Saved cards
Issuer-page facts
ChaseAccepting applicationsUpdated Sep 30, 2026

IHG One Rewards Premier Business

140,000 points after $4,000 spend in 3 months welcome offer | 10x top earn rate | $99 annual fee. Earn 10x on IHG ® Hotels and Resorts; 5x on travel, dining, select business purchases, and gas stations.

9 source-backed facts3 reward tiers1 saved credit
Chase
IHG One Rewards Premier Business
Annual fee
$99
Top earn
10x
Welcome offer
140,000 points after $4,000 spend in 3 months
Annual fee
$99
Source
Annual Membership Fee $99
Issuer page screenshot with the quoted text highlighted: Annual Membership Fee $99
sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC60353.htmlCaptured Sep 29, 2026
Foreign transaction fee
No foreign transaction fee
Source
Foreign Transactions None
Issuer page screenshot with the quoted text highlighted: Foreign Transactions None
sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC60353.htmlCaptured Sep 29, 2026
Top earn rate
10x
Earn

Rewards by purchase type

10x

IHG ® Hotels and Resorts

Card spending at IHG Hotels and Resorts; excludes separate loyalty-program earnings

Source
Up to 26X total points at IHG ® Hotels and Resorts That's 10X points with this card
Issuer page screenshot with the quoted text highlighted: Up to 26X total points at IHG ® Hotels and Resorts That's 10X points with this card
creditcards.chase.com/business-credit-cards/IHG/business-premierCaptured Sep 29, 2026
5x

travel, dining, select business purchases, and gas stations

Source
5X points per dollar Earn 5X points on travel, dining, select business purchases, and at gas stations.
Issuer page screenshot with the quoted text highlighted: 5X points per dollar Earn 5X points on travel, dining, select business purchases, and at gas stations.
creditcards.chase.com/business-credit-cards/IHG/business-premierCaptured Sep 29, 2026
3x

all other purchases

Source
Earn 3X points per $1 spent on all other purchases.
Issuer page screenshot with the quoted text highlighted: Earn 3X points per $1 spent on all other purchases.
creditcards.chase.com/business-credit-cards/IHG/business-premierCaptured Sep 29, 2026