Marriott Bonvoy Bountiful

{
  "fact": {
    "unit": null,
    "field_key": "earn_rules",
    "value_kind": "structured_earn_rule",
    "evidence_quote": "Earn 4X points for every $1 on the first $15,000 in combined purchases annually on grocery stores and dining.",
    "normalized_value": {
      "rules": [
        {
          "cap": {
            "amount": 15000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 4,
          "notes": "combined purchases annually on grocery stores and dining",
          "scope": "on the first $15,000 in combined purchases annually",
          "category": "groceries",
          "multiplier": "x",
          "categoryRaw": "grocery stores",
          "evidenceQuote": "Earn 4X points for every $1 on the first $15,000 in combined purchases annually on grocery stores and dining."
        },
        {
          "cap": {
            "amount": 15000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 4,
          "notes": "combined purchases annually on grocery stores and dining",
          "scope": "on the first $15,000 in combined purchases annually",
          "category": "dining",
          "multiplier": "x",
          "categoryRaw": "dining",
          "evidenceQuote": "Earn 4X points for every $1 on the first $15,000 in combined purchases annually on grocery stores and dining."
        },
        {
          "cap": null,
          "rate": 2,
          "notes": "points don’t expire as long as you make purchases on your credit card every 24 months",
          "scope": "all other purchases",
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "Earn 2X points for every $1 you spend on all other purchases and your points don’t expire as long as you make purchases on your credit card every 24 months."
        },
        {
          "cap": null,
          "rate": 18.5,
          "notes": "total points",
          "scope": null,
          "category": "hotels",
          "multiplier": "x",
          "categoryRaw": "hotels participating in Marriott Bonvoy®",
          "evidenceQuote": "up to 18.5X total points at hotels participating in Marriott Bonvoy®*"
        },
        {
          "cap": null,
          "rate": 6,
          "notes": null,
          "scope": null,
          "category": "hotels",
          "multiplier": "x",
          "categoryRaw": "hotels participating in Marriott Bonvoy",
          "evidenceQuote": "Earn 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bountiful® Credit Card.*"
        }
      ],
      "unknownCategoryRaw": [],
      "extractionCompleteness": "partial"
    },
    "normalized_fact_id": "3824487f-856e-4689-bfb0-d1ef96e10a10",
    "candidate_raw_value": {
      "elements": [
        {
          "cap": {
            "amount": 15000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 4,
          "notes": "combined purchases annually on grocery stores and dining",
          "scope": "on the first $15,000 in combined purchases annually",
          "category": "groceries",
          "multiplier": "x",
          "categoryRaw": "grocery stores",
          "evidenceQuote": "Earn 4X points for every $1 on the first $15,000 in combined purchases annually on grocery stores and dining."
        },
        {
          "cap": {
            "amount": 15000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 4,
          "notes": "combined purchases annually on grocery stores and dining",
          "scope": "on the first $15,000 in combined purchases annually",
          "category": "dining",
          "multiplier": "x",
          "categoryRaw": "dining",
          "evidenceQuote": "Earn 4X points for every $1 on the first $15,000 in combined purchases annually on grocery stores and dining."
        },
        {
          "cap": null,
          "rate": 2,
          "notes": "points don’t expire as long as you make purchases on your credit card every 24 months",
          "scope": "all other purchases",
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "Earn 2X points for every $1 you spend on all other purchases and your points don’t expire as long as you make purchases on your credit card every 24 months."
        },
        {
          "cap": null,
          "rate": 18.5,
          "notes": "total points",
          "scope": null,
          "category": "hotels",
          "multiplier": "x",
          "categoryRaw": "hotels participating in Marriott Bonvoy®",
          "evidenceQuote": "up to 18.5X total points at hotels participating in Marriott Bonvoy®*"
        },
        {
          "cap": null,
          "rate": 6,
          "notes": null,
          "scope": null,
          "category": "hotels",
          "multiplier": "x",
          "categoryRaw": "hotels participating in Marriott Bonvoy",
          "evidenceQuote": "Earn 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bountiful® Credit Card.*"
        },
        {
          "cap": {
            "amount": 15000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 4,
          "notes": "on the first $15,000 in combined purchases annually",
          "scope": "combined purchases annually",
          "category": "groceries",
          "multiplier": "x",
          "categoryRaw": "grocery stores",
          "evidenceQuote": "Earn 4X points for every $1 on the first $15,000 in combined purchases annually on grocery stores and dining.*"
        },
        {
          "cap": {
            "amount": 15000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 4,
          "notes": "on the first $15,000 in combined purchases annually",
          "scope": "combined purchases annually",
          "category": "dining",
          "multiplier": "x",
          "categoryRaw": "dining",
          "evidenceQuote": "Earn 4X points for every $1 on the first $15,000 in combined purchases annually on grocery stores and dining.*"
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "Earn 2X points for every $1 you spend on all other purchases"
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "2X on all other purchases*"
        }
      ],
      "droppedCount": 0,
      "extractionCompleteness": "complete"
    },
    "source_candidate_id": "f2cc3cc4-3437-441e-b868-db5bc1367749",
    "source_evidence_text": "Earn 4X points for every $1 on the first $15,000 in combined purchases annually on grocery stores and dining.\nEarn 2X points for every $1 you spend on all other purchases and your points don’t expire as long as you make purchases on your credit card every 24 months.\nup to 18.5X total points at hotels participating in Marriott Bonvoy®*\nEarn 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bountiful® Credit Card.*\nEarn 4X points for every $1 on the first $15,000 in combined purchases annually on grocery stores and dining.*\nEarn 2X points for every $1 you spend on all other purchases\n2X on all other purchases*"
  },
  "entity": {
    "id": "33a166e9-2e47-4ce2-ac5e-a4a6730c3ccc",
    "name": "Marriott Bonvoy Bountiful",
    "type": "card",
    "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df"
  },
  "reason": {
    "code": "fact_textual_support_unsupported",
    "label": "Fact textual support review",
    "summary": "The normalized fact includes hotel earning rules, but the source evidence supports only one hotel-related claim directly and another claim only as a broad total-points statement. In particular, the evidence supports 6X points at Marriott Bonvoy hotels, but the 18.5X item is not shown in the provided evidence as a complete, separately supported earning rule with the same specificity as the other rules. Because every normalized rule must be supported, the full structured fact is not fully supported."
  },
  "evidence": {
    "source_url": null,
    "source_ref_id": "card_fact_support_review:33a166e9-2e47-4ce2-ac5e-a4a6730c3ccc:earn_rules:3824487f-856e-4689-bfb0-d1ef96e10a10:f2cc3cc4-3437-441e-b868-db5bc1367749",
    "document_version_id": "9e5feff1-5a6c-4260-849a-55fcf1d686b7",
    "source_chunk_ordinal": 113
  },
  "card_name": "Marriott Bonvoy Bountiful",
  "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
  "schema_version": "fact_support_review:v1",
  "support_review": {
    "verdict": "unsupported",
    "confidence": "medium",
    "explanation": "The normalized fact includes hotel earning rules, but the source evidence supports only one hotel-related claim directly and another claim only as a broad total-points statement. In particular, the evidence supports 6X points at Marriott Bonvoy hotels, but the 18.5X item is not shown in the provided evidence as a complete, separately supported earning rule with the same specificity as the other rules. Because every normalized rule must be supported, the full structured fact is not fully supported.",
    "modelCalled": true,
    "errorMessage": null,
    "reviewedAtIso": "2026-07-06T04:44:22.743Z",
    "aiProviderError": null,
    "supportedClaims": [
      "Earn 4X points for every $1 on the first $15,000 in combined purchases annually on grocery stores and dining.",
      "Earn 2X points for every $1 you spend on all other purchases.",
      "your points don’t expire as long as you make purchases on your credit card every 24 months.",
      "Earn 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bountiful® Credit Card."
    ],
    "evidenceSnippets": [
      "Earn 4X points for every $1 on the first $15,000 in combined purchases annually on grocery stores and dining.",
      "Earn 2X points for every $1 you spend on all other purchases and your points don’t expire as long as you make purchases on your credit card every 24 months.",
      "Earn 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bountiful® Credit Card.",
      "up to 18.5X total points at hotels participating in Marriott Bonvoy®*"
    ]
  },
  "default_decision_notes": {
    "dismiss": "Dismiss only if another source artifact in this same run supports the normalized value.",
    "accept_fact": "Keep the normalized fact if the source evidence supports the normalized value.",
    "correct_fact": "Correct the normalizer or extraction prompt when the source supports a different canonical value.",
    "refresh_evidence": "Refresh evidence when the quote or source candidate is too weak to judge support."
  }
}