United Club
Saved decision
This is the product memory currently attached to the review.
Card is already hidden from current card-list views; closing leftover missing-card review.
- No card identity or lifecycle state was changed.
- The closure is preserved in the review audit trail.
Why this review existed
No action is needed. The proof remains here so the saved decision is understandable later.
This review has already been handled.
United Club no longer needs a decision. The current proof below is kept so you can understand what the system knows now.
Reviewing United Club. The website-check history may have changed since the review was opened.
The saved decision above controls what happens now. This section explains the original review signal.
Nothing else is waiting on this review unless a future website check opens a new task.
The card was explicitly recorded in this issuer website check.
This exact saved card appeared in earlier website checks.
Use merge only if the current card is the same product.
Source context retained with the saved review decision. Technical run details are hidden below.
Sign in Credit Cards home United Club SM Card LIMITED-TIME OFFER Earn up to 100,000 bonus miles * 11x total miles on eligible United flights * 5x miles on all other eligible United purchases * NEW CARDMEMBER OFFER Earn up to 100,000 bonus miles after qualifying activities. * AT A GLANCE United Club SM access, * 2 free checked bags, * Premier Access travel services, * and over $875 in annual partner credits. APR 19.99 %– 28.49 % variable APR. † ANNUAL FEE $695 † Sign in to apply faster Apply as a guest * Offer Details † Pricing & Terms Travel Credit Card Rewards & Benefits NEW CARDMEMBER OFFER Earn up to 100,000 bonus miles Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. * Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open. * This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
Sign in Featured Cards Check for Offers Card Finder Card Categories Card Brands United Credit Cards Make vacations happen sooner with one of our United credit cards from Chase. Personal Cards Business Cards United SM Explorer Card OUR BEST OFFER RETURNS NEW CARDMEMBER OFFER Earn up to [superseded: 60,000] 80,000 bonus miles after qualifying activities. AT A GLANCE Free first checked bag, 2 United Club SM one-time passes per year, Group 2 priority boarding and over $500 in annual partner credits. APR 19.99 %– 28.49 % variable APR. † ANNUAL FEE $0 intro annual fee for the first year, then $150 † Apply Now See details † Pricing & Terms Rewards Program Agreement (PDF) Compare United Quest SM Card LIMITED-TIME OFFER NEW CARDMEMBER OFFER Earn up to 90,000 bonus miles after qualifying activities + 500 PQP after your first purchase. AT A GLANCE $200 United travel credit, annual 10,000-mile award flight discount, 2 free checked bags, and Group 2 priority boarding. APR 19.99 %– 28.49 % variable APR.
Show 2 more source text excerpts
Sign in Credit Cards home United Club SM Card Earn up to 90,000 bonus miles * 11x total miles on eligible United flights * 5x miles on all other eligible United purchases * NEW CARDMEMBER OFFER Earn up to 90,000 bonus miles after qualifying activities. * AT A GLANCE United Club SM access, 2 free checked bags, Premier Access travel services, and over $875 in annual partner credits. * APR 19.74 %– 28.24 % variable APR. † ANNUAL FEE $695 † Sign in to apply faster Apply as a guest * Offer Details † Pricing & Terms Travel Credit Card Rewards & Benefits NEW CARDMEMBER OFFER Earn up to 90,000 bonus miles Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. * Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open. * This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
Sign in Featured Cards Check for Offers Card Finder Card Categories Card Brands United Credit Cards Make vacations happen sooner with one of our United credit cards from Chase. Personal Cards Business Cards United SM Explorer Card NEW CARDMEMBER OFFER Earn up to 60,000 bonus miles after qualifying activities. AT A GLANCE Free first checked bag, 2 United Club SM one-time passes per year, priority boarding and over $500 in annual partner credits. APR 19.74 %– 28.24 % variable APR. † ANNUAL FEE $0 intro annual fee for the first year, then $150 † Apply Now See details † Pricing & Terms Rewards Program Agreement (PDF) Compare United Quest SM Card NEW CARDMEMBER OFFER Earn up to 70,000 bonus miles + 500 Premier qualifying points (PQP) after qualifying activities. AT A GLANCE $200 United travel credit, annual 10,000-mile award flight discount, 2 free checked bags, and priority boarding. APR 19.74 %– 28.24 % variable APR. † ANNUAL FEE $350 † Apply Now See details † Pricing & Terms Rewards Program Agreement (PDF) Compare United Gateway SM Card NEW CARDMEMBER OFFER Earn up to 40,000 bonus miles after qualifying activities.
The card was explicitly recorded in this issuer portfolio result.
Optional detailsFull check history, card-list state, and audit trail⌄
Detailed website-check history
Each row is a saved website check. It shows whether this exact card was found, missing, or not checked.
| Check | Result | Meaning | When |
|---|---|---|---|
| Open check | Found | The card was explicitly recorded in this issuer website check. | May 29, 2026, 5:06 AM |
| Open check | Found | The card was explicitly recorded in this issuer website check. | May 28, 2026, 7:45 PM |
| Open check | Found | The card was explicitly recorded in this issuer website check. | May 28, 2026, 5:46 PM |
| Open check | Found | The card was explicitly recorded in this issuer website check. | May 26, 2026, 3:36 PM |
| Open check | Found | The card was explicitly recorded in this issuer website check. | May 23, 2026, 9:58 PM |
| Open check | Found | The card was explicitly recorded in this issuer website check. | May 23, 2026, 9:35 PM |
| Open check | Found | The card was explicitly recorded in this issuer website check. | May 23, 2026, 9:11 PM |
| Open check | Found | The card was explicitly recorded in this issuer website check. | May 23, 2026, 8:47 PM |
| Open check | Found | The card was explicitly recorded in this issuer website check. | May 23, 2026, 7:47 PM |
| Open check | Found | The card was explicitly recorded in this issuer website check. | May 23, 2026, 2:36 AM |
Current card-list state
Review audit
Raw system context
{
"entity": {
"id": "b25a3e81-53f4-4ae9-9c2e-f0757add956e",
"name": "United Club",
"type": "card",
"issuerId": "19dd054c-b2ef-4683-a963-ce95509dd5df",
"canonicalSlug": "united-club-infinite"
},
"reason": {
"code": "missing_existing_card",
"label": "Missing in latest issuer refresh",
"summary": "United Club was previously in the issuer portfolio but was not found in the latest refresh."
},
"evidence": {
"runMode": "refresh_existing_targets",
"workflowId": "issuer_portfolio_refresh",
"sourceStage": "card.discover",
"completeness": "complete",
"observedAtIso": "2026-05-17T15:59:51.847Z",
"observedCardIds": [
"4314f6a8-17a9-42f5-bbb1-091b028775d4",
"96d52666-dd7a-4d69-9595-69b1d72d566c",
"1edaa238-0f94-454d-9fae-26dca3e20863",
"6077e61f-cb47-4094-bd80-5d04c3bc7d89",
"5a11d401-66be-4153-8fa1-60d2d7f86fcf",
"49086733-fa0c-4b3a-8836-63dbd365f165",
"c82eed55-f1b5-4a5e-9b6c-8859f8e34e06",
"67234608-b1c2-4746-8fea-5967141fc98d",
"67316133-eb35-4fd6-8a3d-c73d7d481da8",
"47464eda-5e3a-4e3d-82b8-3e2d7e5f11d4",
"cb6e8b2b-bbdc-40cc-8850-3eec5968d12b",
"bc717619-69bd-4396-a485-d614fe21e84d",
"9db16bed-d379-4a4e-b6d7-b5f92b4adb06",
"c186252d-20e8-4a4a-8e5d-5db32d1d6f94",
"c7d9f0d7-a353-417f-b26b-3f36dd0903aa",
"a7c4a22e-5158-470b-bfef-f41bc6050a60",
"c94468fc-2640-4b21-8c36-969d50e0c8d4",
"c4c2a4a1-4b78-4245-8162-ee788cdbe474",
"2862acb7-ae9d-4211-95ea-a6c3ca2968ff",
"33a166e9-2e47-4ce2-ac5e-a4a6730c3ccc",
"5ae2b5b6-3db7-4b7d-8d52-cf2bc769cf46",
"8328dee1-2445-40b4-a4b6-1d47d5c261f4",
"aa7f3b36-dea4-44f9-99d4-530aefb092da",
"4343118d-0d83-475f-a32e-2f60e06559dd",
"2206a017-caad-4491-bbb2-d854675bec97",
"98db4d88-a312-4c20-8b80-223dc7bc2752",
"b23ee6b5-8db2-40a0-a449-aebfc11589a4",
"fdfb79b4-7fd7-47a9-ac1b-183459e79934",
"7c7661e6-9d97-49fa-b3a8-0034eb21c480",
"7e9849e0-73ea-4e1b-970f-78a976318c35",
"5d062095-3fe9-45d7-9cb5-0a01f7a96465",
"8aadc450-0ac3-48c9-a763-96193aac4aa2",
"df331af0-cca4-4c70-906d-de45074b01da",
"d23b7762-a37d-4d77-870a-0b8d1edaaba8",
"f14e4e3a-3785-407b-aad7-bf4335360549",
"34e8d192-3d57-4984-92bc-24fbd2eabb36",
"3ed4edf3-61a1-49e7-9a6c-9114421f4a98",
"7ebbabd0-cdca-49fe-b374-859e59af3315",
"a8aa785f-1288-4112-8652-b8c9efc81773",
"a7dad1e3-5f0e-41e6-921a-f1bee49e3978",
"d0090b2d-ba5c-48d7-9c3d-0b6355be6b5e"
],
"missingObservationCount": 1,
"latestPortfolioArtifactId": "2b7a9597-8bc7-4a4c-a42c-d9893d6da4b5",
"previousPortfolioArtifactId": "b28e26d0-e95d-4abb-a07f-9b8d855c73d9"
},
"card_name": "United Club",
"issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
"canonical_slug": "united-club-infinite",
"schema_version": "issuer_portfolio_missing_card:v1",
"latest_run_mode": "refresh_existing_targets",
"suggested_action": {
"score": 1,
"title": "Merge United Club into United Club",
"action": "merge_with_matched_card",
"source": "llm_review_adjudication_v1",
"signals": [
"Source and target both name the product United Club.",
"Both cards show the same $695 annual fee and 0% foreign transaction fee.",
"Benefits and rewards align closely, including United Club membership, 2 free checked bags, Premier Access, and 11x/5x United earn structure.",
"Candidate a7c4a22e-5158-470b-bfef-f41bc6050a60 was observed in the latest run and is the same product family/name."
],
"rationale": "The source card and the matching latest-run card are the same product identity: both are United Club with the same annual fee, rewards structure, and benefits, and the only name difference is the canonical slug labeling. This is a duplicate identity rather than a distinct variant.",
"confidence": "high",
"targetCardId": "a7c4a22e-5158-470b-bfef-f41bc6050a60",
"targetCardName": "United Club",
"targetCanonicalSlug": "united-club"
},
"invalidated_reason": "bad_zero_enumeration_refresh",
"invalidated_run_id": "7115e3f5-56b1-4b53-80a4-196a8c814b30",
"latest_observed_at": "2026-05-16T18:18:49.758Z",
"snapshot_completeness": "complete",
"default_decision_notes": {
"keep_active": "United Club still appears active; keep it in the registry and monitor future issuer refreshes.",
"soft_delete": "United Club appears to be a mistaken prior discovery; soft-delete this card identity from normal views.",
"review_manually": "The evidence is not decisive enough for a confident action; leave this task for manual review.",
"mark_discontinued": "United Club was a real card but appears discontinued; mark its lifecycle as discontinued for future registry projections.",
"merge_with_matched_card": "United Club is the same product as the selected card; merge this duplicate identity so future refreshes treat them as one card."
},
"invalidated_artifact_id": "0df5f413-2bd2-43be-a134-5c31a7db3c4a",
"first_missing_detected_at": "2026-05-14T04:04:02.335Z",
"missing_observation_count": 1,
"latest_missing_detected_at": "2026-05-17T15:59:51.847Z",
"latest_observed_artifact_id": "b28e26d0-e95d-4abb-a07f-9b8d855c73d9",
"previous_portfolio_artifact_id": "b28e26d0-e95d-4abb-a07f-9b8d855c73d9",
"issuer_card_portfolio_artifact_id": "2b7a9597-8bc7-4a4c-a42c-d9893d6da4b5",
"invalidated_by_operational_cleanup": true
}{
"reason": "Card is already hidden from current card-list views; closing leftover missing-card review.",
"decision": "dismissed"
}