Savor Rewards

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "273fc313-ca54-4b4c-9e00-88cf078a8bf0",
  "name": "Savor Rewards",
  "issuer": {
    "id": "940d5fa2-d4c9-4bb1-9264-8b9ec36718f8",
    "slug": "capital-one",
    "displayName": "Capital One"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 0,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 0
  },
  "rewardSummary": {
    "text": "Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart and Target), on dining, entertainment and popular streaming services; 1% on all other purchases; 8% on Capital One Entertainment purchases; and 5% on hotels, vacation rentals and rental cars booked through Capital One Travel."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 3,
        "multiplier": "%",
        "category": "groceries",
        "categoryRaw": "grocery stores",
        "cap": null,
        "scope": "Excludes superstores like Walmart and Target; merchant category coding determines eligibility.",
        "notes": null,
        "evidenceQuote": "Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases."
      },
      {
        "rate": 3,
        "multiplier": "%",
        "category": "dining",
        "categoryRaw": "dining",
        "cap": null,
        "scope": "Restaurants, cafes, bars, lounges, fast-food chains and bakeries; merchant coding and payment processing can affect eligibility.",
        "notes": null,
        "evidenceQuote": "Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases."
      },
      {
        "rate": 3,
        "multiplier": "%",
        "category": "entertainment",
        "categoryRaw": "entertainment",
        "cap": null,
        "scope": "Eligible entertainment merchant codes; excludes golf courses, collegiate sporting events, cable, digital streaming and membership services.",
        "notes": null,
        "evidenceQuote": "Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases."
      },
      {
        "rate": 3,
        "multiplier": "%",
        "category": "streaming",
        "categoryRaw": "popular streaming services",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases."
      },
      {
        "rate": 1,
        "multiplier": "%",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services, plus 1% cash back on all other purchases."
      },
      {
        "rate": 8,
        "multiplier": "%",
        "category": "entertainment",
        "categoryRaw": "Capital One Entertainment purchases",
        "cap": null,
        "scope": "Capital One Entertainment ticketing platform only; excludes direct Capital One Hall or Arena ticketing. Open account in good standing and online account required; consumer, non-commercial use only. Rewards reclaimed on cancellation or return.",
        "notes": null,
        "evidenceQuote": "The 8% cash back on Capital One Entertainment purchases includes tickets purchased on the Capital One Entertainment ticketing platform only, paid for with an eligible Capital One Savor card. The 8% excludes tickets purchased directly through the Capital One Hall or Capital One Arena ticketing services."
      },
      {
        "rate": 5,
        "multiplier": "%",
        "category": "travel_portal",
        "categoryRaw": "hotels",
        "cap": null,
        "scope": "Booked through Capital One Travel.",
        "notes": null,
        "evidenceQuote": "Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel."
      },
      {
        "rate": 5,
        "multiplier": "%",
        "category": "travel_portal",
        "categoryRaw": "vacation rentals",
        "cap": null,
        "scope": "Booked through Capital One Travel.",
        "notes": null,
        "evidenceQuote": "Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel."
      },
      {
        "rate": 5,
        "multiplier": "%",
        "category": "travel_portal",
        "categoryRaw": "rental cars",
        "cap": null,
        "scope": "Booked through Capital One Travel.",
        "notes": null,
        "evidenceQuote": "Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": null,
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 200,
      "bonusUnit": "dollars",
      "spendRequired": {
        "value": 500,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": 48,
        "applyByDate": null,
        "notes": "Existing or previous cardmembers who received a new cardmember bonus for this product in the past 48 months are ineligible."
      },
      "offerUrl": "https://www.capitalone.com/credit-cards/savor/",
      "tiers": [],
      "notes": "Apply through this page. Eligible approved primary account holders; bonus applied to rewards balance within two billing cycles after qualification.",
      "evidenceQuote": "Upon approval, eligible Savor primary account holders earn a $200 cash bonus after spending $500 on purchases within the first 3 months from account opening. This one-time bonus is available by applying through this page, and may not be available if you navigate away from or close this page. Once you qualify for this bonus, we will apply it to your rewards balance within two billing cycles. Existing or previous cardmembers are not eligible for this bonus if they have received a new cardmember bonus for this product in the past 48 months."
    }
  ],
  "factStates": {
    "annualFee": "confirmed_none",
    "foreignTransactionFee": "confirmed_none",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "not_yet_reviewed",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": false,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-26T17:31:52.852Z"
}