United Explorer

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "5a11d401-66be-4153-8fa1-60d2d7f86fcf",
  "name": "United Explorer",
  "issuer": {
    "id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
    "slug": "chase",
    "displayName": "Chase"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 150,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 0
  },
  "rewardSummary": {
    "text": "Earn 3x miles on eligible United purchases, 2x miles on hotel stays booked with the hotel, 2x miles on dining including eligible delivery services, and 1x mile on all other purchases."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 3,
        "multiplier": "x",
        "category": "travel_general",
        "categoryRaw": "all other eligible United purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "3x miles on all other eligible United purchases"
      },
      {
        "rate": 2,
        "multiplier": "x",
        "category": "hotels",
        "categoryRaw": "hotel stays",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "2x miles on hotel stays when booked with the hotel"
      },
      {
        "rate": 2,
        "multiplier": "x",
        "category": "dining",
        "categoryRaw": "dining including eligible delivery services",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "2x miles on dining including eligible delivery services"
      },
      {
        "rate": 1,
        "multiplier": "x",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "1x mile on all other purchases"
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": {
    "credits": [
      {
        "description": "$100 United® travel credit",
        "value": {
          "amount": 100,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "travel",
        "categoryRaw": "United® travel credit",
        "vendor": "United",
        "notes": "Earn after you spend $10,000 with your UnitedSM Explorer Card within a calendar year.",
        "evidenceQuote": "$100 United® travel credit - Earn after you spend $10,000 with your UnitedSM Explorer Card within a calendar year.*"
      },
      {
        "description": "Up to $100 in United® Hotels credits",
        "value": {
          "amount": 100,
          "currency": "USD"
        },
        "frequency": "anniversary",
        "category": "travel",
        "categoryRaw": "United® Hotels credits",
        "vendor": "United Hotels",
        "notes": "Receive on prepaid hotel stays purchased directly through United® Hotels with your UnitedSM Explorer Card, up to $100 each anniversary year.",
        "evidenceQuote": "Up to $100 in United® Hotels credits Receive $50 back as a statement credit on both your 1st and 2nd prepaid hotel stays purchased directly through United® Hotels with your UnitedSM Explorer Card, up to $100 each anniversary year.*"
      },
      {
        "description": "$60 in credits each calendar year - Enroll to receive on rideshare purchases when paying with your UnitedSM Explorer Card.*",
        "value": {
          "amount": 60,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "ride_share",
        "categoryRaw": "rideshare",
        "vendor": null,
        "notes": null,
        "evidenceQuote": "$60 in credits each calendar year - Enroll to receive on rideshare purchases when paying with your UnitedSM Explorer Card.*"
      },
      {
        "description": "$50 in United travel credits annually - Receive when you book Avis or Budget car rentals directly through cars.united.com and pay with your UnitedSM Explorer Card.*",
        "value": {
          "amount": 50,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "travel",
        "categoryRaw": "Avis or Budget",
        "vendor": "Avis or Budget",
        "notes": null,
        "evidenceQuote": "$50 in United travel credits annually - Receive when you book Avis or Budget car rentals directly through cars.united.com and pay with your UnitedSM Explorer Card.*"
      },
      {
        "description": "$120 in Instacart credits each calendar year - Receive for purchases made directly through Instacart with your UnitedSM Explorer Card. Terms apply.*",
        "value": {
          "amount": 120,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "retail",
        "categoryRaw": "Instacart credits",
        "vendor": "Instacart",
        "notes": null,
        "evidenceQuote": "$120 in Instacart credits each calendar year - Receive for purchases made directly through Instacart with your UnitedSM Explorer Card. Terms apply.*"
      },
      {
        "description": "$100 back as a statement credit each anniversary year when you book flights directly with JSX using your UnitedSM Explorer Card. JSX is a crowd-free hop-on jet service that offers",
        "value": {
          "amount": 100,
          "currency": "USD"
        },
        "frequency": "anniversary",
        "category": "travel",
        "categoryRaw": "JSX flights",
        "vendor": "JSX",
        "notes": null,
        "evidenceQuote": "$100 back as a statement credit each anniversary year when you book flights directly with JSX using your UnitedSM Explorer Card. JSX is a crowd-free hop-on jet service that offers you the perks of private jet travel without the private jet price tag. To learn more, visit united.com/JSX.*"
      },
      {
        "description": "Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card. 25% back on United inflight and Club premium drink p",
        "value": {
          "amount": 120,
          "currency": "USD"
        },
        "frequency": "every_four_years",
        "category": "fee_waiver",
        "categoryRaw": "Global Entry, TSA PreCheck or NEXUS",
        "vendor": null,
        "notes": null,
        "evidenceQuote": "Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 50000,
      "bonusUnit": "miles",
      "spendRequired": {
        "value": 3000,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": 24,
        "applyByDate": null,
        "notes": "This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months."
      },
      "offerUrl": "https://creditcards.chase.com/travel-credit-cards/united/united-explorer",
      "tiers": [
        {
          "position": 2,
          "bonusValue": 10000,
          "bonusUnit": "miles",
          "spendRequired": null,
          "qualification": {
            "type": "authorized_user",
            "description": "Add an authorized user in the first 3 months the account is open.",
            "windowDays": 90
          },
          "notes": null
        }
      ],
      "notes": "Up to 60,000 bonus miles total after both qualifying activities.",
      "evidenceQuote": "Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. * Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open. * This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months."
    }
  ],
  "factStates": {
    "annualFee": "confirmed_value",
    "foreignTransactionFee": "confirmed_none",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "confirmed_value",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": true,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-26T17:26:24.557Z"
}