Saved cards
Issuer-page facts
Wells FargoAccepting applicationsUpdated Sep 29, 2026

Choice Privileges Mastercard

60,000 points after $1,000 spend in 3 months welcome offer | 5x top earn rate | No annual fee annual fee. Earn 5x on Choice Privileges point purchases; 5x on stays at participating Choice Hotels® properties.

10 source-backed facts8 reward tiers0 saved credits
Wells Fargo
Choice Privileges Mastercard
Annual fee
No annual fee
Top earn
5x
Welcome offer
60,000 points after $1,000 spend in 3 months
Annual fee
No annual fee
Foreign transaction fee
No foreign transaction fee
Top earn rate
5x
Earn

Rewards by purchase type

5x

Choice Privileges point purchases

Qualifying net purchases of Choice Privileges points made on the Card Account; program limits and restrictions apply | Merchant classification controls eligibility. Purchases through third-party payment accounts, online marketplaces, mobile or wireless card readers, or mobile/digital wallets may not earn bonus points

5x

stays at participating Choice Hotels® properties

Qualifying net purchases at eligible Choice and non-Choice hotel locations; book through Choicehotels.com, the Choice Hotels mobile app, the Choice Hotels Service Center, or directly with a Choice Hotels brand hotel | Merchant classification controls eligibility. Purchases through third-party payment accounts, online marketplaces, mobile or wireless card readers, or mobile/digital wallets may not earn bonus points

3x

electric vehicle charging stations

Electric vehicle charging stations classified in the eligible Automobile Stations Mastercard merchant category | Merchant classification controls eligibility. Purchases through third-party payment accounts, online marketplaces, mobile or wireless card readers, or mobile/digital wallets may not earn bonus points

3x

gas stations

Eligible Mastercard merchant codes for gas stations and automated fuel dispensers. Auto repair stores, car washes, warehouse or membership-club gas, grocery stores and superstores selling gasoline may not qualify | Merchant classification controls eligibility. Purchases through third-party payment accounts, online marketplaces, mobile or wireless card readers, or mobile/digital wallets may not earn bonus points

3x

grocery stores

Eligible Mastercard merchant codes for grocery stores, supermarkets, delis and bakeries; convenience stores, meal kits, superstores, warehouses and membership clubs may not qualify | Merchant classification controls eligibility. Purchases through third-party payment accounts, online marketplaces, mobile or wireless card readers, or mobile/digital wallets may not earn bonus points

3x

home improvement stores

Eligible Home Supply, Equipment, and Improvement Mastercard merchant codes, including hardware, furniture and appliances, garden supplies, home accessories, floor/glass/paint/wallpaper, household appliance and furniture rentals, pools and home improvement contractors. Cleaning, extermination, miscellaneous repairs, welding and general retailers may not qualify | Merchant classification controls eligibility. Purchases through third-party payment accounts, online marketplaces, mobile or wireless card readers, or mobile/digital wallets may not earn bonus points

3x

phone plan services

Eligible Telecommunication Services Mastercard merchant codes for landline and cell phone providers. Hardware, accessories, third-party payments and unrelated subscriptions such as cable and streaming may not qualify | Merchant classification controls eligibility. Purchases through third-party payment accounts, online marketplaces, mobile or wireless card readers, or mobile/digital wallets may not earn bonus points

1x

other purchases

Other qualifying net purchases; cash advances and cash equivalents do not earn points