Instacart Mastercard

{
  "fact": {
    "unit": null,
    "field_key": "welcome_bonus",
    "value_kind": "structured_bonus",
    "evidence_quote": "Get a $50 Instacart credit automatically upon approval*",
    "normalized_value": [
      {
        "notes": "Instacart credit automatically loaded into your Instacart.com account upon approval.",
        "tiers": [],
        "audience": "public",
        "offerUrl": null,
        "bonusUnit": "dollars",
        "bonusValue": 50,
        "eligibility": {
          "notes": "The credit card is available to you if you do not currently have the Instacart Mastercard. This credit card or new cardmember offers may not be available to you if you previously had the Instacart Mastercard.",
          "applyByDate": null,
          "bonusLockoutMonths": 24,
          "requiresNewCustomer": true
        },
        "evidenceQuote": "Get a $50 Instacart credit automatically upon approval*",
        "spendRequired": null
      }
    ],
    "normalized_fact_id": "9e0c882a-c8ad-4e02-8bce-997192d4a8ba",
    "candidate_raw_value": {
      "elements": [
        {
          "notes": "Instacart credit automatically loaded into your Instacart.com account upon approval.",
          "tiers": [],
          "audience": "public",
          "offerUrl": null,
          "bonusUnit": "dollars",
          "bonusValue": 50,
          "eligibility": {
            "notes": "The credit card is available to you if you do not currently have the Instacart Mastercard. This credit card or new cardmember offers may not be available to you if you previously had the Instacart Mastercard.",
            "applyByDate": null,
            "bonusLockoutMonths": 24,
            "requiresNewCustomer": true
          },
          "evidenceQuote": "Get a $50 Instacart credit automatically upon approval*",
          "spendRequired": null
        }
      ],
      "droppedCount": 0,
      "extractionCompleteness": "complete"
    },
    "source_candidate_id": "56e76e45-ca8f-41fe-a6a2-ecf0233f4e17",
    "source_evidence_text": "Get a $50 Instacart credit automatically upon approval*"
  },
  "entity": {
    "id": "a7dad1e3-5f0e-41e6-921a-f1bee49e3978",
    "name": "Instacart Mastercard",
    "type": "card",
    "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df"
  },
  "reason": {
    "code": "fact_textual_support_unsupported",
    "label": "Fact textual support review",
    "summary": "The source evidence only directly supports that there is a $50 Instacart credit automatically upon approval. The normalized fact adds extra eligibility claims about new customers, prior cardholders, and a 24-month lockout, but none of those conditions appear in the provided sourceEvidenceText. Because a meaningful part of the structured bonus is unsupported, the overall fact is unsupported."
  },
  "evidence": {
    "source_url": null,
    "source_ref_id": "card_fact_support_review:a7dad1e3-5f0e-41e6-921a-f1bee49e3978:welcome_bonus:9e0c882a-c8ad-4e02-8bce-997192d4a8ba:56e76e45-ca8f-41fe-a6a2-ecf0233f4e17",
    "document_version_id": "3367f76c-3cd4-43cb-b126-14a7b9ae507f",
    "source_chunk_ordinal": 91
  },
  "card_name": "Instacart Mastercard",
  "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
  "schema_version": "fact_support_review:v1",
  "support_review": {
    "verdict": "unsupported",
    "confidence": "medium",
    "explanation": "The source evidence only directly supports that there is a $50 Instacart credit automatically upon approval. The normalized fact adds extra eligibility claims about new customers, prior cardholders, and a 24-month lockout, but none of those conditions appear in the provided sourceEvidenceText. Because a meaningful part of the structured bonus is unsupported, the overall fact is unsupported.",
    "modelCalled": true,
    "errorMessage": null,
    "reviewedAtIso": "2026-07-06T01:25:05.697Z",
    "aiProviderError": null,
    "supportedClaims": [
      "$50 Instacart credit",
      "automatically upon approval"
    ],
    "evidenceSnippets": [
      "Get a $50 Instacart credit automatically upon approval*"
    ]
  },
  "default_decision_notes": {
    "dismiss": "Dismiss only if another source artifact in this same run supports the normalized value.",
    "accept_fact": "Keep the normalized fact if the source evidence supports the normalized value.",
    "correct_fact": "Correct the normalizer or extraction prompt when the source supports a different canonical value.",
    "refresh_evidence": "Refresh evidence when the quote or source candidate is too weak to judge support."
  }
}