Chase Sapphire Preferred

{
  "fact": {
    "unit": null,
    "field_key": "earn_rules",
    "value_kind": "structured_earn_rule",
    "evidence_quote": "5x points",
    "normalized_value": {
      "rules": [
        {
          "cap": null,
          "rate": 5,
          "notes": null,
          "scope": null,
          "category": "travel_portal",
          "multiplier": "x",
          "categoryRaw": "Chase TravelSM purchases",
          "evidenceQuote": "Earn 5x points on Chase TravelSM purchases"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": null,
          "category": "dining",
          "multiplier": "x",
          "categoryRaw": "dining",
          "evidenceQuote": "3X points"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": "at top brands",
          "category": "gas",
          "multiplier": "x",
          "categoryRaw": "gas stations",
          "evidenceQuote": "3X points"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": "at top brands",
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "EV charging",
          "evidenceQuote": "3X points"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": "at top brands",
          "category": "travel_general",
          "multiplier": "x",
          "categoryRaw": "vacation homes",
          "evidenceQuote": "3X points"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": "exclusions apply",
          "scope": null,
          "category": "streaming",
          "multiplier": "x",
          "categoryRaw": "top streaming services",
          "evidenceQuote": "3X points"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": "exclusions apply",
          "scope": null,
          "category": "groceries",
          "multiplier": "x",
          "categoryRaw": "online grocery",
          "evidenceQuote": "3X points"
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "travel_general",
          "multiplier": "x",
          "categoryRaw": "all other travel",
          "evidenceQuote": "and 2x points on all other travel"
        },
        {
          "cap": null,
          "rate": 1,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "1X points on all other purchases*"
        }
      ],
      "unknownCategoryRaw": [],
      "extractionCompleteness": "partial"
    },
    "normalized_fact_id": "ab489c87-247c-49d2-8c94-b123d4197941",
    "candidate_raw_value": {
      "elements": [
        {
          "cap": null,
          "rate": 5,
          "notes": null,
          "scope": null,
          "category": "travel_portal",
          "multiplier": "x",
          "categoryRaw": "Chase Travel",
          "evidenceQuote": "5x points"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": null,
          "category": "dining",
          "multiplier": "x",
          "categoryRaw": "dining",
          "evidenceQuote": "3X points"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": "at top brands",
          "category": "gas",
          "multiplier": "x",
          "categoryRaw": "gas stations",
          "evidenceQuote": "3X points"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": "at top brands",
          "category": "other",
          "multiplier": "x",
          "categoryRaw": "EV charging",
          "evidenceQuote": "3X points"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": "at top brands",
          "category": "travel_general",
          "multiplier": "x",
          "categoryRaw": "vacation homes",
          "evidenceQuote": "3X points"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": "exclusions apply",
          "scope": null,
          "category": "streaming",
          "multiplier": "x",
          "categoryRaw": "top streaming services",
          "evidenceQuote": "3x points"
        },
        {
          "cap": null,
          "rate": 3,
          "notes": "exclusions apply",
          "scope": null,
          "category": "groceries",
          "multiplier": "x",
          "categoryRaw": "online grocery",
          "evidenceQuote": "3x points"
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "travel_general",
          "multiplier": "x",
          "categoryRaw": "all other travel",
          "evidenceQuote": "2x points"
        },
        {
          "cap": null,
          "rate": 1,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "1X points on all other purchases*"
        },
        {
          "cap": null,
          "rate": 5,
          "notes": null,
          "scope": null,
          "category": "travel_portal",
          "multiplier": "x",
          "categoryRaw": "Chase TravelSM purchases",
          "evidenceQuote": "Earn 5x points on Chase TravelSM purchases"
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "travel_general",
          "multiplier": "x",
          "categoryRaw": "all other travel",
          "evidenceQuote": "and 2x points on all other travel"
        },
        {
          "cap": null,
          "rate": 5,
          "notes": null,
          "scope": null,
          "category": "travel_portal",
          "multiplier": "x",
          "categoryRaw": "Chase Travel",
          "evidenceQuote": "5X points on Chase TravelSM"
        },
        {
          "cap": null,
          "rate": 5,
          "notes": null,
          "scope": null,
          "category": "travel_portal",
          "multiplier": "x",
          "categoryRaw": "Chase TravelSM",
          "evidenceQuote": "5X points on Chase TravelSM"
        }
      ],
      "droppedCount": 0,
      "extractionCompleteness": "complete"
    },
    "source_candidate_id": "8af881d4-a573-4ec9-871c-5fa8b61b4b8c",
    "source_evidence_text": "5x points\n3X points\n3x points\n2x points\n1X points on all other purchases*\nEarn 5x points on Chase TravelSM purchases\nand 2x points on all other travel\n5X points on Chase TravelSM"
  },
  "entity": {
    "id": "4314f6a8-17a9-42f5-bbb1-091b028775d4",
    "name": "Chase Sapphire Preferred",
    "type": "card",
    "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df"
  },
  "reason": {
    "code": "fact_textual_support_unsupported",
    "label": "Fact textual support review",
    "summary": "Most earn rules are directly supported by the source evidence, but the normalized fact changes one source-facing category in a meaningful way: the source candidate says the 3x rule is for \"EV charging\" with categoryRaw \"EV charging\" and canonical category \"other\", while the normalized fact reclassifies it as canonical category \"everything_else\". Since category support requires the source-facing facts to support the normalized category, this reclassification is not supported. The other rules are supported by the text."
  },
  "evidence": {
    "source_url": null,
    "source_ref_id": "card_fact_support_review:4314f6a8-17a9-42f5-bbb1-091b028775d4:earn_rules:ab489c87-247c-49d2-8c94-b123d4197941:8af881d4-a573-4ec9-871c-5fa8b61b4b8c",
    "document_version_id": "bc199f94-fdc9-40c7-9615-52cb2889505a",
    "source_chunk_ordinal": 90
  },
  "card_name": "Chase Sapphire Preferred",
  "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
  "schema_version": "fact_support_review:v1",
  "support_review": {
    "verdict": "unsupported",
    "confidence": "high",
    "explanation": "Most earn rules are directly supported by the source evidence, but the normalized fact changes one source-facing category in a meaningful way: the source candidate says the 3x rule is for \"EV charging\" with categoryRaw \"EV charging\" and canonical category \"other\", while the normalized fact reclassifies it as canonical category \"everything_else\". Since category support requires the source-facing facts to support the normalized category, this reclassification is not supported. The other rules are supported by the text.",
    "modelCalled": true,
    "errorMessage": null,
    "reviewedAtIso": "2026-07-06T05:30:29.560Z",
    "aiProviderError": null,
    "supportedClaims": [
      "Earn 5x points on Chase TravelSM purchases",
      "3X points on dining",
      "3X points on gas stations at top brands",
      "3X points on vacation homes at top brands",
      "3X points on top streaming services, exclusions apply",
      "3X points on online grocery, exclusions apply",
      "2x points on all other travel",
      "1X points on all other purchases"
    ],
    "evidenceSnippets": [
      "Earn 5x points on Chase TravelSM purchases",
      "3X points",
      "3x points",
      "2x points on all other travel",
      "1X points on all other purchases*"
    ]
  },
  "default_decision_notes": {
    "dismiss": "Dismiss only if another source artifact in this same run supports the normalized value.",
    "accept_fact": "Keep the normalized fact if the source evidence supports the normalized value.",
    "correct_fact": "Correct the normalizer or extraction prompt when the source supports a different canonical value.",
    "refresh_evidence": "Refresh evidence when the quote or source candidate is too weak to judge support."
  }
}