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Issuer-page facts
ChaseAccepting applicationsUpdated Sep 30, 2026

IHG One Rewards Traveler

80,000 points after $2,000 spend in 3 months welcome offer | 5x top earn rate | No annual fee annual fee. Earn 5x on IHG ® Hotels and Resorts; 3x on dining, utilities, select streaming services, and gas stations.

8 source-backed facts3 reward tiers0 saved credits
Chase
IHG One Rewards Traveler
Annual fee
No annual fee
Top earn
5x
Welcome offer
80,000 points after $2,000 spend in 3 months
Annual fee
No annual fee
Source
Annual Membership Fee None
Issuer page screenshot with the quoted text highlighted: Annual Membership Fee None
sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC62162.htmlCaptured Sep 29, 2026
Foreign transaction fee
No foreign transaction fee
Source
Foreign Transactions None
Issuer page screenshot with the quoted text highlighted: Foreign Transactions None
sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC62162.htmlCaptured Sep 29, 2026
Top earn rate
5x
Earn

Rewards by purchase type

5x

IHG ® Hotels and Resorts

Stays at IHG Hotels and Resorts; card earnings only

Source
Up to 17X total points at IHG ® Hotels and Resorts That's 5X points with this card. * Plus up to 10X points from IHG ® on stays for being an IHG One Rewards member. * Plus up to 2X points from IHG ® on stays with Silver Elite Status, a benefit of this card.
Issuer page screenshot with the quoted text highlighted: Up to 17X total points at IHG ® Hotels and Resorts That's 5X points with this card. * Plus up to 10X points from IHG ® on stays for being an IHG One Rewards member. * Plus up to 2X points from IHG ® on stays with Silver Elite Status, a benefit of this card.
creditcards.chase.com/travel-credit-cards/ihg-rewards-club/travelerCaptured Sep 29, 2026
3x

dining, utilities, select streaming services, and gas stations

Source
Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases.
Issuer page screenshot with the quoted text highlighted: Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases.
creditcards.chase.com/travel-credit-cards/ihg-rewards-club/travelerCaptured Sep 29, 2026
2x

all other purchases

Source
Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases.
Issuer page screenshot with the quoted text highlighted: Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases.
creditcards.chase.com/travel-credit-cards/ihg-rewards-club/travelerCaptured Sep 29, 2026