United Business Card

{
  "entity": {
    "id": "05134d7d-6de0-429d-bc9c-9079705d25b0",
    "name": "United Business Card",
    "type": "card",
    "issuerId": "19dd054c-b2ef-4683-a963-ce95509dd5df",
    "canonicalSlug": "united-business"
  },
  "reason": {
    "code": "missing_existing_card",
    "label": "Missing in latest issuer refresh",
    "summary": "United Business Card was previously in the issuer portfolio but was not found in the latest refresh."
  },
  "evidence": {
    "runMode": "refresh_existing_targets",
    "workflowId": "issuer_portfolio_refresh",
    "sourceStage": "card.discover",
    "completeness": "complete",
    "observedAtIso": "2026-05-17T15:59:51.847Z",
    "observedCardIds": [
      "4314f6a8-17a9-42f5-bbb1-091b028775d4",
      "96d52666-dd7a-4d69-9595-69b1d72d566c",
      "1edaa238-0f94-454d-9fae-26dca3e20863",
      "6077e61f-cb47-4094-bd80-5d04c3bc7d89",
      "5a11d401-66be-4153-8fa1-60d2d7f86fcf",
      "49086733-fa0c-4b3a-8836-63dbd365f165",
      "c82eed55-f1b5-4a5e-9b6c-8859f8e34e06",
      "67234608-b1c2-4746-8fea-5967141fc98d",
      "67316133-eb35-4fd6-8a3d-c73d7d481da8",
      "47464eda-5e3a-4e3d-82b8-3e2d7e5f11d4",
      "cb6e8b2b-bbdc-40cc-8850-3eec5968d12b",
      "bc717619-69bd-4396-a485-d614fe21e84d",
      "9db16bed-d379-4a4e-b6d7-b5f92b4adb06",
      "c186252d-20e8-4a4a-8e5d-5db32d1d6f94",
      "c7d9f0d7-a353-417f-b26b-3f36dd0903aa",
      "a7c4a22e-5158-470b-bfef-f41bc6050a60",
      "c94468fc-2640-4b21-8c36-969d50e0c8d4",
      "c4c2a4a1-4b78-4245-8162-ee788cdbe474",
      "2862acb7-ae9d-4211-95ea-a6c3ca2968ff",
      "33a166e9-2e47-4ce2-ac5e-a4a6730c3ccc",
      "5ae2b5b6-3db7-4b7d-8d52-cf2bc769cf46",
      "8328dee1-2445-40b4-a4b6-1d47d5c261f4",
      "aa7f3b36-dea4-44f9-99d4-530aefb092da",
      "4343118d-0d83-475f-a32e-2f60e06559dd",
      "2206a017-caad-4491-bbb2-d854675bec97",
      "98db4d88-a312-4c20-8b80-223dc7bc2752",
      "b23ee6b5-8db2-40a0-a449-aebfc11589a4",
      "fdfb79b4-7fd7-47a9-ac1b-183459e79934",
      "7c7661e6-9d97-49fa-b3a8-0034eb21c480",
      "7e9849e0-73ea-4e1b-970f-78a976318c35",
      "5d062095-3fe9-45d7-9cb5-0a01f7a96465",
      "8aadc450-0ac3-48c9-a763-96193aac4aa2",
      "df331af0-cca4-4c70-906d-de45074b01da",
      "d23b7762-a37d-4d77-870a-0b8d1edaaba8",
      "f14e4e3a-3785-407b-aad7-bf4335360549",
      "34e8d192-3d57-4984-92bc-24fbd2eabb36",
      "3ed4edf3-61a1-49e7-9a6c-9114421f4a98",
      "7ebbabd0-cdca-49fe-b374-859e59af3315",
      "a8aa785f-1288-4112-8652-b8c9efc81773",
      "a7dad1e3-5f0e-41e6-921a-f1bee49e3978",
      "d0090b2d-ba5c-48d7-9c3d-0b6355be6b5e"
    ],
    "missingObservationCount": 7,
    "latestPortfolioArtifactId": "2b7a9597-8bc7-4a4c-a42c-d9893d6da4b5",
    "previousPortfolioArtifactId": "b28e26d0-e95d-4abb-a07f-9b8d855c73d9"
  },
  "card_name": "United Business Card",
  "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
  "canonical_slug": "united-business",
  "schema_version": "issuer_portfolio_missing_card:v1",
  "latest_run_mode": "refresh_existing_targets",
  "suggested_action": {
    "score": 1,
    "title": "Merge United Business Card into UnitedSM Business Card",
    "action": "merge_with_matched_card",
    "source": "llm_review_adjudication_v1",
    "signals": [
      "Source and target both resolve to the UnitedSM Business Card product page.",
      "Both show the same $150 annual fee and active lifecycle.",
      "Rewards and benefits match the same United business card offering, including 8x on eligible United flights and the same United Business Card credits.",
      "The name difference is only United Business Card vs UnitedSM Business Card, which appears to be a formatting/branding variant rather than a separate card."
    ],
    "rationale": "The source card and the matched candidate are the same Chase product. The source evidence and the candidate both point to the UnitedSM Business Card page, with matching annual fee, active lifecycle, rewards, and benefits. The only difference is branding punctuation/markup around UnitedSM, not a distinct product variant.",
    "confidence": "high",
    "targetCardId": "c94468fc-2640-4b21-8c36-969d50e0c8d4",
    "targetCardName": "UnitedSM Business Card",
    "targetCanonicalSlug": "united-business-card"
  },
  "merge_recorded_at": "2026-05-17T16:06:29.822Z",
  "invalidated_reason": "bad_zero_enumeration_refresh",
  "invalidated_run_id": "7115e3f5-56b1-4b53-80a4-196a8c814b30",
  "merged_into_card_id": "c94468fc-2640-4b21-8c36-969d50e0c8d4",
  "merged_into_card_name": "UnitedSM Business Card",
  "snapshot_completeness": "complete",
  "default_decision_notes": {
    "keep_active": "United Business Card still appears active; keep it in the registry and monitor future issuer refreshes.",
    "soft_delete": "United Business Card appears to be a mistaken prior discovery; soft-delete this card identity from normal views.",
    "review_manually": "The evidence is not decisive enough for a confident action; leave this task for manual review.",
    "mark_discontinued": "United Business Card was a real card but appears discontinued; mark its lifecycle as discontinued for future registry projections.",
    "merge_with_matched_card": "United Business Card is the same product as the selected card; merge this duplicate identity so future refreshes treat them as one card."
  },
  "invalidated_artifact_id": "0df5f413-2bd2-43be-a134-5c31a7db3c4a",
  "first_missing_detected_at": "2026-05-14T04:04:02.335Z",
  "missing_observation_count": 7,
  "latest_missing_detected_at": "2026-05-17T15:59:51.847Z",
  "merge_operator_decision_id": "f7506a87-01fd-40dc-973a-58b0492c9635",
  "merged_into_canonical_slug": "united-business-card",
  "previous_portfolio_artifact_id": "b28e26d0-e95d-4abb-a07f-9b8d855c73d9",
  "issuer_card_portfolio_artifact_id": "2b7a9597-8bc7-4a4c-a42c-d9893d6da4b5",
  "invalidated_by_operational_cleanup": true
}

{
  "note": "Source card appears to be the same product as the selected current issuer card.",
  "decision": "merged_with_matched_card",
  "matched_card": {
    "id": "c94468fc-2640-4b21-8c36-969d50e0c8d4",
    "name": "UnitedSM Business Card",
    "canonical_slug": "united-business-card"
  },
  "workflow_result": {
    "workflow_id": "issuer_portfolio_refresh",
    "source_stage": "card.discover",
    "review_task_id": "00db323f-f72e-459d-8fbf-f4498f8b78df",
    "latest_portfolio_artifact_id": "2b7a9597-8bc7-4a4c-a42c-d9893d6da4b5",
    "previous_portfolio_artifact_id": "b28e26d0-e95d-4abb-a07f-9b8d855c73d9"
  },
  "operator_decision_id": "f7506a87-01fd-40dc-973a-58b0492c9635"
}