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ChaseAccepting applicationsUpdated Sep 30, 2026
Ink Business Cash
$750 after $6,000 spend in 3 months welcome offer | 5% top earn rate | No annual fee annual fee. Earn 5% on office supply stores and internet, cable and phone services; 2% on gas stations and restaurants.
10 source-backed facts4 reward tiers2 saved credits
Chase
Ink Business Cash
Annual fee
No annual fee
Top earn
5%
Welcome offer
$750 after $6,000 spend in 3 months
Annual fee
No annual fee
Source
ANNUAL FEE $0
Foreign transaction fee
3%
Source
Foreign Transactions 3% of the amount of each transaction in U.S. dollars.
Top earn rate
5%
Earn
Rewards by purchase type
5%
office supply stores and internet, cable and phone services
$25,000 per Annual | Combined with internet, cable and phone services and office supply stores; first $25,000 each account anniversary year
Source
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
2%
gas stations and restaurants
$25,000 per Annual | Combined gas stations and restaurants; first $25,000 each account anniversary year
Source
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
5%
Lyft rides
Limited-time through September 30, 2027
Source
Earn a total of 5% cash back on Lyft rides through September 30, 2027 with your Chase Ink Business Cash card.
1%
all other purchases
Source
Earn 1% cash back on all other purchases–with no limit to the amount you can earn.
