page screenshot with the quoted text highlighted: Foreign Transactions None
sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC62176.htmlCaptured Sep 29, 2026
Top earn rate
3x
Earn

Rewards by purchase type

3x

eligible United purchases

2x

hotel stays and dining including eligible delivery services

1x

all other purchases