Instacart Mastercard

{
  "fact": {
    "field_key": "earn_rules",
    "raw_value": {
      "cap": null,
      "rate": 5,
      "notes": null,
      "scope": null,
      "category": "travel_portal",
      "multiplier": "%",
      "categoryRaw": "purchases made using your card through Chase Travel",
      "evidenceQuote": "5% Cash Back on Chase Travel: You'll earn 5% Cash Back rewards for each $1 spent on purchases made using your card through Chase Travel"
    },
    "confidence": "0.9766666666666666",
    "element_path": "elements.7",
    "element_index": 7,
    "evidence_quote": "5% Cash Back on Chase Travel: You'll earn 5% Cash Back rewards for each $1 spent on purchases made using your card through Chase Travel",
    "review_unit_key": "element-7-981412b25219",
    "parent_raw_value": {
      "elements": [
        {
          "cap": {
            "amount": 6000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 5,
          "notes": null,
          "scope": "on your first $6,000 spent annually",
          "category": "groceries",
          "multiplier": "%",
          "categoryRaw": "qualifying Instacart purchases",
          "evidenceQuote": "Earn 5% cash back on qualifying Instacart purchases on your first $6,000 spent annually*"
        },
        {
          "cap": null,
          "rate": 5,
          "notes": null,
          "scope": null,
          "category": "travel_portal",
          "multiplier": "%",
          "categoryRaw": "Chase Travel purchases",
          "evidenceQuote": "5% cash back on Chase Travel purchases*"
        },
        {
          "cap": null,
          "rate": 2,
          "notes": "including orders on Instacart powered by Uber Eats",
          "scope": null,
          "category": "dining",
          "multiplier": "%",
          "categoryRaw": "restaurants",
          "evidenceQuote": "2% cash back at restaurants, gas stations, and on select streaming services.*"
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "gas",
          "multiplier": "%",
          "categoryRaw": "gas stations",
          "evidenceQuote": "2% cash back at restaurants, gas stations, and on select streaming services.*"
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": "select",
          "category": "streaming",
          "multiplier": "%",
          "categoryRaw": "select streaming services",
          "evidenceQuote": "2% cash back at restaurants, gas stations, and on select streaming services.*"
        },
        {
          "cap": null,
          "rate": 1,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "%",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "Plus, 1% cash back on all other purchases.*"
        },
        {
          "cap": {
            "amount": 6000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 5,
          "notes": "Starting April 30, 2025, you'll earn 5% Cash Back rewards total for each $1 of the first $6,000 spent annually",
          "scope": "made using your card directly through Instacart.com or the Instacart mobile app",
          "category": "groceries",
          "multiplier": "%",
          "categoryRaw": "qualifying purchases made using your card directly through Instacart.com or the Instacart mobile app including Instacart memberships and subscriptions",
          "evidenceQuote": "you'll earn 5% Cash Back rewards total for each $1 of the first $6,000 spent annually on qualifying purchases made using your card directly through Instacart.com or the Instacart mobile app"
        },
        {
          "cap": null,
          "rate": 5,
          "notes": null,
          "scope": null,
          "category": "travel_portal",
          "multiplier": "%",
          "categoryRaw": "purchases made using your card through Chase Travel",
          "evidenceQuote": "5% Cash Back on Chase Travel: You'll earn 5% Cash Back rewards for each $1 spent on purchases made using your card through Chase Travel"
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "gas",
          "multiplier": "%",
          "categoryRaw": "gas stations",
          "evidenceQuote": "2% Cash Back: You'll earn 2% Cash Back rewards for each $1 spent on purchases in the following rewards categories: gas stations; dining at restaurants including restaurant orders on Instacart powered by Uber Eats, takeout and eligible delivery services; select streaming services."
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "dining",
          "multiplier": "%",
          "categoryRaw": "dining at restaurants including restaurant orders on Instacart powered by Uber Eats, takeout and eligible delivery services",
          "evidenceQuote": "2% Cash Back: You'll earn 2% Cash Back rewards for each $1 spent on purchases in the following rewards categories: gas stations; dining at restaurants including restaurant orders on Instacart powered by Uber Eats, takeout and eligible delivery services; select streaming services."
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "streaming",
          "multiplier": "%",
          "categoryRaw": "select streaming services",
          "evidenceQuote": "2% Cash Back: You'll earn 2% Cash Back rewards for each $1 spent on purchases in the following rewards categories: gas stations; dining at restaurants including restaurant orders on Instacart powered by Uber Eats, takeout and eligible delivery services; select streaming services."
        },
        {
          "cap": null,
          "rate": 1,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "%",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "1% Cash Back: You'll earn 1% Cash Back rewards for each $1 spent on all other purchases."
        },
        {
          "cap": {
            "amount": 6000,
            "period": "annual",
            "currency": "USD"
          },
          "rate": 5,
          "notes": "from more than 1,500 retail brands and 80,000+ stores across 14,000+ cities in North America",
          "scope": null,
          "category": "groceries",
          "multiplier": "%",
          "categoryRaw": "qualifying Instacart.com and Instacart app purchases",
          "evidenceQuote": "5% Cash Back on qualifying Instacart.com and Instacart app purchases on your first $6,000 spent annually"
        },
        {
          "cap": null,
          "rate": 5,
          "notes": "including flights, hotels and more",
          "scope": null,
          "category": "travel_portal",
          "multiplier": "%",
          "categoryRaw": "Chase Travel purchases",
          "evidenceQuote": "5% Cash Back on Chase Travel purchases, including flights, hotels and more."
        },
        {
          "cap": null,
          "rate": 2,
          "notes": "including orders on Instacart powered by Uber Eats",
          "scope": null,
          "category": "dining",
          "multiplier": "%",
          "categoryRaw": "restaurants",
          "evidenceQuote": "2% Cash Back at restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services."
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "gas",
          "multiplier": "%",
          "categoryRaw": "gas stations",
          "evidenceQuote": "2% Cash Back at restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services."
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "streaming",
          "multiplier": "%",
          "categoryRaw": "select streaming services",
          "evidenceQuote": "2% Cash Back at restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services."
        },
        {
          "cap": null,
          "rate": 1,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "%",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "Plus, 1% cash back on all other purchases."
        }
      ],
      "droppedCount": 0,
      "extractionCompleteness": "complete"
    },
    "review_unit_kind": "element",
    "fact_candidate_id": "729d1dc1-2a17-4158-8e11-a0a1f5fbd474"
  },
  "entity": {
    "id": "a7dad1e3-5f0e-41e6-921a-f1bee49e3978",
    "name": "Instacart Mastercard",
    "type": "card",
    "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df"
  },
  "reason": {
    "code": "fact_visual_evidence_contradiction",
    "label": "Fact visual evidence review",
    "summary": "The screenshot shows the Instacart Mastercard rewards text, including “5% Cash Back on Chase Travel purchases, including flights, hotels and more,” not the candidate’s “purchases made using your card through Chase Travel” wording. The visible page specifically ties 5% to Chase Travel purchases, but the candidate’s category/description does not match exactly and is framed as a travel portal earn rule rather than the visible card benefit. This makes the candidate fact contradicted by the visible screenshot text."
  },
  "evidence": {
    "source_url": "https://creditcards.chase.com/cash-back-credit-cards/instacart?iCELL=6C1Y",
    "source_ref_id": "card_fact_visual_review:a7dad1e3-5f0e-41e6-921a-f1bee49e3978:earn_rules:edb2de51-b13d-46ff-aa2c-7d4597b990cb:158:element-7-981412b25219",
    "visual_evidence": {
      "kind": "full_page_screenshot",
      "provider": "patchright_browser",
      "viewport": {
        "width": 1440,
        "height": 900
      },
      "capturedAt": "2026-07-06T00:23:01.463Z",
      "screenshotPath": "/var/folders/ph/69yy77cn1vj730_k003n5r0w0000gn/T/cc-visual-evidence/creditcards.chase.com-2026-07-06T00-23-01-459Z-a558b388-4ec7-4da6-b6c6-94fbaa729466.png",
      "captureAttempted": true,
      "capturePersisted": true,
      "htmlSnapshotPath": "/var/folders/ph/69yy77cn1vj730_k003n5r0w0000gn/T/cc-visual-evidence/creditcards.chase.com-2026-07-06T00-23-01-459Z-a558b388-4ec7-4da6-b6c6-94fbaa729466.html"
    },
    "document_version_id": "edb2de51-b13d-46ff-aa2c-7d4597b990cb",
    "source_chunk_ordinal": 158
  },
  "card_name": "Instacart Mastercard",
  "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
  "visual_review": {
    "verdict": "contradicted",
    "confidence": "high",
    "explanation": "The screenshot shows the Instacart Mastercard rewards text, including “5% Cash Back on Chase Travel purchases, including flights, hotels and more,” not the candidate’s “purchases made using your card through Chase Travel” wording. The visible page specifically ties 5% to Chase Travel purchases, but the candidate’s category/description does not match exactly and is framed as a travel portal earn rule rather than the visible card benefit. This makes the candidate fact contradicted by the visible screenshot text.",
    "modelCalled": true,
    "errorMessage": null,
    "reviewedAtIso": "2026-07-06T00:25:22.223Z",
    "visibleSignals": [
      "“5% Cash Back”",
      "“on Chase Travel purchases, including flights, hotels and more”",
      "“Earn 5% cash back on Chase Travel purchases”",
      "Instacart Mastercard"
    ],
    "aiProviderError": null
  },
  "schema_version": "fact_visual_review:v1",
  "default_decision_notes": {
    "dismiss": "Dismiss if this task is explained by an expected screenshot limitation.",
    "accept_fact": "Keep the extracted fact if source evidence outside this screenshot supports it.",
    "correct_fact": "Correct the fact if the screenshot or source page clearly shows a different value.",
    "refresh_evidence": "Refresh evidence when the screenshot does not show the cited source text."
  }
}