Chase Sapphire Preferred

{
  "fact": {
    "field_key": "earn_rules",
    "raw_value": {
      "cap": null,
      "rate": 5,
      "notes": "eligible ... through 12/31/27",
      "scope": null,
      "category": "other",
      "multiplier": "x",
      "categoryRaw": "Peloton equipment and accessory purchases over $150",
      "evidenceQuote": "Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27.*"
    },
    "confidence": "0.599",
    "element_path": "elements.9",
    "element_index": 9,
    "evidence_quote": "Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27.*",
    "review_unit_key": "element-9-67bbac345b2f",
    "parent_raw_value": {
      "elements": [
        {
          "cap": null,
          "rate": 5,
          "notes": null,
          "scope": null,
          "category": "travel_portal",
          "multiplier": "x",
          "categoryRaw": "Chase Travel",
          "evidenceQuote": "5x points on Chase Travel*"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": null,
          "category": "dining",
          "multiplier": "x",
          "categoryRaw": "dining",
          "evidenceQuote": "3X points on dining*"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": null,
          "category": "gas",
          "multiplier": "x",
          "categoryRaw": "gas stations",
          "evidenceQuote": "3X points on gas stations, EV charging, and vacation homes at top brands*"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": null,
          "category": "other",
          "multiplier": "x",
          "categoryRaw": "EV charging",
          "evidenceQuote": "3X points on gas stations, EV charging, and vacation homes at top brands*"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": null,
          "category": "other",
          "multiplier": "x",
          "categoryRaw": "vacation homes at top brands",
          "evidenceQuote": "3X points on gas stations, EV charging, and vacation homes at top brands*"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": "exclusions apply",
          "scope": null,
          "category": "streaming",
          "multiplier": "x",
          "categoryRaw": "top streaming services",
          "evidenceQuote": "3x points on top streaming services and online grocery, exclusions apply*"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": "exclusions apply",
          "scope": null,
          "category": "groceries",
          "multiplier": "x",
          "categoryRaw": "online grocery",
          "evidenceQuote": "3x points on top streaming services and online grocery, exclusions apply*"
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "travel_general",
          "multiplier": "x",
          "categoryRaw": "all other travel",
          "evidenceQuote": "2x points on all other travel*"
        },
        {
          "cap": null,
          "rate": 1,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "1X points on all other purchases*"
        },
        {
          "cap": null,
          "rate": 5,
          "notes": "eligible ... through 12/31/27",
          "scope": null,
          "category": "other",
          "multiplier": "x",
          "categoryRaw": "Peloton equipment and accessory purchases over $150",
          "evidenceQuote": "Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27.*"
        },
        {
          "cap": null,
          "rate": 5,
          "notes": "through 9/30/27",
          "scope": null,
          "category": "transit",
          "multiplier": "x",
          "categoryRaw": "Lyft rides",
          "evidenceQuote": "Earn 5x on Lyft rides through 9/30/27.*"
        },
        {
          "cap": null,
          "rate": 5,
          "notes": null,
          "scope": null,
          "category": "travel_portal",
          "multiplier": "x",
          "categoryRaw": "Chase TravelSM",
          "evidenceQuote": "5X points on Chase TravelSM"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": "and gas stations, and EV charging",
          "scope": "top brands",
          "category": "travel_general",
          "multiplier": "x",
          "categoryRaw": "vacation homes at top brands",
          "evidenceQuote": "3X points on gas stations, EV charging, and vacation homes at top brands*"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": "exclusions apply",
          "scope": "top",
          "category": "streaming",
          "multiplier": "x",
          "categoryRaw": "top streaming services",
          "evidenceQuote": "3x points on top streaming services and online grocery, exclusions apply*"
        },
        {
          "cap": null,
          "rate": 5,
          "notes": "through September 30, 2027",
          "scope": null,
          "category": "transit",
          "multiplier": "x",
          "categoryRaw": "Lyft rides",
          "evidenceQuote": "Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027."
        },
        {
          "cap": null,
          "rate": 5,
          "notes": "eligible Peloton equipment and accessory purchases over $150 through December 31, 2027",
          "scope": null,
          "category": "other",
          "multiplier": "x",
          "categoryRaw": "Peloton equipment",
          "evidenceQuote": "Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027."
        },
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": "at top brands",
          "category": "travel_general",
          "multiplier": "x",
          "categoryRaw": "vacation homes at top brands",
          "evidenceQuote": "3X points on gas stations, EV charging, and vacation homes at top brands*"
        }
      ],
      "droppedCount": 0,
      "extractionCompleteness": "complete"
    },
    "review_unit_kind": "element",
    "fact_candidate_id": "33485593-79b3-4fb7-a79a-1ecf167d83fa"
  },
  "entity": {
    "id": "4314f6a8-17a9-42f5-bbb1-091b028775d4",
    "name": "Chase Sapphire Preferred",
    "type": "card",
    "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df"
  },
  "reason": {
    "code": "fact_visual_evidence_not_visible",
    "label": "Fact visual evidence review",
    "summary": "The screenshot shows general Sapphire Preferred rewards and benefits sections, but the specific claim about earning 5x points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27 is not visibly present. The relevant text appears to be in collapsed/hidden page content or not shown clearly enough in the screenshot."
  },
  "evidence": {
    "source_url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred?iCELL=61FY",
    "source_ref_id": "card_fact_visual_review:4314f6a8-17a9-42f5-bbb1-091b028775d4:earn_rules:7b2ce597-8b00-4a12-a2ee-11016a6c588f:117:element-9-67bbac345b2f",
    "visual_evidence": {
      "kind": "full_page_screenshot",
      "provider": "patchright_browser",
      "viewport": {
        "width": 1440,
        "height": 900
      },
      "capturedAt": "2026-07-06T05:06:31.881Z",
      "screenshotPath": "/Users/einar/Development/cc-wiki/tmp/visual-evidence/creditcards.chase.com-2026-07-06T05-06-31-873Z-899ccc90-fcc6-4b2d-aa20-93ced1c8cc13.png",
      "captureAttempted": true,
      "capturePersisted": true,
      "htmlSnapshotPath": "/Users/einar/Development/cc-wiki/tmp/visual-evidence/creditcards.chase.com-2026-07-06T05-06-31-873Z-899ccc90-fcc6-4b2d-aa20-93ced1c8cc13.html"
    },
    "document_version_id": "7b2ce597-8b00-4a12-a2ee-11016a6c588f",
    "source_chunk_ordinal": 117
  },
  "card_name": "Chase Sapphire Preferred",
  "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
  "visual_review": {
    "verdict": "not_visible",
    "confidence": "medium",
    "explanation": "The screenshot shows general Sapphire Preferred rewards and benefits sections, but the specific claim about earning 5x points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27 is not visibly present. The relevant text appears to be in collapsed/hidden page content or not shown clearly enough in the screenshot.",
    "modelCalled": true,
    "errorMessage": null,
    "reviewedAtIso": "2026-07-06T05:22:49.065Z",
    "visibleSignals": [
      "“Earn more than ever, same low annual fee.”",
      "“Sapphire Preferred just got even better”",
      "Various rewards/benefits sections visible",
      "Accordion-style “Explore additional benefits” section"
    ],
    "aiProviderError": null
  },
  "schema_version": "fact_visual_review:v1",
  "default_decision_notes": {
    "dismiss": "Dismiss if this task is explained by an expected screenshot limitation.",
    "accept_fact": "Keep the extracted fact if source evidence outside this screenshot supports it.",
    "correct_fact": "Correct the fact if the screenshot or source page clearly shows a different value.",
    "refresh_evidence": "Refresh evidence when the screenshot does not show the cited source text."
  }
}