Saved cards
Issuer-page facts
Wells FargoAccepting applicationsUpdated Sep 30, 2026

One Key+ Card

$350 after $3,000 spend in 3 months welcome offer | 3% top earn rate | $99 annual fee. Earn 3% on on Expedia, Hotels.com and Vrbo, gas stations, grocery stores, and dining.

9 source-backed facts2 reward tiers2 saved credits
Wells Fargo
One Key+ Card
Annual fee
$99
Top earn
3%
Welcome offer
$350 after $3,000 spend in 3 months
Annual fee
$99
Source
$99 Annual Fee
Issuer page screenshot with the quoted text highlighted: $99 Annual Fee
creditcards.wellsfargo.com/one-key-plus-credit-card/Captured Sep 29, 2026
Foreign transaction fee
No foreign transaction fee
Source
No foreign transaction fee Use your card when you travel and pay no foreign transaction fees for purchases converted to U.S. dollars.
Issuer page screenshot with the quoted text highlighted: No foreign transaction fee Use your card when you travel and pay no foreign transaction fees for purchases converted to U.S. dollars.
creditcards.wellsfargo.com/one-key-plus-credit-card/Captured Sep 29, 2026
Top earn rate
3%
Earn

Rewards by purchase type

3%

on Expedia, Hotels.com and Vrbo, gas stations, grocery stores, and dining

2%

on other purchases