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ChaseAccepting applicationsUpdated Sep 30, 2026
Chase Freedom Unlimited
$200 after $500 spend in 3 months welcome offer | 5% top earn rate | No annual fee annual fee. Earn 5% on Chase Travel; 3% on dining.
8 source-backed facts5 reward tiers1 saved credit
Chase
Chase Freedom Unlimited
Annual fee
No annual fee
Top earn
5%
Welcome offer
$200 after $500 spend in 3 months
Annual fee
No annual fee
Source
$0 annual fee

Foreign transaction fee
3%
Source
Foreign Transactions 3% of the amount of each transaction in U.S. dollars.

Top earn rate
5%
Earn
Rewards by purchase type
5%
Chase Travel
Travel purchased through Chase Travel
Source
Earn 3% on dining at restaurants, including takeout and eligible delivery services. * Earn 3% on drugstore purchases. * Earn 5% on travel purchased through Chase Travel SM . * Earn 1.5% on all other purchases.

3%
dining
Dining at restaurants, including takeout and eligible delivery services
Source
Earn 3% on dining at restaurants, including takeout and eligible delivery services. * Earn 3% on drugstore purchases. * Earn 5% on travel purchased through Chase Travel SM . * Earn 1.5% on all other purchases.

3%
drugstores
Drugstore purchases
Source
Earn 3% on dining at restaurants, including takeout and eligible delivery services. * Earn 3% on drugstore purchases. * Earn 5% on travel purchased through Chase Travel SM . * Earn 1.5% on all other purchases.

2%
Lyft products and services
Limited-time through 09/30/2027
Source
2% Cash Back Offer on Lyft Purchases: You'll earn 2% cash back total on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027.

1.5%
all other purchases
All other purchases
Source
Earn 3% on dining at restaurants, including takeout and eligible delivery services. * Earn 3% on drugstore purchases. * Earn 5% on travel purchased through Chase Travel SM . * Earn 1.5% on all other purchases.
