Chase Sapphire Preferred

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "4314f6a8-17a9-42f5-bbb1-091b028775d4",
  "name": "Chase Sapphire Preferred",
  "issuer": {
    "id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
    "slug": "chase",
    "displayName": "Chase"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 95,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 0
  },
  "rewardSummary": {
    "text": "Earn 5x points on Chase Travel; 3x on dining, gas stations, EV charging, vacation homes at top brands, top streaming services and online grocery; 2x on all other travel; and 1x on all other purchases. Earn 5x on eligible Peloton purchases and Lyft rides during their promotional periods."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 3,
        "multiplier": "x",
        "category": "ev_charging",
        "categoryRaw": "EV charging",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "3x points on gas stations, EV charging, and vacation homes at top brands"
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "hotels",
        "categoryRaw": "vacation homes at top brands",
        "cap": null,
        "scope": "Select top brands only.",
        "notes": null,
        "evidenceQuote": "3x points on gas stations, EV charging, and vacation homes at top brands"
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "streaming",
        "categoryRaw": "top streaming services",
        "cap": null,
        "scope": "Select top services only.",
        "notes": null,
        "evidenceQuote": "3x points on top streaming services and online grocery, exclusions apply"
      },
      {
        "rate": 2,
        "multiplier": "x",
        "category": "travel_general",
        "categoryRaw": "all other travel",
        "cap": null,
        "scope": "Excludes Chase Travel purchases qualifying for 5 points; includes FROSCH by Chase Travel, Valerie Wilson Travel by Chase Travel and Frosch International Travel LLC.",
        "notes": null,
        "evidenceQuote": "2x points on all other travel"
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "other",
        "categoryRaw": "Peloton purchases",
        "cap": {
          "amount": 5000,
          "currency": "USD",
          "period": "promotional_window"
        },
        "scope": "Eligible equipment and accessory purchases over $150, directly through Peloton in the U.S., from 4/1/2025 through 12/31/2027; excludes gift cards, apparel and Truemed HSA/FSA checkout.",
        "notes": null,
        "evidenceQuote": "5x on Peloton purchases Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/27."
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "travel_general",
        "categoryRaw": "Lyft rides",
        "cap": null,
        "scope": "Qualifying Lyft purchases through the Lyft mobile app through September 30, 2027; includes rideshare, bike and scooter rides, subscription and membership products.",
        "notes": null,
        "evidenceQuote": "5x on Lyft rides Earn 5x on Lyft rides through 9/30/27."
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "gas",
        "categoryRaw": "gas stations",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "3x points on gas stations, EV charging, and vacation homes at top brands"
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "groceries",
        "categoryRaw": "online grocery",
        "cap": null,
        "scope": "Excludes Target, Walmart and wholesale clubs.",
        "notes": null,
        "evidenceQuote": "3x points on top streaming services and online grocery, exclusions apply"
      },
      {
        "rate": 1,
        "multiplier": "x",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "1X points on all other purchases"
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "travel_portal",
        "categoryRaw": "Chase Travel",
        "cap": null,
        "scope": "Excludes FROSCH by Chase Travel, Valerie Wilson Travel by Chase Travel, and Frosch International Travel LLC; purchases qualifying for the $100 hotel credit do not earn points.",
        "notes": null,
        "evidenceQuote": "NEW 5x points on Chase Travel"
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "dining",
        "categoryRaw": "dining",
        "cap": null,
        "scope": "Dining at restaurants including takeout and eligible delivery services.",
        "notes": null,
        "evidenceQuote": "3x points on dining"
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": {
    "credits": [
      {
        "description": "Chase Travel Hotel Credit",
        "value": {
          "amount": 100,
          "currency": "USD"
        },
        "frequency": "anniversary",
        "category": "travel",
        "categoryRaw": "Chase Travel Hotel Credit",
        "vendor": "Chase Travel",
        "notes": "First $100 of eligible hotel purchases each account anniversary year do not earn points.",
        "evidenceQuote": "$100 Chase Travel Hotel Credit Earn up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel"
      },
      {
        "description": "Global Entry TSA PreCheck NEXUS application reimbursement",
        "value": {
          "amount": 120,
          "currency": "USD"
        },
        "frequency": "every_four_years",
        "category": "travel",
        "categoryRaw": "Global Entry or TSA PreCheck or NEXUS",
        "vendor": "Global Entry / TSA PreCheck / NEXUS",
        "notes": "One application fee reimbursement every four years.",
        "evidenceQuote": "Global Entry or TSA PreCheck ® or NEXUS Application Fee credit Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card."
      },
      {
        "description": "Apple TV",
        "value": null,
        "frequency": "one_time",
        "category": "streaming",
        "categoryRaw": "Apple TV",
        "vendor": "Apple TV",
        "notes": "Activate by December 31, 2026; at least 12 months complimentary. $156 is a marketing valuation.",
        "evidenceQuote": "Apple TV benefit Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156."
      },
      {
        "description": "DashPass membership",
        "value": null,
        "frequency": "other",
        "category": "dining",
        "categoryRaw": "DashPass membership",
        "vendor": "DoorDash",
        "notes": "Activate by December 31, 2027; at least 12 months complimentary. $120 is a marketing valuation; no recurring cadence stated.",
        "evidenceQuote": "DoorDash benefits Get a complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders when you activate by 12/31/27."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 75000,
      "bonusUnit": "points",
      "spendRequired": {
        "value": 5000,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": null,
        "applyByDate": null,
        "notes": "This credit card is unavailable to you if you currently have this card open. The new cardmember bonus may not be available to you if you previously held this card or received a new cardmember bonus for this card. We may also consider the number of cards you have opened and closed in determining your bonus eligibility."
      },
      "offerUrl": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred",
      "tiers": [],
      "notes": null,
      "evidenceQuote": "Earn 75,000 points after you spend $5,000 in purchases in the first 3 months from account opening."
    }
  ],
  "factStates": {
    "annualFee": "confirmed_value",
    "foreignTransactionFee": "confirmed_none",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "confirmed_value",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": true,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-30T22:47:08.664Z"
}