British Airways Visa Signature

{
  "fact": {
    "unit": null,
    "field_key": "earn_rules",
    "value_kind": "structured_earn_rule",
    "evidence_quote": "Earn 3 Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases.",
    "normalized_value": {
      "rules": [
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": "made directly with British Airways, Aer Lingus, Iberia and LEVEL",
          "category": "flights",
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          "categoryRaw": "British Airways, Aer Lingus, and Iberia flight purchases",
          "evidenceQuote": "You'll earn 3 Avios points for each $1 spent on flight purchases made directly with British Airways, Aer Lingus, Iberia and LEVEL."
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": "purchased directly with the hotel",
          "category": "hotels",
          "multiplier": "x",
          "categoryRaw": "hotel accommodations",
          "evidenceQuote": "You'll earn 2 Avios points for each $1 spent on hotel accommodations when purchased directly with the hotel."
        },
        {
          "cap": null,
          "rate": 1,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "You'll earn 1 Avios point for each $1 spent on all other purchases."
        }
      ],
      "unknownCategoryRaw": [],
      "extractionCompleteness": "partial"
    },
    "normalized_fact_id": "6a6de7b1-5e0b-49fe-beb2-28ac2fb98411",
    "candidate_raw_value": {
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          "notes": null,
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          "category": "flights",
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          "categoryRaw": "British Airways, Aer Lingus, and Iberia flight purchases",
          "evidenceQuote": "Earn 3 Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases.",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/avios/british-airways?iCELL=6C1Y",
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          }
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": "booked directly with the hotel",
          "category": "hotels",
          "multiplier": "x",
          "categoryRaw": "hotel accommodations booked directly with the hotel",
          "evidenceQuote": "Earn 2 Avios for every $1 spent on hotel accommodations booked directly with the hotel.",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/avios/british-airways?iCELL=6C1Y",
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          }
        },
        {
          "cap": null,
          "rate": 1,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "Earn 1 Avios for every $1 spent on all other purchases.",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/avios/british-airways?iCELL=6C1Y",
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            "sourceDocumentVersionId": "3dc109f0-f8c5-4d30-adf2-630f0a052311"
          }
        },
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": "made directly with British Airways, Aer Lingus, Iberia and LEVEL",
          "category": "flights",
          "multiplier": "x",
          "categoryRaw": "flight purchases made directly with British Airways, Aer Lingus, Iberia and LEVEL",
          "evidenceQuote": "3 Avios points: You'll earn 3 Avios points for each $1 spent on flight purchases made directly with British Airways, Aer Lingus, Iberia and LEVEL.",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/avios/british-airways?iCELL=61FY",
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            "sourceDocumentVersionId": "003c3e05-f1f3-48bf-8215-119d8b8cbdc8"
          }
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": "when purchased directly with the hotel",
          "category": "hotels",
          "multiplier": "x",
          "categoryRaw": "hotel accommodations",
          "evidenceQuote": "2 Avios points: You'll earn 2 Avios points for each $1 spent on hotel accommodations when purchased directly with the hotel.",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/avios/british-airways?iCELL=61FY",
            "sourceChunkOrdinal": 161,
            "sourceDocumentVersionId": "003c3e05-f1f3-48bf-8215-119d8b8cbdc8"
          }
        },
        {
          "cap": null,
          "rate": 1,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "1 Avios point: You'll earn 1 Avios point for each $1 spent on all other purchases.",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/avios/british-airways?iCELL=61FY",
            "sourceChunkOrdinal": 161,
            "sourceDocumentVersionId": "003c3e05-f1f3-48bf-8215-119d8b8cbdc8"
          }
        },
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": "made directly with British Airways, Aer Lingus, Iberia and LEVEL",
          "category": "flights",
          "multiplier": "x",
          "categoryRaw": "flight purchases",
          "evidenceQuote": "You'll earn 3 Avios points for each $1 spent on flight purchases made directly with British Airways, Aer Lingus, Iberia and LEVEL.",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/avios/british-airways?iCELL=61FY",
            "sourceChunkOrdinal": 161,
            "sourceDocumentVersionId": "003c3e05-f1f3-48bf-8215-119d8b8cbdc8"
          }
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": "purchased directly with the hotel",
          "category": "hotels",
          "multiplier": "x",
          "categoryRaw": "hotel accommodations",
          "evidenceQuote": "You'll earn 2 Avios points for each $1 spent on hotel accommodations when purchased directly with the hotel.",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/avios/british-airways?iCELL=61FY",
            "sourceChunkOrdinal": 161,
            "sourceDocumentVersionId": "003c3e05-f1f3-48bf-8215-119d8b8cbdc8"
          }
        },
        {
          "cap": null,
          "rate": 1,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "You'll earn 1 Avios point for each $1 spent on all other purchases.",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/avios/british-airways?iCELL=61FY",
            "sourceChunkOrdinal": 161,
            "sourceDocumentVersionId": "003c3e05-f1f3-48bf-8215-119d8b8cbdc8"
          }
        },
        {
          "cap": null,
          "rate": 3,
          "notes": null,
          "scope": null,
          "category": "flights",
          "multiplier": "x",
          "categoryRaw": "British Airways, Aer Lingus, and Iberia flight purchases",
          "evidenceQuote": "cardmembers earn 3 Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/avios/british-airways?iCELL=6C1Y",
            "sourceChunkOrdinal": 97,
            "sourceDocumentVersionId": "3dc109f0-f8c5-4d30-adf2-630f0a052311"
          }
        },
        {
          "cap": null,
          "rate": 2,
          "notes": null,
          "scope": null,
          "category": "hotels",
          "multiplier": "x",
          "categoryRaw": "hotel accommodations",
          "evidenceQuote": "and 2 Avios for every $1 spent on hotel accommodations",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/avios?iCELL=6C1Y",
            "sourceChunkOrdinal": 91,
            "sourceDocumentVersionId": "9113ca91-3a3b-46e6-8087-9a5c4fe70314"
          }
        },
        {
          "cap": null,
          "rate": 1,
          "notes": null,
          "scope": null,
          "category": "everything_else",
          "multiplier": "x",
          "categoryRaw": "all other purchases",
          "evidenceQuote": "Earn 1 Avios for every $1 spent on all other purchases",
          "evidenceProvenance": {
            "sourceUrl": "https://creditcards.chase.com/travel-credit-cards/avios/british-airways?iCELL=6C1Y",
            "sourceChunkOrdinal": 97,
            "sourceDocumentVersionId": "3dc109f0-f8c5-4d30-adf2-630f0a052311"
          }
        }
      ],
      "droppedCount": 0,
      "extractionCompleteness": "complete"
    },
    "source_candidate_id": "d1cde3e1-e8aa-4a8f-ba73-7ef164341f4c",
    "source_evidence_text": "Earn 3 Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases.\nEarn 2 Avios for every $1 spent on hotel accommodations booked directly with the hotel.\nEarn 1 Avios for every $1 spent on all other purchases.\n3 Avios points: You'll earn 3 Avios points for each $1 spent on flight purchases made directly with British Airways, Aer Lingus, Iberia and LEVEL.\n2 Avios points: You'll earn 2 Avios points for each $1 spent on hotel accommodations when purchased directly with the hotel.\n1 Avios point: You'll earn 1 Avios point for each $1 spent on all other purchases.\nYou'll earn 3 Avios points for each $1 spent on flight purchases made directly with British Airways, Aer Lingus, Iberia and LEVEL.\nYou'll earn 2 Avios points for each $1 spent on hotel accommodations when purchased directly with the hotel.\nYou'll earn 1 Avios point for each $1 spent on all other purchases.\ncardmembers earn 3 Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases\nand 2 Avios for every $1 spent on hotel accommodations\nEarn 1 Avios for every $1 spent on all other purchases\nEarn 3 Avios for every $1 spent on British Airways, Aer Lingus, and Iberia flight purchases. Earn 2 Avios for every $1 spent on hotel accommodations booked directly with the hotel. Earn 1 Avios for every $1 spent on all other purchases.*"
  },
  "entity": {
    "id": "8328dee1-2445-40b4-a4b6-1d47d5c261f4",
    "name": "British Airways Visa Signature",
    "type": "card",
    "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df"
  },
  "reason": {
    "code": "fact_textual_support_unclear",
    "label": "Fact textual support review",
    "summary": "The source evidence directly supports all three earn rules: 3 Avios for flight purchases made directly with British Airways, Aer Lingus, Iberia, and LEVEL; 2 Avios for hotel accommodations purchased directly with the hotel; and 1 Avios for all other purchases. The normalized categories and scopes align with the source-facing language, and the taxonomy context supports mapping these to flights, hotels, and everything else. Support review was downgraded because none of the returned evidence snippets were contained in the source evidence text."
  },
  "evidence": {
    "source_url": null,
    "source_ref_id": "card_fact_support_review:8328dee1-2445-40b4-a4b6-1d47d5c261f4:earn_rules:6a6de7b1-5e0b-49fe-beb2-28ac2fb98411:d1cde3e1-e8aa-4a8f-ba73-7ef164341f4c",
    "document_version_id": "3dc109f0-f8c5-4d30-adf2-630f0a052311",
    "source_chunk_ordinal": 109
  },
  "card_name": "British Airways Visa Signature",
  "issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
  "schema_version": "fact_support_review:v6",
  "support_review": {
    "verdict": "unclear",
    "confidence": "high",
    "explanation": "The source evidence directly supports all three earn rules: 3 Avios for flight purchases made directly with British Airways, Aer Lingus, Iberia, and LEVEL; 2 Avios for hotel accommodations purchased directly with the hotel; and 1 Avios for all other purchases. The normalized categories and scopes align with the source-facing language, and the taxonomy context supports mapping these to flights, hotels, and everything else. Support review was downgraded because none of the returned evidence snippets were contained in the source evidence text.",
    "modelCalled": true,
    "errorMessage": null,
    "reviewedAtIso": "2026-07-07T00:23:46.817Z",
    "aiProviderError": null,
    "supportedClaims": [
      "3 Avios per $1 on flight purchases made directly with British Airways, Aer Lingus, Iberia and LEVEL",
      "2 Avios per $1 on hotel accommodations purchased directly with the hotel",
      "1 Avios per $1 on all other purchases"
    ],
    "evidenceSnippets": []
  },
  "default_decision_notes": {
    "dismiss": "Dismiss only if another source artifact in this same run supports the normalized value.",
    "accept_fact": "Keep the normalized fact if the source evidence supports the normalized value.",
    "correct_fact": "Correct the normalizer or extraction prompt when the source supports a different canonical value.",
    "refresh_evidence": "Refresh evidence when the quote or source candidate is too weak to judge support."
  }
}