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Wells FargoAccepting applicationsUpdated Sep 29, 2026

Choice Privileges Select Mastercard

60,000 points after $3,000 spend in 3 months welcome offer | 10x top earn rate | $95 annual fee. Earn 10x on Choice Privileges point purchases; 10x on stays at participating Choice Hotels® properties.

11 source-backed facts7 reward tiers1 saved credit
Wells Fargo
Choice Privileges Select Mastercard
Annual fee
$95
Top earn
10x
Welcome offer
60,000 points after $3,000 spend in 3 months
Annual fee
$95
Foreign transaction fee
No foreign transaction fee
Top earn rate
10x
Earn

Rewards by purchase type

10x

Choice Privileges point purchases

Qualifying net purchases of Choice Privileges points on the card account

10x

stays at participating Choice Hotels® properties

Qualifying net purchases at eligible hotel locations booked through Choicehotels.com, the Choice Hotels mobile app, Choice Hotels Service Center, or directly with a Choice Hotels brand hotel. Terms include eligible Choice and non-Choice hotels and resorts

5x

gas stations and electric vehicle charging stations

Qualifying net purchases at merchants classified under the corresponding Mastercard merchant code. Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations

5x

grocery stores

Qualifying net purchases at merchants classified under the corresponding Mastercard merchant code. Groceries: grocery stores, supermarkets, delis and bakeries

5x

home improvement stores

Qualifying net purchases at merchants classified under the corresponding Mastercard merchant code. Home improvement: home improvement stores, hardware stores, nurseries and garden supply stores, furniture and household appliances stores, home accessories stores, floor, glass, paint and wallpaper stores, lease/rental services for furniture and household appliances, swimming pool sales and supplies, contractors, or specialists providing home improvement services

5x

phone plan services

Qualifying net purchases at merchants classified under the corresponding Mastercard merchant code. Telephone plans: landline and cell phone providers considered telecommunication services

1x

other purchases

Other qualifying net purchases