Saved cards
Issuer-page facts
ChaseAccepting applicationsUpdated Sep 30, 2026

United Club

80,000 miles after $5,000 spend in 3 months welcome offer | 5x top earn rate | $695 annual fee. Earn 5x on eligible United purchases; 5x on hotel stays when you prepay directly through Renowned Hotels and Resorts for United® Card....

14 source-backed facts5 reward tiers5 saved credits
Chase
United Club
Annual fee
$695
Top earn
5x
Welcome offer
80,000 miles after $5,000 spend in 3 months
Annual fee
$695
Source
Foreign transaction fee
No foreign transaction fee
Source
Top earn rate
5x
Earn

Rewards by purchase type

5x

eligible United purchases

5x

hotel stays when you prepay directly through Renowned Hotels and Resorts for United® Card...

when you prepay directly through Renowned Hotels and Resorts for United® Cardmembers

2x

dining including eligible delivery services

Includes eligible delivery services

2x

all other travel including airfare, trains, local transit, cruise lines, hotels, car rent...

Includes airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls

1x

all other purchases