Saved cards
Issuer-page facts
Wells FargoAccepting applicationsUpdated Sep 30, 2026
Autograph Journey Card
60,000 points after $4,000 spend in 3 months welcome offer | 5x top earn rate | $95 annual fee. Earn 5x on hotels; 4x on airlines.
7 source-backed facts5 reward tiers0 saved credits
Wells Fargo
Autograph Journey Card
Annual fee
$95
Top earn
5x
Welcome offer
60,000 points after $4,000 spend in 3 months
Annual fee
$95
Source
$95 Annual Fee
Foreign transaction fee
No foreign transaction fee
Source
The Autograph Journey credit card has no foreign transaction fees.
Top earn rate
5x
Earn
Rewards by purchase type
5x
hotels
Net purchases at retailers classified as hotel/motel
Source
Hotels: 5 points for every $1 you spend
4x
airlines
Net purchases at retailers classified as airlines and air carriers
Source
Airlines: 4 points (1 base point plus 3 bonus points) for every $1 spent on net purchases made with retailers whose merchant category code is classified as airlines and air carriers.
3x
other travel
Net purchases at retailers classified as timeshare, vehicle/auto rental, cruise lines, travel agencies, discount travel sites, or campgrounds
Source
Other Travel: 3 points (1 base plus 2 bonus points) are earned per $1 spent on net purchases made at retailers whose merchant category code is classified as: timeshare, or vehicle/auto rental, cruise lines, travel agencies, discount travel sites, campgrounds.
3x
restaurants
Net purchases at retailers classified as eating places and restaurants, drinking places, fast food restaurants, and caterers
Source
Restaurants: 3 points (1 base plus 2 bonus points) are earned per $1 spent on net purchases made at retailers whose merchant category code is classified as: eating places and restaurants, drinking places, fast food restaurants, and caterers.
1x
other purchases
Other net purchases; cash advances and cash equivalents do not earn points
Source
Other purchases: 1 rewards point will be earned per $1 spent on other net purchases.