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ChaseAccepting applicationsUpdated Jul 8, 2026

Instacart Mastercard

$50 welcome offer | 5% top earn rate | No annual fee annual fee. Earn 5% on Chase Travel purchases; 5% on qualifying Instacart purchases.

9 source-backed facts5 reward tiers1 saved credit
Chase
Instacart Mastercard
Annual fee
No annual fee
Top earn
5%
Welcome offer
$50
Annual fee
No annual fee
Foreign transaction fee
No foreign transaction fee
Top earn rate
5%
Earn

Rewards by purchase type

5%

Chase Travel purchases

including flights, hotels and more

5%

qualifying Instacart purchases

$6,000 per Annual | on your first $6,000 spent annually

2%

gas stations and select streaming services

2%

restaurants

including orders on Instacart powered by Uber Eats

1%

all other purchases