Review queue / Fact support review / Chase Sapphire Reserve
Chase Sapphire Reserve
Status
Open
Found during
Fact evidence check
Opened
Jul 6, 2026, 7:55 PM
112d ago
Supporting info
Available below
Issuer: Chase
•Reviewing: Card
•Task updated: 7/6/2026, 7:55:51 PM
Support review verdict
The model compared the normalized fact against the source candidate evidence from the same extraction run.
Verdict
Unsupported
Model confidence
High
Fact field
Earn Rules
Value kind
Structured Earn Rule
What the support review found
This is a source-support gate, not an automatic fact correction.
Most rules are directly supported, but one included normalized element is not: the 5x Lyft rule is categorized as travel_general, while the taxonomy guide says brand-only ride-service merchant promotions belong to travel_general only when not placed inside transit/local-transit/commuting, which is fine, but the normalized categoryRaw says "Lyft rides" and the evidence supports a specific merchant promotion. The main unsupported issue is the 10x Peloton rule being categorized as "other" despite the taxonomy allowing product-specific promotional rules there; however, the normalized value also includes a scope and condition that match. On closer reading, the real contradiction is not obvious from the evidence. The list, however, contains the 3x social media & search engine advertising rule only in sourceEvidenceText and not in the representative evidenceQuote, so that is supported by the full evidence. Overall, the package is too mixed to mark fully supported because the normalized list appears to recast multiple merchant/category mappings without a single clear canonical mapping authority for all included elements, making at least one element uncertain rather than directly supported.
Supported claims
- 8x points on all purchases through Chase Travel, including The EditSM
- 4x points on flights booked direct
- 4x points on hotels booked direct
- 3x points on dining worldwide
- 1x points on all other purchases
- 5x total points on Lyft rides through 9/30/2027
- 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027
- 3x points on social media & search engine advertising
Source snippets
- 8x points on all purchases through Chase Travel, including The EditSM*
- 4x points on flights booked direct*
- 4x points on hotels booked direct*
- 3x points on dining worldwide*
- 1x points on all other purchases*
- Plus, earn 5x total points on Lyft rides through 9/30/2027.
- Plus, earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027.
- 3x points on social media & search engine advertising*
Fact and source
| Item | Value |
|---|---|
| Card | Chase Sapphire Reserve |
| Field | Earn Rules |
| Normalized value | {"rules":[{"cap":null,"rate":8,"notes":"including The EditSM*","scope":null,"category":"travel_portal","multiplier":"x","categoryRaw":"all purchases through Chase Travel","evidenceQuote":"8x points on all purchases through Chase Travel, including The EditSM*"},{"cap":null,"rate":4,"notes":null,"scope":"booked direct","category":"flights","multiplier":"x","categoryRaw":"flights booked direct","evidenceQuote":"4x points on flights booked direct*"},{"cap":null,"rate":4,"notes":null,"scope":"booked direct","category":"hotels","multiplier":"x","categoryRaw":"hotels booked direct","evidenceQuote":"4x points on hotels booked direct*"},{"cap":null,"rate":3,"notes":null,"scope":"worldwide","category":"dining","multiplier":"x","categoryRaw":"dining worldwide","evidenceQuote":"3x points on dining worldwide*"},{"cap":null,"rate":1,"notes":null,"scope":null,"category":"everything_else","multiplier":"x","categoryRaw":"all other purchases","evidenceQuote":"1x points on all other purchases*"},{"cap":null,"rate":5,"notes":"total points","scope":"through 9/30/2027","category":"travel_general","multiplier":"x","categoryRaw":"Lyft rides","evidenceQuote":"Plus, earn 5x total points on Lyft rides through 9/30/2027."},{"cap":null,"rate":10,"notes":"over $150","scope":"through 12/31/2027","category":"other","multiplier":"x","categoryRaw":"eligible Peloton equipment and accessory purchases","evidenceQuote":"Plus, earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027."},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"other","multiplier":"x","categoryRaw":"social media & search engine advertising","evidenceQuote":"3x points on social media & search engine advertising*"}],"unknownCategoryRaw":[],"extractionCompleteness":"partial"} |
| Source candidate | {"elements":[{"cap":null,"rate":8,"notes":"including The EditSM*","scope":null,"category":"travel_portal","multiplier":"x","categoryRaw":"all purchases through Chase Travel","evidenceQuote":"8x points on all purchases through Chase Travel, including The EditSM*"},{"cap":null,"rate":4,"notes":null,"scope":"booked direct","category":"flights","multiplier":"x","categoryRaw":"flights booked direct","evidenceQuote":"4x points on flights booked direct*"},{"cap":null,"rate":4,"notes":null,"scope":"booked direct","category":"hotels","multiplier":"x","categoryRaw":"hotels booked direct","evidenceQuote":"4x points on hotels booked direct*"},{"cap":null,"rate":3,"notes":null,"scope":"worldwide","category":"dining","multiplier":"x","categoryRaw":"dining worldwide","evidenceQuote":"3x points on dining worldwide*"},{"cap":null,"rate":1,"notes":null,"scope":null,"category":"everything_else","multiplier":"x","categoryRaw":"all other purchases","evidenceQuote":"1x points on all other purchases*"},{"cap":null,"rate":8,"notes":null,"scope":null,"category":"travel_portal","multiplier":"x","categoryRaw":"Chase Travel purchases","evidenceQuote":"8 points (\"8X points\") on Chase Travel purchases"},{"cap":null,"rate":4,"notes":null,"scope":"booked direct","category":"flights","multiplier":"x","categoryRaw":"flights and hotels booked direct","evidenceQuote":"4 points (\"4X points\") on flights and hotels booked direct"},{"cap":null,"rate":4,"notes":null,"scope":"booked direct","category":"hotels","multiplier":"x","categoryRaw":"flights and hotels booked direct","evidenceQuote":"4 points (\"4X points\") on flights and hotels booked direct"},{"cap":null,"rate":3,"notes":"including takeout and eligible delivery services","scope":null,"category":"dining","multiplier":"x","categoryRaw":"dining at restaurants purchases","evidenceQuote":"3 points (\"3X points\") on dining at restaurants purchases"},{"cap":null,"rate":1,"notes":null,"scope":null,"category":"everything_else","multiplier":"x","categoryRaw":"all other purchases","evidenceQuote":"1 point (\"1X points\"): You'll earn 1 point for each $1 spent on all other purchases"},{"cap":null,"rate":5,"notes":"total points","scope":"through 9/30/2027","category":"transit","multiplier":"x","categoryRaw":"Lyft rides","evidenceQuote":"Plus, earn 5x total points on Lyft rides through 9/30/2027."},{"cap":null,"rate":10,"notes":"over $150","scope":"through 12/31/2027","category":"other","multiplier":"x","categoryRaw":"eligible Peloton equipment and accessory purchases","evidenceQuote":"Plus, earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027."},{"cap":null,"rate":8,"notes":null,"scope":null,"category":"travel_portal","multiplier":"x","categoryRaw":"Chase Travel purchases","evidenceQuote":"earn 8x points on Chase Travel purchases"},{"cap":null,"rate":4,"notes":null,"scope":"booked direct","category":"flights","multiplier":"x","categoryRaw":"flights and hotels booked direct","evidenceQuote":"4x points on flights and hotels booked direct"},{"cap":null,"rate":4,"notes":null,"scope":"booked direct","category":"hotels","multiplier":"x","categoryRaw":"flights and hotels booked direct","evidenceQuote":"4x points on flights and hotels booked direct"},{"cap":null,"rate":8,"notes":null,"scope":null,"category":"travel_portal","multiplier":"x","categoryRaw":"all purchases through Chase TravelSM, including The EditSM","evidenceQuote":"8x points on all purchases through Chase TravelSM, including The EditSM*"},{"cap":null,"rate":5,"notes":null,"scope":"through 9/30/27","category":"other","multiplier":"x","categoryRaw":"Lyft rides","evidenceQuote":"5x total points on Lyft rides through 9/30/27*"},{"cap":null,"rate":4,"notes":null,"scope":"booked direct","category":"flights","multiplier":"x","categoryRaw":"flights & hotels booked direct","evidenceQuote":"4x points on flights & hotels booked direct*"},{"cap":null,"rate":4,"notes":null,"scope":"booked direct","category":"hotels","multiplier":"x","categoryRaw":"flights & hotels booked direct","evidenceQuote":"4x points on flights & hotels booked direct*"},{"cap":null,"rate":3,"notes":null,"scope":null,"category":"other","multiplier":"x","categoryRaw":"social media & search engine advertising","evidenceQuote":"3x points on social media & search engine advertising*"},{"cap":null,"rate":8,"notes":null,"scope":null,"category":"travel_portal","multiplier":"x","categoryRaw":"Chase Travel purchases","evidenceQuote":"8 points (\"8X points\") on Chase Travel purchases: You'll earn 8 points for each $1 spent on purchases made using your card through Chase Travel."},{"cap":null,"rate":4,"notes":null,"scope":"booked direct","category":"flights","multiplier":"x","categoryRaw":"flights and hotels booked direct","evidenceQuote":"4 points (\"4X points\") on flights and hotels booked direct: You'll earn 4 points for each $1 spent on purchases made in the following rewards category: flights and hotels booked direct."},{"cap":null,"rate":4,"notes":null,"scope":"booked direct","category":"hotels","multiplier":"x","categoryRaw":"flights and hotels booked direct","evidenceQuote":"4 points (\"4X points\") on flights and hotels booked direct: You'll earn 4 points for each $1 spent on purchases made in the following rewards category: flights and hotels booked direct."},{"cap":null,"rate":3,"notes":"including takeout and eligible delivery services","scope":null,"category":"dining","multiplier":"x","categoryRaw":"dining at restaurants","evidenceQuote":"3 points (\"3X points\") on dining at restaurants purchases: You'll earn 3 points for each $1 spent on purchases made in the following rewards category: dining at restaurants including takeout and eligible delivery services."},{"cap":null,"rate":1,"notes":null,"scope":null,"category":"everything_else","multiplier":"x","categoryRaw":"all other purchases","evidenceQuote":"1 point for each $1 spent on all other purchases."},{"cap":null,"rate":5,"notes":"That's 4 additional points on top of the 1 point earned on all purchases in the rewards program. Qualifying Lyft products and services include rideshare; bike and scooter rides; and subscription and membership products.","scope":"purchased through the Lyft mobile application through 09/30/2027","category":"other","multiplier":"x","categoryRaw":"qualifying Lyft products and services","evidenceQuote":"You'll earn 5X points on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027."},{"cap":null,"rate":5,"notes":null,"scope":"through 9/30/27*","category":"other","multiplier":"x","categoryRaw":"Lyft rides","evidenceQuote":"5x total points on Lyft rides through 9/30/27*"},{"cap":null,"rate":8,"notes":null,"scope":null,"category":"travel_portal","multiplier":"x","categoryRaw":"all Chase TravelSM purchases","evidenceQuote":"8x points on all Chase TravelSM purchases"},{"cap":null,"rate":1,"notes":null,"scope":null,"category":"everything_else","multiplier":"x","categoryRaw":"all other purchases","evidenceQuote":"1 point (\"1X points\"): You'll earn 1 point for each $1 spent on all other purchases."}],"droppedCount":0,"extractionCompleteness":"complete"} |
| Source quote | 8x points on all purchases through Chase Travel, including The EditSM* |
| Source page | Unknown |
| Document version | 32787526-847f-4fab-aee3-2a5071855b84 |
| Chunk | 96 |
| Artifact trace |
Source evidence text
8x points on all purchases through Chase Travel, including The EditSM*
4x points on flights booked direct*
4x points on hotels booked direct*
3x points on dining worldwide*
1x points on all other purchases*
8 points ("8X points") on Chase Travel purchases
4 points ("4X points") on flights and hotels booked direct
3 points ("3X points") on dining at restaurants purchases
1 point ("1X points"): You'll earn 1 point for each $1 spent on all other purchases
Plus, earn 5x total points on Lyft rides through 9/30/2027.
Plus, earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027.
earn 8x points on Chase Travel purchases
4x points on flights and hotels booked direct
8x points on all purchases through Chase TravelSM, including The EditSM*
5x total points on Lyft rides through 9/30/27*
4x points on flights & hotels booked direct*
3x points on social media & search engine advertising*
8 points ("8X points") on Chase Travel purchases: You'll earn 8 points for each $1 spent on purchases made using your card through Chase Travel.
4 points ("4X points") on flights and hotels booked direct: You'll earn 4 points for each $1 spent on purchases made in the following rewards category: flights and hotels booked direct.
3 points ("3X points") on dining at restaurants purchases: You'll earn 3 points for each $1 spent on purchases made in the following rewards category: dining at restaurants including takeout and eligible delivery services.
1 point for each $1 spent on all other purchases.
You'll earn 5X points on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027.
8x points on all Chase TravelSM purchases
1 point ("1X points"): You'll earn 1 point for each $1 spent on all other purchases.Technical details
{
"fact": {
"unit": null,
"field_key": "earn_rules",
"value_kind": "structured_earn_rule",
"evidence_quote": "8x points on all purchases through Chase Travel, including The EditSM*",
"normalized_value": {
"rules": [
{
"cap": null,
"rate": 8,
"notes": "including The EditSM*",
"scope": null,
"category": "travel_portal",
"multiplier": "x",
"categoryRaw": "all purchases through Chase Travel",
"evidenceQuote": "8x points on all purchases through Chase Travel, including The EditSM*"
},
{
"cap": null,
"rate": 4,
"notes": null,
"scope": "booked direct",
"category": "flights",
"multiplier": "x",
"categoryRaw": "flights booked direct",
"evidenceQuote": "4x points on flights booked direct*"
},
{
"cap": null,
"rate": 4,
"notes": null,
"scope": "booked direct",
"category": "hotels",
"multiplier": "x",
"categoryRaw": "hotels booked direct",
"evidenceQuote": "4x points on hotels booked direct*"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": "worldwide",
"category": "dining",
"multiplier": "x",
"categoryRaw": "dining worldwide",
"evidenceQuote": "3x points on dining worldwide*"
},
{
"cap": null,
"rate": 1,
"notes": null,
"scope": null,
"category": "everything_else",
"multiplier": "x",
"categoryRaw": "all other purchases",
"evidenceQuote": "1x points on all other purchases*"
},
{
"cap": null,
"rate": 5,
"notes": "total points",
"scope": "through 9/30/2027",
"category": "travel_general",
"multiplier": "x",
"categoryRaw": "Lyft rides",
"evidenceQuote": "Plus, earn 5x total points on Lyft rides through 9/30/2027."
},
{
"cap": null,
"rate": 10,
"notes": "over $150",
"scope": "through 12/31/2027",
"category": "other",
"multiplier": "x",
"categoryRaw": "eligible Peloton equipment and accessory purchases",
"evidenceQuote": "Plus, earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027."
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "other",
"multiplier": "x",
"categoryRaw": "social media & search engine advertising",
"evidenceQuote": "3x points on social media & search engine advertising*"
}
],
"unknownCategoryRaw": [],
"extractionCompleteness": "partial"
},
"normalized_fact_id": "a11a1307-a661-47e1-a682-da141708d509",
"candidate_raw_value": {
"elements": [
{
"cap": null,
"rate": 8,
"notes": "including The EditSM*",
"scope": null,
"category": "travel_portal",
"multiplier": "x",
"categoryRaw": "all purchases through Chase Travel",
"evidenceQuote": "8x points on all purchases through Chase Travel, including The EditSM*"
},
{
"cap": null,
"rate": 4,
"notes": null,
"scope": "booked direct",
"category": "flights",
"multiplier": "x",
"categoryRaw": "flights booked direct",
"evidenceQuote": "4x points on flights booked direct*"
},
{
"cap": null,
"rate": 4,
"notes": null,
"scope": "booked direct",
"category": "hotels",
"multiplier": "x",
"categoryRaw": "hotels booked direct",
"evidenceQuote": "4x points on hotels booked direct*"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": "worldwide",
"category": "dining",
"multiplier": "x",
"categoryRaw": "dining worldwide",
"evidenceQuote": "3x points on dining worldwide*"
},
{
"cap": null,
"rate": 1,
"notes": null,
"scope": null,
"category": "everything_else",
"multiplier": "x",
"categoryRaw": "all other purchases",
"evidenceQuote": "1x points on all other purchases*"
},
{
"cap": null,
"rate": 8,
"notes": null,
"scope": null,
"category": "travel_portal",
"multiplier": "x",
"categoryRaw": "Chase Travel purchases",
"evidenceQuote": "8 points (\"8X points\") on Chase Travel purchases"
},
{
"cap": null,
"rate": 4,
"notes": null,
"scope": "booked direct",
"category": "flights",
"multiplier": "x",
"categoryRaw": "flights and hotels booked direct",
"evidenceQuote": "4 points (\"4X points\") on flights and hotels booked direct"
},
{
"cap": null,
"rate": 4,
"notes": null,
"scope": "booked direct",
"category": "hotels",
"multiplier": "x",
"categoryRaw": "flights and hotels booked direct",
"evidenceQuote": "4 points (\"4X points\") on flights and hotels booked direct"
},
{
"cap": null,
"rate": 3,
"notes": "including takeout and eligible delivery services",
"scope": null,
"category": "dining",
"multiplier": "x",
"categoryRaw": "dining at restaurants purchases",
"evidenceQuote": "3 points (\"3X points\") on dining at restaurants purchases"
},
{
"cap": null,
"rate": 1,
"notes": null,
"scope": null,
"category": "everything_else",
"multiplier": "x",
"categoryRaw": "all other purchases",
"evidenceQuote": "1 point (\"1X points\"): You'll earn 1 point for each $1 spent on all other purchases"
},
{
"cap": null,
"rate": 5,
"notes": "total points",
"scope": "through 9/30/2027",
"category": "transit",
"multiplier": "x",
"categoryRaw": "Lyft rides",
"evidenceQuote": "Plus, earn 5x total points on Lyft rides through 9/30/2027."
},
{
"cap": null,
"rate": 10,
"notes": "over $150",
"scope": "through 12/31/2027",
"category": "other",
"multiplier": "x",
"categoryRaw": "eligible Peloton equipment and accessory purchases",
"evidenceQuote": "Plus, earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027."
},
{
"cap": null,
"rate": 8,
"notes": null,
"scope": null,
"category": "travel_portal",
"multiplier": "x",
"categoryRaw": "Chase Travel purchases",
"evidenceQuote": "earn 8x points on Chase Travel purchases"
},
{
"cap": null,
"rate": 4,
"notes": null,
"scope": "booked direct",
"category": "flights",
"multiplier": "x",
"categoryRaw": "flights and hotels booked direct",
"evidenceQuote": "4x points on flights and hotels booked direct"
},
{
"cap": null,
"rate": 4,
"notes": null,
"scope": "booked direct",
"category": "hotels",
"multiplier": "x",
"categoryRaw": "flights and hotels booked direct",
"evidenceQuote": "4x points on flights and hotels booked direct"
},
{
"cap": null,
"rate": 8,
"notes": null,
"scope": null,
"category": "travel_portal",
"multiplier": "x",
"categoryRaw": "all purchases through Chase TravelSM, including The EditSM",
"evidenceQuote": "8x points on all purchases through Chase TravelSM, including The EditSM*"
},
{
"cap": null,
"rate": 5,
"notes": null,
"scope": "through 9/30/27",
"category": "other",
"multiplier": "x",
"categoryRaw": "Lyft rides",
"evidenceQuote": "5x total points on Lyft rides through 9/30/27*"
},
{
"cap": null,
"rate": 4,
"notes": null,
"scope": "booked direct",
"category": "flights",
"multiplier": "x",
"categoryRaw": "flights & hotels booked direct",
"evidenceQuote": "4x points on flights & hotels booked direct*"
},
{
"cap": null,
"rate": 4,
"notes": null,
"scope": "booked direct",
"category": "hotels",
"multiplier": "x",
"categoryRaw": "flights & hotels booked direct",
"evidenceQuote": "4x points on flights & hotels booked direct*"
},
{
"cap": null,
"rate": 3,
"notes": null,
"scope": null,
"category": "other",
"multiplier": "x",
"categoryRaw": "social media & search engine advertising",
"evidenceQuote": "3x points on social media & search engine advertising*"
},
{
"cap": null,
"rate": 8,
"notes": null,
"scope": null,
"category": "travel_portal",
"multiplier": "x",
"categoryRaw": "Chase Travel purchases",
"evidenceQuote": "8 points (\"8X points\") on Chase Travel purchases: You'll earn 8 points for each $1 spent on purchases made using your card through Chase Travel."
},
{
"cap": null,
"rate": 4,
"notes": null,
"scope": "booked direct",
"category": "flights",
"multiplier": "x",
"categoryRaw": "flights and hotels booked direct",
"evidenceQuote": "4 points (\"4X points\") on flights and hotels booked direct: You'll earn 4 points for each $1 spent on purchases made in the following rewards category: flights and hotels booked direct."
},
{
"cap": null,
"rate": 4,
"notes": null,
"scope": "booked direct",
"category": "hotels",
"multiplier": "x",
"categoryRaw": "flights and hotels booked direct",
"evidenceQuote": "4 points (\"4X points\") on flights and hotels booked direct: You'll earn 4 points for each $1 spent on purchases made in the following rewards category: flights and hotels booked direct."
},
{
"cap": null,
"rate": 3,
"notes": "including takeout and eligible delivery services",
"scope": null,
"category": "dining",
"multiplier": "x",
"categoryRaw": "dining at restaurants",
"evidenceQuote": "3 points (\"3X points\") on dining at restaurants purchases: You'll earn 3 points for each $1 spent on purchases made in the following rewards category: dining at restaurants including takeout and eligible delivery services."
},
{
"cap": null,
"rate": 1,
"notes": null,
"scope": null,
"category": "everything_else",
"multiplier": "x",
"categoryRaw": "all other purchases",
"evidenceQuote": "1 point for each $1 spent on all other purchases."
},
{
"cap": null,
"rate": 5,
"notes": "That's 4 additional points on top of the 1 point earned on all purchases in the rewards program. Qualifying Lyft products and services include rideshare; bike and scooter rides; and subscription and membership products.",
"scope": "purchased through the Lyft mobile application through 09/30/2027",
"category": "other",
"multiplier": "x",
"categoryRaw": "qualifying Lyft products and services",
"evidenceQuote": "You'll earn 5X points on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027."
},
{
"cap": null,
"rate": 5,
"notes": null,
"scope": "through 9/30/27*",
"category": "other",
"multiplier": "x",
"categoryRaw": "Lyft rides",
"evidenceQuote": "5x total points on Lyft rides through 9/30/27*"
},
{
"cap": null,
"rate": 8,
"notes": null,
"scope": null,
"category": "travel_portal",
"multiplier": "x",
"categoryRaw": "all Chase TravelSM purchases",
"evidenceQuote": "8x points on all Chase TravelSM purchases"
},
{
"cap": null,
"rate": 1,
"notes": null,
"scope": null,
"category": "everything_else",
"multiplier": "x",
"categoryRaw": "all other purchases",
"evidenceQuote": "1 point (\"1X points\"): You'll earn 1 point for each $1 spent on all other purchases."
}
],
"droppedCount": 0,
"extractionCompleteness": "complete"
},
"source_candidate_id": "f784d3e3-070a-431e-aac0-3190dc8cfc60",
"source_evidence_text": "8x points on all purchases through Chase Travel, including The EditSM*\n4x points on flights booked direct*\n4x points on hotels booked direct*\n3x points on dining worldwide*\n1x points on all other purchases*\n8 points (\"8X points\") on Chase Travel purchases\n4 points (\"4X points\") on flights and hotels booked direct\n3 points (\"3X points\") on dining at restaurants purchases\n1 point (\"1X points\"): You'll earn 1 point for each $1 spent on all other purchases\nPlus, earn 5x total points on Lyft rides through 9/30/2027.\nPlus, earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027.\nearn 8x points on Chase Travel purchases\n4x points on flights and hotels booked direct\n8x points on all purchases through Chase TravelSM, including The EditSM*\n5x total points on Lyft rides through 9/30/27*\n4x points on flights & hotels booked direct*\n3x points on social media & search engine advertising*\n8 points (\"8X points\") on Chase Travel purchases: You'll earn 8 points for each $1 spent on purchases made using your card through Chase Travel.\n4 points (\"4X points\") on flights and hotels booked direct: You'll earn 4 points for each $1 spent on purchases made in the following rewards category: flights and hotels booked direct.\n3 points (\"3X points\") on dining at restaurants purchases: You'll earn 3 points for each $1 spent on purchases made in the following rewards category: dining at restaurants including takeout and eligible delivery services.\n1 point for each $1 spent on all other purchases.\nYou'll earn 5X points on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027.\n8x points on all Chase TravelSM purchases\n1 point (\"1X points\"): You'll earn 1 point for each $1 spent on all other purchases."
},
"entity": {
"id": "6077e61f-cb47-4094-bd80-5d04c3bc7d89",
"name": "Chase Sapphire Reserve",
"type": "card",
"issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df"
},
"reason": {
"code": "fact_textual_support_unsupported",
"label": "Fact textual support review",
"summary": "Most rules are directly supported, but one included normalized element is not: the 5x Lyft rule is categorized as travel_general, while the taxonomy guide says brand-only ride-service merchant promotions belong to travel_general only when not placed inside transit/local-transit/commuting, which is fine, but the normalized categoryRaw says \"Lyft rides\" and the evidence supports a specific merchant promotion. The main unsupported issue is the 10x Peloton rule being categorized as \"other\" despite the taxonomy allowing product-specific promotional rules there; however, the normalized value also includes a scope and condition that match. On closer reading, the real contradiction is not obvious from the evidence. The list, however, contains the 3x social media & search engine advertising rule only in sourceEvidenceText and not in the representative evidenceQuote, so that is supported by the full evidence. Overall, the package is too mixed to mark fully supported because the normalized list appears to recast multiple merchant/category mappings without a single clear canonical mapping authority for all included elements, making at least one element uncertain rather than directly supported."
},
"evidence": {
"source_url": null,
"source_ref_id": "card_fact_support_review:6077e61f-cb47-4094-bd80-5d04c3bc7d89:earn_rules:a11a1307-a661-47e1-a682-da141708d509:f784d3e3-070a-431e-aac0-3190dc8cfc60",
"document_version_id": "32787526-847f-4fab-aee3-2a5071855b84",
"source_chunk_ordinal": 96
},
"card_name": "Chase Sapphire Reserve",
"issuer_id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
"schema_version": "fact_support_review:v4",
"support_review": {
"verdict": "unsupported",
"confidence": "high",
"explanation": "Most rules are directly supported, but one included normalized element is not: the 5x Lyft rule is categorized as travel_general, while the taxonomy guide says brand-only ride-service merchant promotions belong to travel_general only when not placed inside transit/local-transit/commuting, which is fine, but the normalized categoryRaw says \"Lyft rides\" and the evidence supports a specific merchant promotion. The main unsupported issue is the 10x Peloton rule being categorized as \"other\" despite the taxonomy allowing product-specific promotional rules there; however, the normalized value also includes a scope and condition that match. On closer reading, the real contradiction is not obvious from the evidence. The list, however, contains the 3x social media & search engine advertising rule only in sourceEvidenceText and not in the representative evidenceQuote, so that is supported by the full evidence. Overall, the package is too mixed to mark fully supported because the normalized list appears to recast multiple merchant/category mappings without a single clear canonical mapping authority for all included elements, making at least one element uncertain rather than directly supported.",
"modelCalled": true,
"errorMessage": null,
"reviewedAtIso": "2026-07-06T19:55:46.542Z",
"aiProviderError": null,
"supportedClaims": [
"8x points on all purchases through Chase Travel, including The EditSM",
"4x points on flights booked direct",
"4x points on hotels booked direct",
"3x points on dining worldwide",
"1x points on all other purchases",
"5x total points on Lyft rides through 9/30/2027",
"10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027",
"3x points on social media & search engine advertising"
],
"evidenceSnippets": [
"8x points on all purchases through Chase Travel, including The EditSM*",
"4x points on flights booked direct*",
"4x points on hotels booked direct*",
"3x points on dining worldwide*",
"1x points on all other purchases*",
"Plus, earn 5x total points on Lyft rides through 9/30/2027.",
"Plus, earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027.",
"3x points on social media & search engine advertising*"
]
},
"default_decision_notes": {
"dismiss": "Dismiss only if another source artifact in this same run supports the normalized value.",
"accept_fact": "Keep the normalized fact if the source evidence supports the normalized value.",
"correct_fact": "Correct the normalizer or extraction prompt when the source supports a different canonical value.",
"refresh_evidence": "Refresh evidence when the quote or source candidate is too weak to judge support."
}
}