Chase Freedom Flex

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "1edaa238-0f94-454d-9fae-26dca3e20863",
  "name": "Chase Freedom Flex",
  "issuer": {
    "id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
    "slug": "chase",
    "displayName": "Chase"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 0,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 3
  },
  "rewardSummary": {
    "text": "Earn 5% cash back in rotating quarterly bonus categories with activation and on travel purchased through Chase Travel, 3% on dining and drugstores, and 1% on all other purchases. Earn 2% total cash back on Lyft rides during the stated promotion."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 3,
        "multiplier": "%",
        "category": "drugstores",
        "categoryRaw": "drugstores",
        "cap": null,
        "scope": "Drugstore purchases.",
        "notes": null,
        "evidenceQuote": "Earn 3% on drugstore purchases."
      },
      {
        "rate": 1,
        "multiplier": "%",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "Earn 1% on all other purchases."
      },
      {
        "rate": 2,
        "multiplier": "%",
        "category": "other",
        "categoryRaw": "Lyft rides",
        "cap": null,
        "scope": "Through September 30, 2027.",
        "notes": "Total rate; the stated 1% increment is not an additional total-rate rule.",
        "evidenceQuote": "Earn 2% total cash back on Lyft rides with your Freedom Flex card through September 30, 2027."
      },
      {
        "rate": 5,
        "multiplier": "%",
        "category": "other",
        "categoryRaw": "rotating categories",
        "cap": {
          "amount": 1500,
          "currency": "USD",
          "period": "quarterly"
        },
        "scope": "Activation required each quarter; cap shared across combined category purchases.",
        "notes": "Calendar lists Jul–Sep 2026: Gas Stations, Public Transit, EV Charging, Select Live Entertainment, United Way; Oct–Dec 2026: Grocery Stores (excluding Walmart and Target), Dining, American Red Cross; Jan–Mar 2027: Grocery Stores (excluding Walmart and Target), Top Streaming Services. Calendar labels are retained by date; no inference about which quarter is current.",
        "evidenceQuote": "Earn 5% cash back on up to $1,500 in rotating categories each quarter you activate."
      },
      {
        "rate": 5,
        "multiplier": "%",
        "category": "travel_portal",
        "categoryRaw": "travel purchased through Chase Travel",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "Earn 5% on travel purchased through Chase Travel SM ."
      },
      {
        "rate": 3,
        "multiplier": "%",
        "category": "dining",
        "categoryRaw": "dining",
        "cap": null,
        "scope": "Dining at restaurants, including takeout and eligible delivery services.",
        "notes": null,
        "evidenceQuote": "Earn 3% on dining at restaurants, including takeout and eligible delivery services."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": null,
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 250,
      "bonusUnit": "dollars",
      "spendRequired": {
        "value": 500,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": 24,
        "applyByDate": null,
        "notes": "Must not currently have this card or have received its new cardmember bonus in the past 24 months."
      },
      "offerUrl": "https://creditcards.chase.com/cash-back-credit-cards/freedom/flex",
      "tiers": [],
      "notes": "The complete offer sentence states $250; juxtaposed $200/$250 headline is not a separate offer.",
      "evidenceQuote": "Earn a $250 bonus after you spend $500 on purchases in the first 3 months from account opening."
    }
  ],
  "factStates": {
    "annualFee": "confirmed_none",
    "foreignTransactionFee": "confirmed_value",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "not_yet_reviewed",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": false,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-30T22:36:18.428Z"
}