Instacart Mastercard

{
  "fact": {
    "field_key": "earn_rules",
    "raw_value": {
      "cap": null,
      "rate": 2,
      "notes": "including orders on Instacart powered by Uber Eats",
      "scope": null,
      "category": "dining",
      "multiplier": "%",
      "categoryRaw": "restaurants",
      "evidenceQuote": "2% Cash Back at restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services"
    },
    "confidence": "0.9733333333333333",
    "element_path": "elements.2",
    "element_index": 2,
    "evidence_quote": "2% Cash Back at restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services",
    "review_unit_key": "element-2-5c76ee0359df",
    "parent_raw_value": {
      "elements": [
        {
          "cap": {
            "amount": 6000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 5,
          "notes": "from more than 1,500 retail brands and 80,000+ stores across 14,000+ cities in North America",
          "scope": "qualifying",
          "category": "online_retail",
          "multiplier": "%",
          "categoryRaw": "Instacart.com and Instacart app purchases",
          "evidenceQuote": "5% Cash Back on qualifying Instacart.com and Instacart app purchases on your first $6,000 spent annually"
        },
        {
          "cap": null,
          "rate": 5,
          "notes": "including flights, hotels and more",
          "scope": null,
          "category": "travel_portal",
          "multiplier": "%",
          "categoryRaw": "Chase Travel purchases",
          "evidenceQuote": "5% Cash Back on Chase Travel purchases, including flights, hotels and more"
        },
        {
          "cap": null,
          "rate": 2,
          "notes": "including orders on Instacart powered by Uber Eats",
          "scope": null,
          "category": "dining",
          "multiplier": "%",
          "categoryRaw": "restaurants",
          "evidenceQuote": "2% Cash Back at restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services"
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "gas",
          "multiplier": "%",
          "categoryRaw": "gas stations",
          "evidenceQuote": "2% Cash Back at restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services"
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "streaming",
          "multiplier": "%",
          "categoryRaw": "select streaming services",
          "evidenceQuote": "2% Cash Back at restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services"
        },
        {
          "cap": null,
          "rate": 1,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "%",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "Plus, 1% cash back on all other purchases."
        },
        {
          "cap": {
            "amount": 6000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 5,
          "notes": "on your first $6,000 spent annually*",
          "scope": null,
          "category": "groceries",
          "multiplier": "%",
          "categoryRaw": "qualifying Instacart purchases",
          "evidenceQuote": "Earn 5% cash back on qualifying Instacart purchases on your first $6,000 spent annually*"
        },
        {
          "cap": null,
          "rate": 5,
          "notes": null,
          "scope": null,
          "category": "travel_portal",
          "multiplier": "%",
          "categoryRaw": "Chase Travel purchases",
          "evidenceQuote": "5% cash back on Chase Travel purchases*"
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "dining",
          "multiplier": "%",
          "categoryRaw": "restaurants",
          "evidenceQuote": "2% cash back at restaurants, gas stations, and on select streaming services.*"
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "gas",
          "multiplier": "%",
          "categoryRaw": "gas stations",
          "evidenceQuote": "2% cash back at restaurants, gas stations, and on select streaming services.*"
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "streaming",
          "multiplier": "%",
          "categoryRaw": "select streaming services",
          "evidenceQuote": "2% cash back at restaurants, gas stations, and on select streaming services.*"
        },
        {
          "cap": null,
          "rate": 5,
          "notes": null,
          "scope": null,
          "category": "groceries",
          "multiplier": "%",
          "categoryRaw": "Instacart purchases",
          "evidenceQuote": "5% on Instacart purchases*"
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "dining",
          "multiplier": "%",
          "categoryRaw": "restaurants",
          "evidenceQuote": "2% at restaurants & gas stations*"
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "gas",
          "multiplier": "%",
          "categoryRaw": "gas stations",
          "evidenceQuote": "2% at restaurants & gas stations*"
        }
      ],
      "droppedCount": 0,
      "extractionCompleteness": "complete"
    },
    "review_unit_kind": "element",
    "fact_candidate_id": "343a8472-5de5-4506-921b-9e7fd7e0cb86"
  },
  "entity": {
    "id": "a7dad1e3-5f0e-41e6-921a-f1bee49e3978",
    "name": "Instacart Mastercard",
    "type": "card",
    "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df"
  },
  "reason": {
    "code": "fact_visual_evidence_contradiction",
    "label": "Fact visual evidence review",
    "summary": "The screenshot visibly shows the card earns '2% Cash Back' at 'restaurants & gas stations,' and separately mentions 'on select streaming services' and 'Plus, 1% cash back on all other purchases.' It does not show '2% Cash Back at restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services' as the candidate states; the visible category wording is restaurants & gas stations, not dining/restaurants including those Uber Eats orders. The candidate’s broader evidence quote is not supported by the visible text, and the screenshot’s visible earning rule differs in the restaurant scope/wording."
  },
  "evidence": {
    "source_url": "https://creditcards.chase.com/cash-back-credit-cards/instacart",
    "source_ref_id": "card_fact_visual_review:a7dad1e3-5f0e-41e6-921a-f1bee49e3978:earn_rules:0a468508-e6c2-45f5-9df4-3669362e382f:112:element-2-5c76ee0359df",
    "visual_evidence": {
      "kind": "full_page_screenshot",
      "provider": "patchright_browser",
      "viewport": {
        "width": 1440,
        "height": 900
      },
      "capturedAt": "2026-07-06T01:16:12.436Z",
      "screenshotPath": "/var/folders/ph/69yy77cn1vj730_k003n5r0w0000gn/T/cc-visual-evidence/creditcards.chase.com-2026-07-06T01-16-12-430Z-6217c1e3-2f31-42ad-a68a-5b4f7644a5e9.png",
      "captureAttempted": true,
      "capturePersisted": true,
      "htmlSnapshotPath": "/var/folders/ph/69yy77cn1vj730_k003n5r0w0000gn/T/cc-visual-evidence/creditcards.chase.com-2026-07-06T01-16-12-430Z-6217c1e3-2f31-42ad-a68a-5b4f7644a5e9.html"
    },
    "document_version_id": "0a468508-e6c2-45f5-9df4-3669362e382f",
    "source_chunk_ordinal": 112
  },
  "card_name": "Instacart Mastercard",
  "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
  "visual_review": {
    "verdict": "contradicted",
    "confidence": "high",
    "explanation": "The screenshot visibly shows the card earns '2% Cash Back' at 'restaurants & gas stations,' and separately mentions 'on select streaming services' and 'Plus, 1% cash back on all other purchases.' It does not show '2% Cash Back at restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services' as the candidate states; the visible category wording is restaurants & gas stations, not dining/restaurants including those Uber Eats orders. The candidate’s broader evidence quote is not supported by the visible text, and the screenshot’s visible earning rule differs in the restaurant scope/wording.",
    "modelCalled": true,
    "errorMessage": null,
    "reviewedAtIso": "2026-07-06T01:17:32.534Z",
    "visibleSignals": [
      "\"2% Cash Back\"",
      "\"at restaurants & gas stations\"",
      "\"including orders on Instacart powered by Uber Eats\" not visible",
      "\"on select streaming services\"",
      "\"Plus, 1% cash back on all other purchases\""
    ],
    "aiProviderError": null
  },
  "schema_version": "fact_visual_review:v1",
  "default_decision_notes": {
    "dismiss": "Dismiss if this task is explained by an expected screenshot limitation.",
    "accept_fact": "Keep the extracted fact if source evidence outside this screenshot supports it.",
    "correct_fact": "Correct the fact if the screenshot or source page clearly shows a different value.",
    "refresh_evidence": "Refresh evidence when the screenshot does not show the cited source text."
  }
}