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ChaseAccepting applicationsUpdated Sep 30, 2026

Chase Freedom Unlimited

$200 after $500 spend in 3 months welcome offer | 5% top earn rate | No annual fee annual fee. Earn 5% on Chase Travel; 3% on dining.

8 source-backed facts5 reward tiers1 saved credit
Chase
Chase Freedom Unlimited
Annual fee
No annual fee
Top earn
5%
Welcome offer
$200 after $500 spend in 3 months
Annual fee
No annual fee
Source
Foreign transaction fee
3%
Source
Foreign Transactions 3% of the amount of each transaction in U.S. dollars.
Issuer page screenshot with the quoted text highlighted: Foreign Transactions 3% of the amount of each transaction in U.S. dollars.
sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC60938.htmlCaptured Sep 29, 2026
Top earn rate
5%
Earn

Rewards by purchase type

5%

Chase Travel

Travel purchased through Chase Travel

Source
Earn 3% on dining at restaurants, including takeout and eligible delivery services. * Earn 3% on drugstore purchases. * Earn 5% on travel purchased through Chase Travel SM . * Earn 1.5% on all other purchases.
Issuer page screenshot with the quoted text highlighted: Earn 3% on dining at restaurants, including takeout and eligible delivery services. * Earn 3% on drugstore purchases. * Earn 5% on travel purchased through Chase Travel SM . * Earn 1.5% on all other purchases.
creditcards.chase.com/cash-back-credit-cards/freedom/unlimitedCaptured Sep 29, 2026
3%

dining

Dining at restaurants, including takeout and eligible delivery services

Source
Earn 3% on dining at restaurants, including takeout and eligible delivery services. * Earn 3% on drugstore purchases. * Earn 5% on travel purchased through Chase Travel SM . * Earn 1.5% on all other purchases.
Issuer page screenshot with the quoted text highlighted: Earn 3% on dining at restaurants, including takeout and eligible delivery services. * Earn 3% on drugstore purchases. * Earn 5% on travel purchased through Chase Travel SM . * Earn 1.5% on all other purchases.
creditcards.chase.com/cash-back-credit-cards/freedom/unlimitedCaptured Sep 29, 2026
3%

drugstores

Drugstore purchases

Source
Earn 3% on dining at restaurants, including takeout and eligible delivery services. * Earn 3% on drugstore purchases. * Earn 5% on travel purchased through Chase Travel SM . * Earn 1.5% on all other purchases.
Issuer page screenshot with the quoted text highlighted: Earn 3% on dining at restaurants, including takeout and eligible delivery services. * Earn 3% on drugstore purchases. * Earn 5% on travel purchased through Chase Travel SM . * Earn 1.5% on all other purchases.
creditcards.chase.com/cash-back-credit-cards/freedom/unlimitedCaptured Sep 29, 2026
2%

Lyft products and services

Limited-time through 09/30/2027

Source
2% Cash Back Offer on Lyft Purchases: You'll earn 2% cash back total on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027.
Issuer page screenshot with the quoted text highlighted: 2% Cash Back Offer on Lyft Purchases: You'll earn 2% cash back total on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027.
creditcards.chase.com/cash-back-credit-cards/freedom/unlimitedCaptured Sep 29, 2026
1.5%

all other purchases

All other purchases

Source
Earn 3% on dining at restaurants, including takeout and eligible delivery services. * Earn 3% on drugstore purchases. * Earn 5% on travel purchased through Chase Travel SM . * Earn 1.5% on all other purchases.
Issuer page screenshot with the quoted text highlighted: Earn 3% on dining at restaurants, including takeout and eligible delivery services. * Earn 3% on drugstore purchases. * Earn 5% on travel purchased through Chase Travel SM . * Earn 1.5% on all other purchases.
creditcards.chase.com/cash-back-credit-cards/freedom/unlimitedCaptured Sep 29, 2026