Ink Business Preferred

{
  "fact": {
    "unit": null,
    "field_key": "earn_rules",
    "value_kind": "structured_earn_rule",
    "element_path": "rules.3",
    "element_index": 3,
    "evidence_quote": "3 points: You'll earn 3 points total for each $1 of the first $150,000 spent each account anniversary year on combined purchases in the following rewards categories: shipping; social media and search engine advertising; travel; internet, cable, and phone services",
    "collection_path": "rules",
    "review_unit_key": "element-rules-3-67e10d2621b7",
    "normalized_value": {
      "rules": [
        {
          "cap": {
            "amount": 150000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 3,
          "notes": "After $150,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1 point for each $1 spent, with no maximum.",
          "scope": "first $150,000 spent each account anniversary year on combined purchases in the following rewards categories",
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "internet, cable, and phone services",
          "evidenceQuote": "3 points: You'll earn 3 points total for each $1 of the first $150,000 spent each account anniversary year on combined purchases in the following rewards categories: shipping; social media and search engine advertising; travel; internet, cable, and phone services"
        }
      ],
      "unknownCategoryRaw": [],
      "extractionCompleteness": "partial"
    },
    "review_unit_kind": "element",
    "normalized_fact_id": "a0cfc73c-f79a-4c58-a785-8bb10287ff28:element-rules-3-67e10d2621b7",
    "candidate_raw_value": {
      "elements": [
        {
          "cap": {
            "amount": 150000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 3,
          "notes": null,
          "scope": "first $150,000 spent in combined purchases in the following categories each account anniversary year",
          "category": "other",
          "multiplier": "x",
          "categoryRaw": "Shipping purchases",
          "evidenceQuote": "Earn 3 points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year.*",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/business-credit-cards/ink/business-preferred?iCELL=6C1Y",
            "sourceChunkOrdinal": 98,
            "sourceDocumentVersionId": "b773983b-dfa3-4486-84a9-ec6239e90c6f"
          }
        },
        {
          "cap": {
            "amount": 150000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 3,
          "notes": null,
          "scope": "first $150,000 spent in combined purchases in the following categories each account anniversary year",
          "category": "other",
          "multiplier": "x",
          "categoryRaw": "Advertising purchases made with social media sites and search engines",
          "evidenceQuote": "Earn 3 points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year.*",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/business-credit-cards/ink/business-preferred?iCELL=6C1Y",
            "sourceChunkOrdinal": 98,
            "sourceDocumentVersionId": "b773983b-dfa3-4486-84a9-ec6239e90c6f"
          }
        },
        {
          "cap": {
            "amount": 150000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 3,
          "notes": null,
          "scope": "first $150,000 spent in combined purchases in the following categories each account anniversary year",
          "category": "other",
          "multiplier": "x",
          "categoryRaw": "Internet, cable and phone services",
          "evidenceQuote": "Earn 3 points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year.*",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/business-credit-cards/ink/business-preferred?iCELL=6C1Y",
            "sourceChunkOrdinal": 98,
            "sourceDocumentVersionId": "b773983b-dfa3-4486-84a9-ec6239e90c6f"
          }
        },
        {
          "cap": {
            "amount": 150000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 3,
          "notes": null,
          "scope": "first $150,000 spent in combined purchases in the following categories each account anniversary year",
          "category": "travel_general",
          "multiplier": "x",
          "categoryRaw": "Travel",
          "evidenceQuote": "3X on Travel and Business categories on $150K combined spend.",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness?iCELL=6C1Y",
            "sourceChunkOrdinal": 117,
            "sourceDocumentVersionId": "6c9fa9cf-27c2-4ede-9d2b-4a13154268b0"
          }
        },
        {
          "cap": null,
          "rate": 5,
          "notes": "total points",
          "scope": "through September 30, 2027 with your Chase Ink Preferred card",
          "category": "transit",
          "multiplier": "x",
          "categoryRaw": "Lyft rides",
          "evidenceQuote": "Earn a total of 5x points on Lyft rides through September 30, 2027 with your Chase Ink Preferred card. *",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/business-credit-cards/ink/business-preferred?iCELL=6C1Y",
            "sourceChunkOrdinal": 108,
            "sourceDocumentVersionId": "b773983b-dfa3-4486-84a9-ec6239e90c6f"
          }
        },
        {
          "cap": null,
          "rate": 1,
          "notes": "no limit to the amount you can earn",
          "scope": null,
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn. *",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/business-credit-cards/ink/business-preferred?iCELL=6C1Y",
            "sourceChunkOrdinal": 112,
            "sourceDocumentVersionId": "b773983b-dfa3-4486-84a9-ec6239e90c6f"
          }
        },
        {
          "cap": null,
          "rate": 1,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "1 point for each $1 spent",
          "evidenceQuote": "1 point: You'll earn 1 point for each $1 spent.",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/business-credit-cards/ink/business-preferred?iCELL=61FY",
            "sourceChunkOrdinal": 155,
            "sourceDocumentVersionId": "493c1ee2-c9f3-4954-a561-97e227ea7608"
          }
        },
        {
          "cap": {
            "amount": 150000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 3,
          "notes": "After $150,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1 point for each $1 spent, with no maximum.",
          "scope": "first $150,000 spent each account anniversary year on combined purchases in the following rewards categories",
          "category": "other",
          "multiplier": "x",
          "categoryRaw": "shipping; social media and search engine advertising; travel; internet, cable, and phone services",
          "evidenceQuote": "3 points: You'll earn 3 points total for each $1 of the first $150,000 spent each account anniversary year on combined purchases in the following rewards categories: shipping; social media and search engine advertising; travel; internet, cable, and phone services",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/business-credit-cards/ink/business-preferred?iCELL=61FY",
            "sourceChunkOrdinal": 155,
            "sourceDocumentVersionId": "493c1ee2-c9f3-4954-a561-97e227ea7608"
          }
        }
      ],
      "droppedCount": 0,
      "extractionCompleteness": "complete"
    },
    "source_candidate_id": "b53c9e36-3c8e-4247-9848-cfd9d22f225f",
    "source_evidence_text": "3 points: You'll earn 3 points total for each $1 of the first $150,000 spent each account anniversary year on combined purchases in the following rewards categories: shipping; social media and search engine advertising; travel; internet, cable, and phone services\nEarn 3 points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year.*\nEarn 3 points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year.*\n3X on Travel and Business categories on $150K combined spend.\nEarn a total of 5x points on Lyft rides through September 30, 2027 with your Chase Ink Preferred card. *\nEarn 1 point per $1 on all other purchases - with no limit to the amount you can earn. *\n1 point: You'll earn 1 point for each $1 spent.\n3 points: You'll earn 3 points total for each $1 of the first $150,000 spent each account anniversary year on combined purchases in the following rewards categories: shipping; social media and search engine advertising; travel; internet, cable, and phone services",
    "parent_normalized_value": {
      "rules": [
        {
          "cap": {
            "amount": 150000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 3,
          "notes": "After $150,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1 point for each $1 spent, with no maximum.",
          "scope": "first $150,000 spent each account anniversary year on combined purchases in the following rewards categories",
          "category": "other",
          "multiplier": "x",
          "categoryRaw": "shipping",
          "evidenceQuote": "3 points: You'll earn 3 points total for each $1 of the first $150,000 spent each account anniversary year on combined purchases in the following rewards categories: shipping; social media and search engine advertising; travel; internet, cable, and phone services"
        },
        {
          "cap": {
            "amount": 150000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 3,
          "notes": "After $150,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1 point for each $1 spent, with no maximum.",
          "scope": "first $150,000 spent each account anniversary year on combined purchases in the following rewards categories",
          "category": "other",
          "multiplier": "x",
          "categoryRaw": "social media and search engine advertising",
          "evidenceQuote": "3 points: You'll earn 3 points total for each $1 of the first $150,000 spent each account anniversary year on combined purchases in the following rewards categories: shipping; social media and search engine advertising; travel; internet, cable, and phone services"
        },
        {
          "cap": {
            "amount": 150000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 3,
          "notes": "After $150,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1 point for each $1 spent, with no maximum.",
          "scope": "first $150,000 spent each account anniversary year on combined purchases in the following rewards categories",
          "category": "travel_general",
          "multiplier": "x",
          "categoryRaw": "travel",
          "evidenceQuote": "3 points: You'll earn 3 points total for each $1 of the first $150,000 spent each account anniversary year on combined purchases in the following rewards categories: shipping; social media and search engine advertising; travel; internet, cable, and phone services"
        },
        {
          "cap": {
            "amount": 150000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 3,
          "notes": "After $150,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1 point for each $1 spent, with no maximum.",
          "scope": "first $150,000 spent each account anniversary year on combined purchases in the following rewards categories",
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "internet, cable, and phone services",
          "evidenceQuote": "3 points: You'll earn 3 points total for each $1 of the first $150,000 spent each account anniversary year on combined purchases in the following rewards categories: shipping; social media and search engine advertising; travel; internet, cable, and phone services"
        },
        {
          "cap": null,
          "rate": 5,
          "notes": "total points",
          "scope": "through September 30, 2027 with your Chase Ink Preferred card",
          "category": "travel_general",
          "multiplier": "x",
          "categoryRaw": "Lyft rides",
          "evidenceQuote": "Earn a total of 5x points on Lyft rides through September 30, 2027 with your Chase Ink Preferred card. *"
        },
        {
          "cap": null,
          "rate": 1,
          "notes": "no limit to the amount you can earn",
          "scope": null,
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn. *"
        }
      ],
      "unknownCategoryRaw": [],
      "extractionCompleteness": "partial"
    },
    "parent_normalized_fact_id": "a0cfc73c-f79a-4c58-a785-8bb10287ff28"
  },
  "entity": {
    "id": "df331af0-cca4-4c70-906d-de45074b01da",
    "name": "Ink Business Preferred",
    "type": "card",
    "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df"
  },
  "reason": {
    "code": "fact_textual_support_unsupported",
    "label": "Fact textual support review",
    "summary": "The evidence supports a 3x earn rule on the first $150,000 of combined purchases in the listed categories, including internet, cable, and phone services. However, the normalized fact maps that rule to category \"everything_else,\" which contradicts the source-facing description because the source specifies bonused categories rather than all other purchases. The rate/cap/period are supported, but the category mapping is not."
  },
  "evidence": {
    "source_url": null,
    "source_ref_id": "card_fact_support_review:df331af0-cca4-4c70-906d-de45074b01da:earn_rules:a0cfc73c-f79a-4c58-a785-8bb10287ff28:b53c9e36-3c8e-4247-9848-cfd9d22f225f:element-rules-3-67e10d2621b7",
    "document_version_id": "b773983b-dfa3-4486-84a9-ec6239e90c6f",
    "source_chunk_ordinal": 98
  },
  "card_name": "Ink Business Preferred",
  "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
  "schema_version": "fact_support_review:v6",
  "support_review": {
    "verdict": "unsupported",
    "confidence": "high",
    "explanation": "The evidence supports a 3x earn rule on the first $150,000 of combined purchases in the listed categories, including internet, cable, and phone services. However, the normalized fact maps that rule to category \"everything_else,\" which contradicts the source-facing description because the source specifies bonused categories rather than all other purchases. The rate/cap/period are supported, but the category mapping is not.",
    "modelCalled": true,
    "errorMessage": null,
    "reviewedAtIso": "2026-07-08T04:47:34.195Z",
    "aiProviderError": null,
    "supportedClaims": [
      "3 points total for each $1 spent",
      "first $150,000 spent each account anniversary year",
      "combined purchases in the listed rewards categories include internet, cable, and phone services"
    ],
    "evidenceSnippets": [
      "3 points: You'll earn 3 points total for each $1 of the first $150,000 spent each account anniversary year on combined purchases in the following rewards categories: shipping; social media and search engine advertising; travel; internet, cable, and phone services",
      "Earn 3 points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year."
    ]
  },
  "default_decision_notes": {
    "dismiss": "Dismiss only if another source artifact in this same run supports the normalized value.",
    "accept_fact": "Keep the normalized fact if the source evidence supports the normalized value.",
    "correct_fact": "Correct the normalizer or extraction prompt when the source supports a different canonical value.",
    "refresh_evidence": "Refresh evidence when the quote or source candidate is too weak to judge support."
  }
}