IHG One Rewards Premier

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "49086733-fa0c-4b3a-8836-63dbd365f165",
  "name": "IHG One Rewards Premier",
  "issuer": {
    "id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
    "slug": "chase",
    "displayName": "Chase"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 99,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 0
  },
  "rewardSummary": {
    "text": "Earn 10X IHG One Rewards points per $1 at IHG Hotels and Resorts; 5X points per dollar on travel, dining, and at gas stations; and 3X points per $1 on all other purchases."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 10,
        "multiplier": "x",
        "category": "hotels",
        "categoryRaw": "IHG ® Hotels and Resorts",
        "cap": null,
        "scope": "Card spend at IHG Hotels and Resorts; excludes loyalty-program earnings.",
        "notes": null,
        "evidenceQuote": "Up to 26X total points at IHG ® Hotels and Resorts That's 10X points with this card. *"
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "travel_general",
        "categoryRaw": "travel",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "5X points per dollar Earn 5X total points on travel, dining, and at gas stations. *"
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "dining",
        "categoryRaw": "dining",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "5X points per dollar Earn 5X total points on travel, dining, and at gas stations. *"
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "gas",
        "categoryRaw": "gas stations",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "5X points per dollar Earn 5X total points on travel, dining, and at gas stations. *"
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "Earn 3X points per $1 spent on all other purchases. *"
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": {
    "credits": [
      {
        "description": "Global Entry, TSA PreCheck® or NEXUS statement credit",
        "value": {
          "amount": 120,
          "currency": "USD"
        },
        "frequency": "every_four_years",
        "category": "fee_waiver",
        "categoryRaw": "Travel benefits",
        "vendor": null,
        "notes": "Reimbursement for the application fee; applies only to Global Entry, TSA PreCheck® or NEXUS.",
        "evidenceQuote": "Receive a statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS when charged to your card."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 140000,
      "bonusUnit": "points",
      "spendRequired": {
        "value": 3000,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": 24,
        "applyByDate": null,
        "notes": "This product is available to you if you do not have a current IHG One Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months. This does not apply to Business Card Credit Card products."
      },
      "offerUrl": "https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/premier",
      "tiers": [
        {
          "position": 2,
          "bonusValue": 10000,
          "bonusUnit": "points",
          "spendRequired": null,
          "qualification": {
            "type": "authorized_user",
            "description": "Add an authorized user within the first three months from account opening.",
            "windowDays": 90
          },
          "notes": "Plus, earn 10,000 bonus points after you add an authorized user to your account in the first 3 months from account opening. *"
        }
      ],
      "notes": null,
      "evidenceQuote": "Earn 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening."
    }
  ],
  "factStates": {
    "annualFee": "confirmed_value",
    "foreignTransactionFee": "confirmed_none",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "confirmed_value",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": true,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-30T22:40:00.407Z"
}