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ChaseAccepting applicationsUpdated Jul 8, 2026

Ink Business Preferred

100,000 points after $8,000 spend in 3 months welcome offer | 3x top earn rate | $95 annual fee. Earn 3x on Travel, Shipping purchases, Advertising purchases made with social media sites and search engines, and Internet, cable and phone services; 1x on all other purchases.

9 source-backed facts3 reward tiers1 saved credit
Chase
Ink Business Preferred
Annual fee
$95
Top earn
3x
Welcome offer
100,000 points after $8,000 spend in 3 months
Annual fee
$95
Foreign transaction fee
No foreign transaction fee
Top earn rate
3x
Earn

Rewards by purchase type

5x

Lyft rides

Limited-time through 09/30/2027 | Qualifying Lyft products and services include rideshare; bike and scooter rides; and subscription and membership products

3x

Travel, Shipping purchases, Advertising purchases made with social media sites and search engines, and Internet, cable and phone services

$150,000 per Annual | first $150,000 spent in combined purchases in the following categories each account anniversary year | combined purchases in the following categories

1x

all other purchases

no limit to the amount you can earn