Southwest Rapid Rewards Premier

{
  "fact": {
    "unit": null,
    "field_key": "earn_rules",
    "value_kind": "structured_earn_rule",
    "element_path": "rules.1",
    "element_index": 1,
    "evidence_quote": "Earn 2 points for each dollar spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.*",
    "collection_path": "rules",
    "review_unit_key": "element-rules-1-c97ea9246711",
    "normalized_value": {
      "rules": [
        {
          "cap": {
            "amount": 8000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 2,
          "notes": null,
          "scope": "combined purchases per anniversary year",
          "category": "dining",
          "multiplier": "x",
          "categoryRaw": "grocery stores",
          "evidenceQuote": "Earn 2 points for each dollar spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.*"
        }
      ],
      "unknownCategoryRaw": [],
      "extractionCompleteness": "partial"
    },
    "review_unit_kind": "element",
    "normalized_fact_id": "cf88ed93-37ec-4e93-afaa-11109afeed04:element-rules-1-c97ea9246711",
    "candidate_raw_value": {
      "elements": [
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": null,
          "category": "flights",
          "multiplier": "x",
          "categoryRaw": "Southwest Airlines purchases",
          "evidenceQuote": "Earn 3 points for each dollar spent on Southwest Airlines purchases.*",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/southwest/premier?iCELL=61FY",
            "sourceChunkOrdinal": 143,
            "sourceDocumentVersionId": "0dfabcab-3e77-4b02-85de-9f5ed91ed7d5"
          }
        },
        {
          "cap": {
            "amount": 8000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 2,
          "notes": null,
          "scope": "combined purchases per anniversary year",
          "category": "groceries",
          "multiplier": "x",
          "categoryRaw": "grocery stores",
          "evidenceQuote": "Earn 2 points for each dollar spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.*",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/southwest/premier?iCELL=61FY",
            "sourceChunkOrdinal": 146,
            "sourceDocumentVersionId": "0dfabcab-3e77-4b02-85de-9f5ed91ed7d5"
          }
        },
        {
          "cap": {
            "amount": 8000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 2,
          "notes": null,
          "scope": "combined purchases per anniversary year",
          "category": "dining",
          "multiplier": "x",
          "categoryRaw": "restaurants",
          "evidenceQuote": "Earn 2 points for each dollar spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.*",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/southwest/premier?iCELL=61FY",
            "sourceChunkOrdinal": 146,
            "sourceDocumentVersionId": "0dfabcab-3e77-4b02-85de-9f5ed91ed7d5"
          }
        },
        {
          "cap": null,
          "rate": 1,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "Earn 1 point for each dollar spent on all other purchases.*",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/southwest/premier?iCELL=61FY",
            "sourceChunkOrdinal": 147,
            "sourceDocumentVersionId": "0dfabcab-3e77-4b02-85de-9f5ed91ed7d5"
          }
        },
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": null,
          "category": "flights",
          "multiplier": "x",
          "categoryRaw": "Southwest Airlines purchases",
          "evidenceQuote": "Earn 3 points for each dollar spent on Southwest Airlines purchases.",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/southwest/premier?iCELL=61FY",
            "sourceChunkOrdinal": 143,
            "sourceDocumentVersionId": "0dfabcab-3e77-4b02-85de-9f5ed91ed7d5"
          }
        },
        {
          "cap": {
            "amount": 8000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 2,
          "notes": null,
          "scope": "in combined purchases per anniversary year",
          "category": "groceries",
          "multiplier": "x",
          "categoryRaw": "grocery stores",
          "evidenceQuote": "Earn 2 points for each dollar spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/southwest/premier?iCELL=61FY",
            "sourceChunkOrdinal": 146,
            "sourceDocumentVersionId": "0dfabcab-3e77-4b02-85de-9f5ed91ed7d5"
          }
        },
        {
          "cap": {
            "amount": 8000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 2,
          "notes": null,
          "scope": "in combined purchases per anniversary year",
          "category": "dining",
          "multiplier": "x",
          "categoryRaw": "restaurants",
          "evidenceQuote": "Earn 2 points for each dollar spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/southwest/premier?iCELL=61FY",
            "sourceChunkOrdinal": 146,
            "sourceDocumentVersionId": "0dfabcab-3e77-4b02-85de-9f5ed91ed7d5"
          }
        },
        {
          "cap": null,
          "rate": 1,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "Earn 1 point for each dollar spent on all other purchases.",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/southwest/premier?iCELL=61FY",
            "sourceChunkOrdinal": 147,
            "sourceDocumentVersionId": "0dfabcab-3e77-4b02-85de-9f5ed91ed7d5"
          }
        },
        {
          "cap": {
            "amount": 8000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 2,
          "notes": null,
          "scope": "combined purchases at grocery stores and restaurants per anniversary year",
          "category": "groceries",
          "multiplier": "x",
          "categoryRaw": "grocery stores",
          "evidenceQuote": "Earn 2 points for each dollar spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.*",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/southwest/premier?iCELL=61FY",
            "sourceChunkOrdinal": 146,
            "sourceDocumentVersionId": "0dfabcab-3e77-4b02-85de-9f5ed91ed7d5"
          }
        },
        {
          "cap": {
            "amount": 8000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 2,
          "notes": null,
          "scope": "combined purchases at grocery stores and restaurants per anniversary year",
          "category": "dining",
          "multiplier": "x",
          "categoryRaw": "restaurants",
          "evidenceQuote": "Earn 2 points for each dollar spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.*",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/southwest/premier?iCELL=61FY",
            "sourceChunkOrdinal": 146,
            "sourceDocumentVersionId": "0dfabcab-3e77-4b02-85de-9f5ed91ed7d5"
          }
        },
        {
          "cap": null,
          "rate": 3,
          "notes": "Other Southwest Airlines related purchases, such as Southwest Cruises, Southwest Charters, and Southwest Cargo® are excluded.",
          "scope": "including flight, inflight, Southwest gift cards, and Getaways by SouthwestTM packages",
          "category": "travel_general",
          "multiplier": "x",
          "categoryRaw": "purchases made directly with Southwest Airlines",
          "evidenceQuote": "3 points for each $1 spent on purchases made directly with Southwest Airlines®",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/southwest/premier?iCELL=61FY",
            "sourceChunkOrdinal": 174,
            "sourceDocumentVersionId": "0dfabcab-3e77-4b02-85de-9f5ed91ed7d5"
          }
        },
        {
          "cap": {
            "amount": 8000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 2,
          "notes": "After $8,000 is spent, you go back to earning 1 point for each $1 spent, with no maximum.",
          "scope": "combined purchases in the following rewards categories",
          "category": "groceries",
          "multiplier": "x",
          "categoryRaw": "grocery stores",
          "evidenceQuote": "2 points for each $1 of the first $8,000 spent each account anniversary year on combined purchases in the following rewards categories: grocery stores and dining at restaurants.",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/southwest/premier?iCELL=61FY",
            "sourceChunkOrdinal": 174,
            "sourceDocumentVersionId": "0dfabcab-3e77-4b02-85de-9f5ed91ed7d5"
          }
        },
        {
          "cap": {
            "amount": 8000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 2,
          "notes": "After $8,000 is spent, you go back to earning 1 point for each $1 spent, with no maximum.",
          "scope": "combined purchases in the following rewards categories",
          "category": "dining",
          "multiplier": "x",
          "categoryRaw": "dining at restaurants",
          "evidenceQuote": "2 points for each $1 of the first $8,000 spent each account anniversary year on combined purchases in the following rewards categories: grocery stores and dining at restaurants.",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/southwest/premier?iCELL=61FY",
            "sourceChunkOrdinal": 174,
            "sourceDocumentVersionId": "0dfabcab-3e77-4b02-85de-9f5ed91ed7d5"
          }
        },
        {
          "cap": null,
          "rate": 1,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "1 point for each $1 spent on all other purchases.",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/southwest/premier?iCELL=61FY",
            "sourceChunkOrdinal": 174,
            "sourceDocumentVersionId": "0dfabcab-3e77-4b02-85de-9f5ed91ed7d5"
          }
        }
      ],
      "droppedCount": 0,
      "extractionCompleteness": "complete"
    },
    "source_candidate_id": "00386714-aa51-491c-995a-8b956a9473d5",
    "source_evidence_text": "Earn 2 points for each dollar spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.*\nEarn 3 points for each dollar spent on Southwest Airlines purchases.*\nEarn 3 points for each dollar spent on Southwest Airlines purchases.*\nEarn 2 points for each dollar spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.*\nEarn 1 point for each dollar spent on all other purchases.*\nEarn 3 points for each dollar spent on Southwest Airlines purchases.\nEarn 2 points for each dollar spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.\nEarn 1 point for each dollar spent on all other purchases.\n3 points for each $1 spent on purchases made directly with Southwest Airlines®\n2 points for each $1 of the first $8,000 spent each account anniversary year on combined purchases in the following rewards categories: grocery stores and dining at restaurants.\n1 point for each $1 spent on all other purchases.",
    "parent_normalized_value": {
      "rules": [
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": null,
          "category": "travel_general",
          "multiplier": "x",
          "categoryRaw": "Southwest Airlines purchases",
          "evidenceQuote": "Earn 3 points for each dollar spent on Southwest Airlines purchases.*"
        },
        {
          "cap": {
            "amount": 8000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 2,
          "notes": null,
          "scope": "combined purchases per anniversary year",
          "category": "dining",
          "multiplier": "x",
          "categoryRaw": "grocery stores",
          "evidenceQuote": "Earn 2 points for each dollar spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.*"
        },
        {
          "cap": {
            "amount": 8000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 2,
          "notes": null,
          "scope": "combined purchases per anniversary year",
          "category": "dining",
          "multiplier": "x",
          "categoryRaw": "restaurants",
          "evidenceQuote": "Earn 2 points for each dollar spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.*"
        },
        {
          "cap": null,
          "rate": 1,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "Earn 1 point for each dollar spent on all other purchases.*"
        }
      ],
      "unknownCategoryRaw": [],
      "extractionCompleteness": "partial"
    },
    "parent_normalized_fact_id": "cf88ed93-37ec-4e93-afaa-11109afeed04"
  },
  "entity": {
    "id": "cb6e8b2b-bbdc-40cc-8850-3eec5968d12b",
    "name": "Southwest Rapid Rewards Premier",
    "type": "card",
    "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df"
  },
  "reason": {
    "code": "fact_textual_support_unsupported",
    "label": "Fact textual support review",
    "summary": "The source supports a combined bonus for \"grocery stores and dining at restaurants\" at 2 points per dollar, capped at $8,000 per anniversary year. However, the normalized rule’s category is set to \"dining\" while the representative categoryRaw/evidenceQuote says \"grocery stores\" and the source also includes restaurants. The normalized category collapses the combined category into dining only, which is not fully supported as written because the evidence points to a combined grocery-and-dining rule. The other fields (rate, cap, annual scope) are supported."
  },
  "evidence": {
    "source_url": null,
    "source_ref_id": "card_fact_support_review:cb6e8b2b-bbdc-40cc-8850-3eec5968d12b:earn_rules:cf88ed93-37ec-4e93-afaa-11109afeed04:00386714-aa51-491c-995a-8b956a9473d5:element-rules-1-c97ea9246711",
    "document_version_id": "0dfabcab-3e77-4b02-85de-9f5ed91ed7d5",
    "source_chunk_ordinal": 143
  },
  "card_name": "Southwest Rapid Rewards Premier",
  "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
  "schema_version": "fact_support_review:v6",
  "support_review": {
    "verdict": "unsupported",
    "confidence": "high",
    "explanation": "The source supports a combined bonus for \"grocery stores and dining at restaurants\" at 2 points per dollar, capped at $8,000 per anniversary year. However, the normalized rule’s category is set to \"dining\" while the representative categoryRaw/evidenceQuote says \"grocery stores\" and the source also includes restaurants. The normalized category collapses the combined category into dining only, which is not fully supported as written because the evidence points to a combined grocery-and-dining rule. The other fields (rate, cap, annual scope) are supported.",
    "modelCalled": true,
    "errorMessage": null,
    "reviewedAtIso": "2026-07-09T01:28:27.960Z",
    "aiProviderError": null,
    "supportedClaims": [
      "2 points per dollar spent",
      "first $8,000 in combined purchases per anniversary year",
      "grocery stores and dining at restaurants"
    ],
    "evidenceSnippets": [
      "Earn 2 points for each dollar spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.*",
      "2 points for each $1 of the first $8,000 spent each account anniversary year on combined purchases in the following rewards categories: grocery stores and dining at restaurants."
    ]
  },
  "default_decision_notes": {
    "dismiss": "Dismiss only if another source artifact in this same run supports the normalized value.",
    "accept_fact": "Keep the normalized fact if the source evidence supports the normalized value.",
    "correct_fact": "Correct the normalizer or extraction prompt when the source supports a different canonical value.",
    "refresh_evidence": "Refresh evidence when the quote or source candidate is too weak to judge support."
  }
}