Chase Sapphire Preferred
Support review verdict
The model compared the normalized fact against the source candidate evidence from the same extraction run.
What the support review found
This is a source-support gate, not an automatic fact correction.
Most of the normalized earn rules are directly supported by the evidence text, but at least one included normalized element is not. The rule for Lyft rides is categorized as travel_general in the normalized fact, while the taxonomy guide says brand-only ride-service merchant promotions belong in travel_general only unless the evidence places the merchant in transit/commuting. However, the source evidence and source candidate text support Lyft as a brand-only ride-service promotion, and the source candidate rawValue itself labels Lyft as transit in one place and other/travel_general in another. More importantly, the Peloton rule adds the category mapping and conditions as supported, but the evidence for some rules is fragmented across duplicate snippets. Because the normalized fact must be fully supported for every included element, and the Lyft categorization is ambiguous/inconsistent in the provided package, this cannot be marked fully supported.
- 5x points on Chase Travel
- 3X points on dining
- 3X points on gas stations, EV charging, and vacation homes at top brands
- 3x points on top streaming services and online grocery, exclusions apply
- 2x points on all other travel
- 1X points on all other purchases
- 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27
- 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027
- 5x points on Chase Travel*
- 3X points on dining*
- 3X points on gas stations, EV charging, and vacation homes at top brands*
- 3x points on top streaming services and online grocery, exclusions apply*
- 2x points on all other travel*
- 1X points on all other purchases*
- Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27.*
- Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027.*
Fact and source
| Item | Value |
|---|---|
| Card | Chase Sapphire Preferred |
| Field | Earn Rules |
| Normalized value | {"rules":[{"cap":null,"rate":5,"notes":null,"scope":null,"category":"travel_portal","multiplier":"x","categoryRaw":"Chase Travel","evidenceQuote":"5x points on Chase Travel*"},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"dining","multiplier":"x","categoryRaw":"dining","evidenceQuote":"3X points on dining*"},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"gas","multiplier":"x","categoryRaw":"gas stations","evidenceQuote":"3X points on gas stations, EV charging, and vacation homes at top brands*"},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"gas","multiplier":"x","categoryRaw":"EV charging","evidenceQuote":"3X points on gas stations, EV charging, and vacation homes at top brands*"},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"travel_general","multiplier":"x","categoryRaw":"vacation homes at top brands","evidenceQuote":"3X points on gas stations, EV charging, and vacation homes at top brands*"},{"cap":null,"rate":3,"notes":"exclusions apply","scope":null,"category":"streaming","multiplier":"x","categoryRaw":"top streaming services","evidenceQuote":"3x points on top streaming services and online grocery, exclusions apply*"},{"cap":null,"rate":3,"notes":"exclusions apply","scope":null,"category":"groceries","multiplier":"x","categoryRaw":"online grocery","evidenceQuote":"3x points on top streaming services and online grocery, exclusions apply*"},{"cap":null,"rate":2,"notes":null,"scope":null,"category":"travel_general","multiplier":"x","categoryRaw":"all other travel","evidenceQuote":"2x points on all other travel*"},{"cap":null,"rate":1,"notes":null,"scope":null,"category":"everything_else","multiplier":"x","categoryRaw":"all other purchases","evidenceQuote":"1X points on all other purchases*"},{"cap":null,"rate":5,"notes":"through 12/31/27","scope":"eligible purchases over $150","category":"other","multiplier":"x","categoryRaw":"Peloton equipment and accessory purchases","evidenceQuote":"Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27.*"},{"cap":null,"rate":5,"notes":"through September 30, 2027","scope":"with your Chase Sapphire Preferred card","category":"travel_general","multiplier":"x","categoryRaw":"Lyft rides","evidenceQuote":"Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027.*"}],"unknownCategoryRaw":[],"extractionCompleteness":"partial"} |
| Source candidate | {"elements":[{"cap":null,"rate":5,"notes":null,"scope":null,"category":"travel_portal","multiplier":"x","categoryRaw":"Chase Travel","evidenceQuote":"5x points"},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"dining","multiplier":"x","categoryRaw":"dining","evidenceQuote":"3X points"},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"gas","multiplier":"x","categoryRaw":"gas stations","evidenceQuote":"3X points"},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"other","multiplier":"x","categoryRaw":"EV charging","evidenceQuote":"3X points"},{"cap":null,"rate":3,"notes":null,"scope":"at top brands","category":"travel_general","multiplier":"x","categoryRaw":"vacation homes at top brands","evidenceQuote":"3X points"},{"cap":null,"rate":3,"notes":"exclusions apply","scope":null,"category":"streaming","multiplier":"x","categoryRaw":"top streaming services","evidenceQuote":"3x points"},{"cap":null,"rate":3,"notes":"exclusions apply","scope":null,"category":"groceries","multiplier":"x","categoryRaw":"online grocery","evidenceQuote":"3x points"},{"cap":null,"rate":2,"notes":null,"scope":null,"category":"travel_general","multiplier":"x","categoryRaw":"all other travel","evidenceQuote":"2x points"},{"cap":null,"rate":1,"notes":null,"scope":null,"category":"everything_else","multiplier":"x","categoryRaw":"all other purchases","evidenceQuote":"1X points on all other purchases*"},{"cap":null,"rate":5,"notes":"over $150 through 12/31/27","scope":"eligible","category":"other","multiplier":"x","categoryRaw":"Peloton equipment and accessory purchases","evidenceQuote":"Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27.*"},{"cap":null,"rate":5,"notes":"through September 30, 2027","scope":"with your Chase Sapphire Preferred card","category":"other","multiplier":"x","categoryRaw":"Lyft rides","evidenceQuote":"Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027.*"},{"cap":null,"rate":5,"notes":null,"scope":null,"category":"travel_portal","multiplier":"x","categoryRaw":"Chase TravelSM purchases","evidenceQuote":"Earn 5x points on Chase TravelSM purchases"},{"cap":null,"rate":2,"notes":null,"scope":null,"category":"travel_general","multiplier":"x","categoryRaw":"all other travel","evidenceQuote":"2x points on all other travel"},{"cap":null,"rate":5,"notes":null,"scope":null,"category":"travel_portal","multiplier":"x","categoryRaw":"Chase TravelSM","evidenceQuote":"5X points on Chase TravelSM"},{"cap":null,"rate":5,"notes":null,"scope":"through September 30, 2027","category":"transit","multiplier":"x","categoryRaw":"Lyft rides","evidenceQuote":"Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027."},{"cap":null,"rate":5,"notes":null,"scope":"eligible purchases over $150","category":"home_improvement","multiplier":"x","categoryRaw":"eligible Peloton equipment and accessory purchases over $150","evidenceQuote":"Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027."},{"cap":null,"rate":5,"notes":null,"scope":null,"category":"travel_portal","multiplier":"x","categoryRaw":"Chase Travel","evidenceQuote":"5x points on Chase Travel*"},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"dining","multiplier":"x","categoryRaw":"dining","evidenceQuote":"3X points on dining*"},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"gas","multiplier":"x","categoryRaw":"gas stations","evidenceQuote":"3X points on gas stations, EV charging, and vacation homes at top brands*"},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"other","multiplier":"x","categoryRaw":"EV charging","evidenceQuote":"3X points on gas stations, EV charging, and vacation homes at top brands*"},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"travel_general","multiplier":"x","categoryRaw":"vacation homes at top brands","evidenceQuote":"3X points on gas stations, EV charging, and vacation homes at top brands*"},{"cap":null,"rate":3,"notes":"exclusions apply","scope":null,"category":"streaming","multiplier":"x","categoryRaw":"top streaming services","evidenceQuote":"3x points on top streaming services and online grocery, exclusions apply*"},{"cap":null,"rate":3,"notes":"exclusions apply","scope":null,"category":"groceries","multiplier":"x","categoryRaw":"online grocery","evidenceQuote":"3x points on top streaming services and online grocery, exclusions apply*"},{"cap":null,"rate":2,"notes":null,"scope":null,"category":"travel_general","multiplier":"x","categoryRaw":"all other travel","evidenceQuote":"2x points on all other travel*"}],"droppedCount":0,"extractionCompleteness":"complete"} |
| Source quote | 5x points |
| Source page | Unknown |
| Document version | bc199f94-fdc9-40c7-9615-52cb2889505a |
| Chunk | 90 |
| Artifact trace |
Source evidence text
5x points 3X points 3x points 2x points 1X points on all other purchases* Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27.* Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027.* Earn 5x points on Chase TravelSM purchases 2x points on all other travel 5X points on Chase TravelSM Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027. Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027. 5x points on Chase Travel* 3X points on dining* 3X points on gas stations, EV charging, and vacation homes at top brands* 3x points on top streaming services and online grocery, exclusions apply* 2x points on all other travel*
Technical details
{
"fact": {
"unit": null,
"field_key": "earn_rules",
"value_kind": "structured_earn_rule",
"evidence_quote": "5x points",
"normalized_value": {
"rules": [
{
"cap": null,
"rate": 5,
"notes": null,
"scope": null,
"category": "travel_portal",
"multiplier": "x",
"categoryRaw": "Chase Travel",
"evidenceQuote": "5x points on Chase Travel*"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "dining",
"multiplier": "x",
"categoryRaw": "dining",
"evidenceQuote": "3X points on dining*"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "gas",
"multiplier": "x",
"categoryRaw": "gas stations",
"evidenceQuote": "3X points on gas stations, EV charging, and vacation homes at top brands*"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "gas",
"multiplier": "x",
"categoryRaw": "EV charging",
"evidenceQuote": "3X points on gas stations, EV charging, and vacation homes at top brands*"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "travel_general",
"multiplier": "x",
"categoryRaw": "vacation homes at top brands",
"evidenceQuote": "3X points on gas stations, EV charging, and vacation homes at top brands*"
},
{
"cap": null,
"rate": 3,
"notes": "exclusions apply",
"scope": null,
"category": "streaming",
"multiplier": "x",
"categoryRaw": "top streaming services",
"evidenceQuote": "3x points on top streaming services and online grocery, exclusions apply*"
},
{
"cap": null,
"rate": 3,
"notes": "exclusions apply",
"scope": null,
"category": "groceries",
"multiplier": "x",
"categoryRaw": "online grocery",
"evidenceQuote": "3x points on top streaming services and online grocery, exclusions apply*"
},
{
"cap": null,
"rate": 2,
"notes": null,
"scope": null,
"category": "travel_general",
"multiplier": "x",
"categoryRaw": "all other travel",
"evidenceQuote": "2x points on all other travel*"
},
{
"cap": null,
"rate": 1,
"notes": null,
"scope": null,
"category": "everything_else",
"multiplier": "x",
"categoryRaw": "all other purchases",
"evidenceQuote": "1X points on all other purchases*"
},
{
"cap": null,
"rate": 5,
"notes": "through 12/31/27",
"scope": "eligible purchases over $150",
"category": "other",
"multiplier": "x",
"categoryRaw": "Peloton equipment and accessory purchases",
"evidenceQuote": "Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27.*"
},
{
"cap": null,
"rate": 5,
"notes": "through September 30, 2027",
"scope": "with your Chase Sapphire Preferred card",
"category": "travel_general",
"multiplier": "x",
"categoryRaw": "Lyft rides",
"evidenceQuote": "Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027.*"
}
],
"unknownCategoryRaw": [],
"extractionCompleteness": "partial"
},
"normalized_fact_id": "29c4bf3b-08d0-44cf-bec0-bd67f55e1e96",
"candidate_raw_value": {
"elements": [
{
"cap": null,
"rate": 5,
"notes": null,
"scope": null,
"category": "travel_portal",
"multiplier": "x",
"categoryRaw": "Chase Travel",
"evidenceQuote": "5x points"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "dining",
"multiplier": "x",
"categoryRaw": "dining",
"evidenceQuote": "3X points"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "gas",
"multiplier": "x",
"categoryRaw": "gas stations",
"evidenceQuote": "3X points"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "other",
"multiplier": "x",
"categoryRaw": "EV charging",
"evidenceQuote": "3X points"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": "at top brands",
"category": "travel_general",
"multiplier": "x",
"categoryRaw": "vacation homes at top brands",
"evidenceQuote": "3X points"
},
{
"cap": null,
"rate": 3,
"notes": "exclusions apply",
"scope": null,
"category": "streaming",
"multiplier": "x",
"categoryRaw": "top streaming services",
"evidenceQuote": "3x points"
},
{
"cap": null,
"rate": 3,
"notes": "exclusions apply",
"scope": null,
"category": "groceries",
"multiplier": "x",
"categoryRaw": "online grocery",
"evidenceQuote": "3x points"
},
{
"cap": null,
"rate": 2,
"notes": null,
"scope": null,
"category": "travel_general",
"multiplier": "x",
"categoryRaw": "all other travel",
"evidenceQuote": "2x points"
},
{
"cap": null,
"rate": 1,
"notes": null,
"scope": null,
"category": "everything_else",
"multiplier": "x",
"categoryRaw": "all other purchases",
"evidenceQuote": "1X points on all other purchases*"
},
{
"cap": null,
"rate": 5,
"notes": "over $150 through 12/31/27",
"scope": "eligible",
"category": "other",
"multiplier": "x",
"categoryRaw": "Peloton equipment and accessory purchases",
"evidenceQuote": "Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27.*"
},
{
"cap": null,
"rate": 5,
"notes": "through September 30, 2027",
"scope": "with your Chase Sapphire Preferred card",
"category": "other",
"multiplier": "x",
"categoryRaw": "Lyft rides",
"evidenceQuote": "Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027.*"
},
{
"cap": null,
"rate": 5,
"notes": null,
"scope": null,
"category": "travel_portal",
"multiplier": "x",
"categoryRaw": "Chase TravelSM purchases",
"evidenceQuote": "Earn 5x points on Chase TravelSM purchases"
},
{
"cap": null,
"rate": 2,
"notes": null,
"scope": null,
"category": "travel_general",
"multiplier": "x",
"categoryRaw": "all other travel",
"evidenceQuote": "2x points on all other travel"
},
{
"cap": null,
"rate": 5,
"notes": null,
"scope": null,
"category": "travel_portal",
"multiplier": "x",
"categoryRaw": "Chase TravelSM",
"evidenceQuote": "5X points on Chase TravelSM"
},
{
"cap": null,
"rate": 5,
"notes": null,
"scope": "through September 30, 2027",
"category": "transit",
"multiplier": "x",
"categoryRaw": "Lyft rides",
"evidenceQuote": "Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027."
},
{
"cap": null,
"rate": 5,
"notes": null,
"scope": "eligible purchases over $150",
"category": "home_improvement",
"multiplier": "x",
"categoryRaw": "eligible Peloton equipment and accessory purchases over $150",
"evidenceQuote": "Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027."
},
{
"cap": null,
"rate": 5,
"notes": null,
"scope": null,
"category": "travel_portal",
"multiplier": "x",
"categoryRaw": "Chase Travel",
"evidenceQuote": "5x points on Chase Travel*"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "dining",
"multiplier": "x",
"categoryRaw": "dining",
"evidenceQuote": "3X points on dining*"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "gas",
"multiplier": "x",
"categoryRaw": "gas stations",
"evidenceQuote": "3X points on gas stations, EV charging, and vacation homes at top brands*"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "other",
"multiplier": "x",
"categoryRaw": "EV charging",
"evidenceQuote": "3X points on gas stations, EV charging, and vacation homes at top brands*"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "travel_general",
"multiplier": "x",
"categoryRaw": "vacation homes at top brands",
"evidenceQuote": "3X points on gas stations, EV charging, and vacation homes at top brands*"
},
{
"cap": null,
"rate": 3,
"notes": "exclusions apply",
"scope": null,
"category": "streaming",
"multiplier": "x",
"categoryRaw": "top streaming services",
"evidenceQuote": "3x points on top streaming services and online grocery, exclusions apply*"
},
{
"cap": null,
"rate": 3,
"notes": "exclusions apply",
"scope": null,
"category": "groceries",
"multiplier": "x",
"categoryRaw": "online grocery",
"evidenceQuote": "3x points on top streaming services and online grocery, exclusions apply*"
},
{
"cap": null,
"rate": 2,
"notes": null,
"scope": null,
"category": "travel_general",
"multiplier": "x",
"categoryRaw": "all other travel",
"evidenceQuote": "2x points on all other travel*"
}
],
"droppedCount": 0,
"extractionCompleteness": "complete"
},
"source_candidate_id": "8cb67bf5-f570-4414-839c-ee4ad18026b8",
"source_evidence_text": "5x points\n3X points\n3x points\n2x points\n1X points on all other purchases*\nEarn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27.*\nEarn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027.*\nEarn 5x points on Chase TravelSM purchases\n2x points on all other travel\n5X points on Chase TravelSM\nEarn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027.\nEarn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027.\n5x points on Chase Travel*\n3X points on dining*\n3X points on gas stations, EV charging, and vacation homes at top brands*\n3x points on top streaming services and online grocery, exclusions apply*\n2x points on all other travel*"
},
"entity": {
"id": "4314f6a8-17a9-42f5-bbb1-091b028775d4",
"name": "Chase Sapphire Preferred",
"type": "card",
"issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df"
},
"reason": {
"code": "fact_textual_support_unsupported",
"label": "Fact textual support review",
"summary": "Most of the normalized earn rules are directly supported by the evidence text, but at least one included normalized element is not. The rule for Lyft rides is categorized as travel_general in the normalized fact, while the taxonomy guide says brand-only ride-service merchant promotions belong in travel_general only unless the evidence places the merchant in transit/commuting. However, the source evidence and source candidate text support Lyft as a brand-only ride-service promotion, and the source candidate rawValue itself labels Lyft as transit in one place and other/travel_general in another. More importantly, the Peloton rule adds the category mapping and conditions as supported, but the evidence for some rules is fragmented across duplicate snippets. Because the normalized fact must be fully supported for every included element, and the Lyft categorization is ambiguous/inconsistent in the provided package, this cannot be marked fully supported."
},
"evidence": {
"source_url": null,
"source_ref_id": "card_fact_support_review:4314f6a8-17a9-42f5-bbb1-091b028775d4:earn_rules:29c4bf3b-08d0-44cf-bec0-bd67f55e1e96:8cb67bf5-f570-4414-839c-ee4ad18026b8",
"document_version_id": "bc199f94-fdc9-40c7-9615-52cb2889505a",
"source_chunk_ordinal": 90
},
"card_name": "Chase Sapphire Preferred",
"issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
"schema_version": "fact_support_review:v3",
"support_review": {
"verdict": "unsupported",
"confidence": "high",
"explanation": "Most of the normalized earn rules are directly supported by the evidence text, but at least one included normalized element is not. The rule for Lyft rides is categorized as travel_general in the normalized fact, while the taxonomy guide says brand-only ride-service merchant promotions belong in travel_general only unless the evidence places the merchant in transit/commuting. However, the source evidence and source candidate text support Lyft as a brand-only ride-service promotion, and the source candidate rawValue itself labels Lyft as transit in one place and other/travel_general in another. More importantly, the Peloton rule adds the category mapping and conditions as supported, but the evidence for some rules is fragmented across duplicate snippets. Because the normalized fact must be fully supported for every included element, and the Lyft categorization is ambiguous/inconsistent in the provided package, this cannot be marked fully supported.",
"modelCalled": true,
"errorMessage": null,
"reviewedAtIso": "2026-07-06T18:31:32.649Z",
"aiProviderError": null,
"supportedClaims": [
"5x points on Chase Travel",
"3X points on dining",
"3X points on gas stations, EV charging, and vacation homes at top brands",
"3x points on top streaming services and online grocery, exclusions apply",
"2x points on all other travel",
"1X points on all other purchases",
"5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27",
"5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027"
],
"evidenceSnippets": [
"5x points on Chase Travel*",
"3X points on dining*",
"3X points on gas stations, EV charging, and vacation homes at top brands*",
"3x points on top streaming services and online grocery, exclusions apply*",
"2x points on all other travel*",
"1X points on all other purchases*",
"Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27.*",
"Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027.*"
]
},
"default_decision_notes": {
"dismiss": "Dismiss only if another source artifact in this same run supports the normalized value.",
"accept_fact": "Keep the normalized fact if the source evidence supports the normalized value.",
"correct_fact": "Correct the normalizer or extraction prompt when the source supports a different canonical value.",
"refresh_evidence": "Refresh evidence when the quote or source candidate is too weak to judge support."
}
}