Review queue / Fact support review / Chase Sapphire Preferred
Chase Sapphire Preferred
Status
Open
Found during
Fact evidence check
Opened
Jul 6, 2026, 12:09 AM
112d ago
Supporting info
Available below
Issuer: Chase
•Reviewing: Card
•Task updated: 7/6/2026, 12:09:53 AM
Support review verdict
The model compared the normalized fact against the source candidate evidence from the same extraction run.
Verdict
Unsupported
Model confidence
High
Fact field
Earn Rules
Value kind
Structured Earn Rule
What the support review found
This is a source-support gate, not an automatic fact correction.
The normalized fact includes several earnings rules that are not fully supported by the source candidate as given. Most notably, the source evidence supports 2x points on "all other travel," not the normalized 2x rule on "travel purchases" with the added exclusion scope. The source candidate also contains duplicate and extra Peloton/Lyft-related variants and broader/alternative wording that do not cleanly match the normalized structured set. Because the normalized list must be fully supported element-by-element and there are mismatches in category/scope framing, the overall fact is not fully supported.
Supported claims
- 5x points on Chase Travel
- 3x points on dining
- 3x points on gas stations
- 3x points on top streaming services
- 3x points on online grocery, exclusions apply
- 1X points on all other purchases
- 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027
- 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027
Source snippets
- 5x points on Chase Travel*
- 3x points on dining*
- 3x points on gas stations, EV charging, and vacation homes at top brands*
- 3x points on top streaming services and online grocery, exclusions apply*
- 1X points on all other purchases*
- Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027.
- Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027.
Fact and source
| Item | Value |
|---|---|
| Card | Chase Sapphire Preferred |
| Field | Earn Rules |
| Normalized value | {"rules":[{"cap":null,"rate":5,"notes":null,"scope":null,"category":"travel_portal","multiplier":"x","categoryRaw":"Chase Travel purchases","evidenceQuote":"5 points (“5X points”) on Chase Travel purchases: You’ll earn 5 points for each $1 spent on purchases made using your card through Chase Travel."},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"dining","multiplier":"x","categoryRaw":"dining at restaurants including takeout and eligible delivery services","evidenceQuote":"3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"gas","multiplier":"x","categoryRaw":"gas stations","evidenceQuote":"3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"streaming","multiplier":"x","categoryRaw":"top streaming services","evidenceQuote":"3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."},{"cap":null,"rate":3,"notes":null,"scope":"excluding Target®, Walmart® and wholesale clubs","category":"groceries","multiplier":"x","categoryRaw":"online grocery","evidenceQuote":"3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."},{"cap":null,"rate":2,"notes":null,"scope":"excluding purchases made through Chase Travel that qualify for 5 points as described","category":"travel_general","multiplier":"x","categoryRaw":"travel purchases","evidenceQuote":"2 points (“2X points”) on travel purchases: You’ll earn 2 points for each $1 spent on purchases made in the travel category (excluding purchases made through Chase Travel that qualify for 5 points as described)."},{"cap":null,"rate":1,"notes":null,"scope":null,"category":"everything_else","multiplier":"x","categoryRaw":"all other purchases","evidenceQuote":"1 point (“1X points”): You’ll earn 1 point for each $1 spent on all other purchases."},{"cap":null,"rate":5,"notes":"Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card","scope":"through September 30, 2027","category":"travel_general","multiplier":"x","categoryRaw":"Lyft rides","evidenceQuote":"Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027."},{"cap":{"amount":5000,"period":"billing_cycle","currency":"USD"},"rate":5,"notes":"Only purchases made directly through Peloton are eligible.","scope":"through December 31, 2027","category":"other","multiplier":"x","categoryRaw":"eligible Peloton equipment and accessory purchases over $150","evidenceQuote":"Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027."}],"unknownCategoryRaw":[],"extractionCompleteness":"partial"} |
| Source candidate | {"elements":[{"cap":null,"rate":5,"notes":null,"scope":null,"category":"travel_portal","multiplier":"x","categoryRaw":"Chase Travel","evidenceQuote":"5x points on Chase Travel*"},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"dining","multiplier":"x","categoryRaw":"dining","evidenceQuote":"3x points on dining*"},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"gas","multiplier":"x","categoryRaw":"gas stations","evidenceQuote":"3x points on gas stations, EV charging, and vacation homes at top brands*"},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"other","multiplier":"x","categoryRaw":"EV charging","evidenceQuote":"3x points on gas stations, EV charging, and vacation homes at top brands*"},{"cap":null,"rate":3,"notes":null,"scope":"at top brands","category":"travel_general","multiplier":"x","categoryRaw":"vacation homes at top brands","evidenceQuote":"3x points on gas stations, EV charging, and vacation homes at top brands*"},{"cap":null,"rate":3,"notes":"exclusions apply","scope":"top","category":"streaming","multiplier":"x","categoryRaw":"top streaming services","evidenceQuote":"3x points on top streaming services and online grocery, exclusions apply*"},{"cap":null,"rate":3,"notes":"exclusions apply","scope":"online","category":"groceries","multiplier":"x","categoryRaw":"online grocery","evidenceQuote":"3x points on top streaming services and online grocery, exclusions apply*"},{"cap":null,"rate":2,"notes":null,"scope":null,"category":"travel_general","multiplier":"x","categoryRaw":"all other travel","evidenceQuote":"2x points on all other travel*"},{"cap":null,"rate":1,"notes":null,"scope":null,"category":"everything_else","multiplier":"x","categoryRaw":"all other purchases","evidenceQuote":"1X points on all other purchases*"},{"cap":null,"rate":5,"notes":"Travel purchases made using your card through FROSCH by Chase Travel, Valerie Wilson Travel by Chase Travel, or Frosch International Travel LLC will not qualify to earn 5 points for each $1 spent.","scope":null,"category":"travel_portal","multiplier":"x","categoryRaw":"Chase Travel purchases","evidenceQuote":"5 points (“5X points”) on Chase Travel purchases: You’ll earn 5 points for each $1 spent on purchases made using your card through Chase Travel."},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"gas","multiplier":"x","categoryRaw":"gas stations","evidenceQuote":"3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"other","multiplier":"x","categoryRaw":"electric vehicle charging","evidenceQuote":"3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"dining","multiplier":"x","categoryRaw":"dining at restaurants including takeout and eligible delivery services","evidenceQuote":"3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"streaming","multiplier":"x","categoryRaw":"top streaming services","evidenceQuote":"3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."},{"cap":null,"rate":3,"notes":null,"scope":"excluding Target®, Walmart® and wholesale clubs","category":"groceries","multiplier":"x","categoryRaw":"online grocery","evidenceQuote":"3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."},{"cap":null,"rate":2,"notes":"Travel purchases made using your card through FROSCH by Chase Travel, Valerie Wilson Travel by Chase Travel, or Frosch International Travel LLC will qualify to earn 2 points for each $1 spent.","scope":"excluding purchases made through Chase Travel that qualify for 5 points as described","category":"travel_general","multiplier":"x","categoryRaw":"travel purchases","evidenceQuote":"2 points (“2X points”) on travel purchases: You’ll earn 2 points for each $1 spent on purchases made in the travel category"},{"cap":null,"rate":5,"notes":"Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card","scope":"through September 30, 2027","category":"travel_general","multiplier":"x","categoryRaw":"Lyft rides","evidenceQuote":"Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027."},{"cap":{"amount":5000,"period":"billing_cycle","currency":"USD"},"rate":5,"notes":"Only purchases made directly through Peloton are eligible.","scope":"through 12/31/2027","category":"other","multiplier":"x","categoryRaw":"eligible Peloton equipment and accessory purchases over $150","evidenceQuote":"Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27."},{"cap":{"amount":5000,"period":"billing_cycle","currency":"USD"},"rate":5,"notes":"Only purchases made directly through Peloton are eligible.","scope":"through December 31, 2027","category":"other","multiplier":"x","categoryRaw":"eligible Peloton equipment and accessory purchases over $150","evidenceQuote":"Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027."},{"cap":null,"rate":5,"notes":"Qualifying Lyft products and services include rideshare; bike and scooter rides; and subscription and membership products.","scope":"through 09/30/2027","category":"other","multiplier":"x","categoryRaw":"qualifying Lyft products and services purchased through the Lyft mobile application","evidenceQuote":"You'll earn 5X points on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027."},{"cap":null,"rate":5,"notes":null,"scope":null,"category":"travel_portal","multiplier":"x","categoryRaw":"Chase TravelSM purchases","evidenceQuote":"Earn 5x points on Chase TravelSM purchases"},{"cap":null,"rate":2,"notes":null,"scope":null,"category":"travel_general","multiplier":"x","categoryRaw":"all other travel","evidenceQuote":"2x points on all other travel"},{"cap":null,"rate":3,"notes":"including takeout and eligible delivery services","scope":null,"category":"dining","multiplier":"x","categoryRaw":"dining at restaurants","evidenceQuote":"3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."},{"cap":null,"rate":2,"notes":"Travel purchases made using your card through FROSCH by Chase Travel, Valerie Wilson Travel by Chase Travel, or Frosch International Travel LLC will qualify to earn 2 points for each $1 spent.","scope":"excluding purchases made through Chase Travel that qualify for 5 points as described","category":"travel_general","multiplier":"x","categoryRaw":"travel purchases","evidenceQuote":"2 points (“2X points”) on travel purchases: You’ll earn 2 points for each $1 spent on purchases made in the travel category (excluding purchases made through Chase Travel that qualify for 5 points as described)."},{"cap":null,"rate":1,"notes":null,"scope":null,"category":"everything_else","multiplier":"x","categoryRaw":"all other purchases","evidenceQuote":"1 point (“1X points”): You’ll earn 1 point for each $1 spent on all other purchases."}],"droppedCount":0,"extractionCompleteness":"complete"} |
| Source quote | 5x points on Chase Travel* |
| Source page | Unknown |
| Document version | c4dc022a-f802-470b-ada1-381d13bb321e |
| Chunk | 148 |
| Artifact trace |
Source evidence text
5x points on Chase Travel* 3x points on dining* 3x points on gas stations, EV charging, and vacation homes at top brands* 3x points on top streaming services and online grocery, exclusions apply* 2x points on all other travel* 1X points on all other purchases* 5 points (“5X points”) on Chase Travel purchases: You’ll earn 5 points for each $1 spent on purchases made using your card through Chase Travel. 3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs). 2 points (“2X points”) on travel purchases: You’ll earn 2 points for each $1 spent on purchases made in the travel category Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027. Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27. Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027. You'll earn 5X points on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027. Earn 5x points on Chase TravelSM purchases 2x points on all other travel 2 points (“2X points”) on travel purchases: You’ll earn 2 points for each $1 spent on purchases made in the travel category (excluding purchases made through Chase Travel that qualify for 5 points as described). 1 point (“1X points”): You’ll earn 1 point for each $1 spent on all other purchases. Global Entry or TSA PreCheck® or NEXUS Application Fee credit
Technical details
{
"fact": {
"unit": null,
"field_key": "earn_rules",
"value_kind": "structured_earn_rule",
"evidence_quote": "5x points on Chase Travel*",
"normalized_value": {
"rules": [
{
"cap": null,
"rate": 5,
"notes": null,
"scope": null,
"category": "travel_portal",
"multiplier": "x",
"categoryRaw": "Chase Travel purchases",
"evidenceQuote": "5 points (“5X points”) on Chase Travel purchases: You’ll earn 5 points for each $1 spent on purchases made using your card through Chase Travel."
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "dining",
"multiplier": "x",
"categoryRaw": "dining at restaurants including takeout and eligible delivery services",
"evidenceQuote": "3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "gas",
"multiplier": "x",
"categoryRaw": "gas stations",
"evidenceQuote": "3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "streaming",
"multiplier": "x",
"categoryRaw": "top streaming services",
"evidenceQuote": "3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": "excluding Target®, Walmart® and wholesale clubs",
"category": "groceries",
"multiplier": "x",
"categoryRaw": "online grocery",
"evidenceQuote": "3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."
},
{
"cap": null,
"rate": 2,
"notes": null,
"scope": "excluding purchases made through Chase Travel that qualify for 5 points as described",
"category": "travel_general",
"multiplier": "x",
"categoryRaw": "travel purchases",
"evidenceQuote": "2 points (“2X points”) on travel purchases: You’ll earn 2 points for each $1 spent on purchases made in the travel category (excluding purchases made through Chase Travel that qualify for 5 points as described)."
},
{
"cap": null,
"rate": 1,
"notes": null,
"scope": null,
"category": "everything_else",
"multiplier": "x",
"categoryRaw": "all other purchases",
"evidenceQuote": "1 point (“1X points”): You’ll earn 1 point for each $1 spent on all other purchases."
},
{
"cap": null,
"rate": 5,
"notes": "Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card",
"scope": "through September 30, 2027",
"category": "travel_general",
"multiplier": "x",
"categoryRaw": "Lyft rides",
"evidenceQuote": "Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027."
},
{
"cap": {
"amount": 5000,
"period": "billing_cycle",
"currency": "USD"
},
"rate": 5,
"notes": "Only purchases made directly through Peloton are eligible.",
"scope": "through December 31, 2027",
"category": "other",
"multiplier": "x",
"categoryRaw": "eligible Peloton equipment and accessory purchases over $150",
"evidenceQuote": "Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027."
}
],
"unknownCategoryRaw": [],
"extractionCompleteness": "partial"
},
"normalized_fact_id": "47d15350-c79d-4299-baea-8061aad1fbcd",
"candidate_raw_value": {
"elements": [
{
"cap": null,
"rate": 5,
"notes": null,
"scope": null,
"category": "travel_portal",
"multiplier": "x",
"categoryRaw": "Chase Travel",
"evidenceQuote": "5x points on Chase Travel*"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "dining",
"multiplier": "x",
"categoryRaw": "dining",
"evidenceQuote": "3x points on dining*"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "gas",
"multiplier": "x",
"categoryRaw": "gas stations",
"evidenceQuote": "3x points on gas stations, EV charging, and vacation homes at top brands*"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "other",
"multiplier": "x",
"categoryRaw": "EV charging",
"evidenceQuote": "3x points on gas stations, EV charging, and vacation homes at top brands*"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": "at top brands",
"category": "travel_general",
"multiplier": "x",
"categoryRaw": "vacation homes at top brands",
"evidenceQuote": "3x points on gas stations, EV charging, and vacation homes at top brands*"
},
{
"cap": null,
"rate": 3,
"notes": "exclusions apply",
"scope": "top",
"category": "streaming",
"multiplier": "x",
"categoryRaw": "top streaming services",
"evidenceQuote": "3x points on top streaming services and online grocery, exclusions apply*"
},
{
"cap": null,
"rate": 3,
"notes": "exclusions apply",
"scope": "online",
"category": "groceries",
"multiplier": "x",
"categoryRaw": "online grocery",
"evidenceQuote": "3x points on top streaming services and online grocery, exclusions apply*"
},
{
"cap": null,
"rate": 2,
"notes": null,
"scope": null,
"category": "travel_general",
"multiplier": "x",
"categoryRaw": "all other travel",
"evidenceQuote": "2x points on all other travel*"
},
{
"cap": null,
"rate": 1,
"notes": null,
"scope": null,
"category": "everything_else",
"multiplier": "x",
"categoryRaw": "all other purchases",
"evidenceQuote": "1X points on all other purchases*"
},
{
"cap": null,
"rate": 5,
"notes": "Travel purchases made using your card through FROSCH by Chase Travel, Valerie Wilson Travel by Chase Travel, or Frosch International Travel LLC will not qualify to earn 5 points for each $1 spent.",
"scope": null,
"category": "travel_portal",
"multiplier": "x",
"categoryRaw": "Chase Travel purchases",
"evidenceQuote": "5 points (“5X points”) on Chase Travel purchases: You’ll earn 5 points for each $1 spent on purchases made using your card through Chase Travel."
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "gas",
"multiplier": "x",
"categoryRaw": "gas stations",
"evidenceQuote": "3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "other",
"multiplier": "x",
"categoryRaw": "electric vehicle charging",
"evidenceQuote": "3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "dining",
"multiplier": "x",
"categoryRaw": "dining at restaurants including takeout and eligible delivery services",
"evidenceQuote": "3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "streaming",
"multiplier": "x",
"categoryRaw": "top streaming services",
"evidenceQuote": "3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": "excluding Target®, Walmart® and wholesale clubs",
"category": "groceries",
"multiplier": "x",
"categoryRaw": "online grocery",
"evidenceQuote": "3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."
},
{
"cap": null,
"rate": 2,
"notes": "Travel purchases made using your card through FROSCH by Chase Travel, Valerie Wilson Travel by Chase Travel, or Frosch International Travel LLC will qualify to earn 2 points for each $1 spent.",
"scope": "excluding purchases made through Chase Travel that qualify for 5 points as described",
"category": "travel_general",
"multiplier": "x",
"categoryRaw": "travel purchases",
"evidenceQuote": "2 points (“2X points”) on travel purchases: You’ll earn 2 points for each $1 spent on purchases made in the travel category"
},
{
"cap": null,
"rate": 5,
"notes": "Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card",
"scope": "through September 30, 2027",
"category": "travel_general",
"multiplier": "x",
"categoryRaw": "Lyft rides",
"evidenceQuote": "Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027."
},
{
"cap": {
"amount": 5000,
"period": "billing_cycle",
"currency": "USD"
},
"rate": 5,
"notes": "Only purchases made directly through Peloton are eligible.",
"scope": "through 12/31/2027",
"category": "other",
"multiplier": "x",
"categoryRaw": "eligible Peloton equipment and accessory purchases over $150",
"evidenceQuote": "Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27."
},
{
"cap": {
"amount": 5000,
"period": "billing_cycle",
"currency": "USD"
},
"rate": 5,
"notes": "Only purchases made directly through Peloton are eligible.",
"scope": "through December 31, 2027",
"category": "other",
"multiplier": "x",
"categoryRaw": "eligible Peloton equipment and accessory purchases over $150",
"evidenceQuote": "Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027."
},
{
"cap": null,
"rate": 5,
"notes": "Qualifying Lyft products and services include rideshare; bike and scooter rides; and subscription and membership products.",
"scope": "through 09/30/2027",
"category": "other",
"multiplier": "x",
"categoryRaw": "qualifying Lyft products and services purchased through the Lyft mobile application",
"evidenceQuote": "You'll earn 5X points on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027."
},
{
"cap": null,
"rate": 5,
"notes": null,
"scope": null,
"category": "travel_portal",
"multiplier": "x",
"categoryRaw": "Chase TravelSM purchases",
"evidenceQuote": "Earn 5x points on Chase TravelSM purchases"
},
{
"cap": null,
"rate": 2,
"notes": null,
"scope": null,
"category": "travel_general",
"multiplier": "x",
"categoryRaw": "all other travel",
"evidenceQuote": "2x points on all other travel"
},
{
"cap": null,
"rate": 3,
"notes": "including takeout and eligible delivery services",
"scope": null,
"category": "dining",
"multiplier": "x",
"categoryRaw": "dining at restaurants",
"evidenceQuote": "3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs)."
},
{
"cap": null,
"rate": 2,
"notes": "Travel purchases made using your card through FROSCH by Chase Travel, Valerie Wilson Travel by Chase Travel, or Frosch International Travel LLC will qualify to earn 2 points for each $1 spent.",
"scope": "excluding purchases made through Chase Travel that qualify for 5 points as described",
"category": "travel_general",
"multiplier": "x",
"categoryRaw": "travel purchases",
"evidenceQuote": "2 points (“2X points”) on travel purchases: You’ll earn 2 points for each $1 spent on purchases made in the travel category (excluding purchases made through Chase Travel that qualify for 5 points as described)."
},
{
"cap": null,
"rate": 1,
"notes": null,
"scope": null,
"category": "everything_else",
"multiplier": "x",
"categoryRaw": "all other purchases",
"evidenceQuote": "1 point (“1X points”): You’ll earn 1 point for each $1 spent on all other purchases."
}
],
"droppedCount": 0,
"extractionCompleteness": "complete"
},
"source_candidate_id": "dac77c53-776f-4892-b6e3-6720bebf4e83",
"source_evidence_text": "5x points on Chase Travel*\n3x points on dining*\n3x points on gas stations, EV charging, and vacation homes at top brands*\n3x points on top streaming services and online grocery, exclusions apply*\n2x points on all other travel*\n1X points on all other purchases*\n5 points (“5X points”) on Chase Travel purchases: You’ll earn 5 points for each $1 spent on purchases made using your card through Chase Travel.\n3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: vacation homes at top brands (see chase.com/RewardsCategoryFAQsOpens in a new window for select top brands); gas stations; electric vehicle charging; dining at restaurants including takeout and eligible delivery services; top streaming services (see chase.com/RewardsCategoryFAQsOpens in a new window for select top services); online grocery (excluding Target®, Walmart® and wholesale clubs).\n2 points (“2X points”) on travel purchases: You’ll earn 2 points for each $1 spent on purchases made in the travel category\nEarn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027.\nEarn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27.\nEarn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027.\nYou'll earn 5X points on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027.\nEarn 5x points on Chase TravelSM purchases\n2x points on all other travel\n2 points (“2X points”) on travel purchases: You’ll earn 2 points for each $1 spent on purchases made in the travel category (excluding purchases made through Chase Travel that qualify for 5 points as described).\n1 point (“1X points”): You’ll earn 1 point for each $1 spent on all other purchases.\nGlobal Entry or TSA PreCheck® or NEXUS Application Fee credit"
},
"entity": {
"id": "4314f6a8-17a9-42f5-bbb1-091b028775d4",
"name": "Chase Sapphire Preferred",
"type": "card",
"issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df"
},
"reason": {
"code": "fact_textual_support_unsupported",
"label": "Fact textual support review",
"summary": "The normalized fact includes several earnings rules that are not fully supported by the source candidate as given. Most notably, the source evidence supports 2x points on \"all other travel,\" not the normalized 2x rule on \"travel purchases\" with the added exclusion scope. The source candidate also contains duplicate and extra Peloton/Lyft-related variants and broader/alternative wording that do not cleanly match the normalized structured set. Because the normalized list must be fully supported element-by-element and there are mismatches in category/scope framing, the overall fact is not fully supported."
},
"evidence": {
"source_url": null,
"source_ref_id": "card_fact_support_review:4314f6a8-17a9-42f5-bbb1-091b028775d4:earn_rules:47d15350-c79d-4299-baea-8061aad1fbcd:dac77c53-776f-4892-b6e3-6720bebf4e83",
"document_version_id": "c4dc022a-f802-470b-ada1-381d13bb321e",
"source_chunk_ordinal": 148
},
"card_name": "Chase Sapphire Preferred",
"issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
"schema_version": "fact_support_review:v1",
"support_review": {
"verdict": "unsupported",
"confidence": "high",
"explanation": "The normalized fact includes several earnings rules that are not fully supported by the source candidate as given. Most notably, the source evidence supports 2x points on \"all other travel,\" not the normalized 2x rule on \"travel purchases\" with the added exclusion scope. The source candidate also contains duplicate and extra Peloton/Lyft-related variants and broader/alternative wording that do not cleanly match the normalized structured set. Because the normalized list must be fully supported element-by-element and there are mismatches in category/scope framing, the overall fact is not fully supported.",
"modelCalled": true,
"errorMessage": null,
"reviewedAtIso": "2026-07-06T00:09:50.398Z",
"aiProviderError": null,
"supportedClaims": [
"5x points on Chase Travel",
"3x points on dining",
"3x points on gas stations",
"3x points on top streaming services",
"3x points on online grocery, exclusions apply",
"1X points on all other purchases",
"5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027",
"5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027"
],
"evidenceSnippets": [
"5x points on Chase Travel*",
"3x points on dining*",
"3x points on gas stations, EV charging, and vacation homes at top brands*",
"3x points on top streaming services and online grocery, exclusions apply*",
"1X points on all other purchases*",
"Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027.",
"Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027."
]
},
"default_decision_notes": {
"dismiss": "Dismiss only if another source artifact in this same run supports the normalized value.",
"accept_fact": "Keep the normalized fact if the source evidence supports the normalized value.",
"correct_fact": "Correct the normalizer or extraction prompt when the source supports a different canonical value.",
"refresh_evidence": "Refresh evidence when the quote or source candidate is too weak to judge support."
}
}