IHG One Rewards Premier Business

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "7c7661e6-9d97-49fa-b3a8-0034eb21c480",
  "name": "IHG One Rewards Premier Business",
  "issuer": {
    "id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
    "slug": "chase",
    "displayName": "Chase"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 99,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 0
  },
  "rewardSummary": {
    "text": "Earn IHG One Rewards points: 10X per $1 at IHG Hotels and Resorts; 5X per dollar on travel, dining, select business purchases, and gas stations; and 3X per $1 on all other purchases."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 10,
        "multiplier": "x",
        "category": "hotels",
        "categoryRaw": "IHG ® Hotels and Resorts",
        "cap": null,
        "scope": "Card spending at IHG Hotels and Resorts; excludes separate loyalty-program earnings.",
        "notes": null,
        "evidenceQuote": "Up to 26X total points at IHG ® Hotels and Resorts That's 10X points with this card"
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "travel_general",
        "categoryRaw": "travel",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "5X points per dollar Earn 5X points on travel, dining, select business purchases, and at gas stations."
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "dining",
        "categoryRaw": "dining",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "5X points per dollar Earn 5X points on travel, dining, select business purchases, and at gas stations."
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "other",
        "categoryRaw": "select business purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "5X points per dollar Earn 5X points on travel, dining, select business purchases, and at gas stations."
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "gas",
        "categoryRaw": "gas stations",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "5X points per dollar Earn 5X points on travel, dining, select business purchases, and at gas stations."
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "Earn 3X points per $1 spent on all other purchases."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": {
    "credits": [
      {
        "description": "$100 statement credit after you spend $20,000 each calendar year",
        "value": {
          "amount": 100,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "travel",
        "categoryRaw": "statement credit",
        "vendor": null,
        "notes": "Also mentions 10,000 bonus points, which are not included here.",
        "evidenceQuote": "Plus, earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year.*"
      }
    ],
    "extractionCompleteness": "complete"
  },
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 140000,
      "bonusUnit": "points",
      "spendRequired": {
        "value": 4000,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": null,
        "applyByDate": null,
        "notes": "Chase cardmembers who currently have or have had a Chase credit card in any Rewards Program associated with this offer, may not be eligible for a second Chase credit card in the same Rewards Program."
      },
      "offerUrl": "https://creditcards.chase.com/business-credit-cards/IHG/business-premier?iCELL=61FY",
      "tiers": [
        {
          "position": 2,
          "bonusValue": 10000,
          "bonusUnit": "points",
          "spendRequired": null,
          "qualification": {
            "type": "authorized_user",
            "description": "Add an employee card to your account in the first 3 months from account opening.",
            "windowDays": 90
          },
          "notes": null
        }
      ],
      "notes": "Additional employee-card award has its own qualification; no additional spend is stated.",
      "evidenceQuote": "Earn 140,000 Bonus Points after spending $4,000 in the first 3 months from account opening."
    }
  ],
  "factStates": {
    "annualFee": "confirmed_value",
    "foreignTransactionFee": "confirmed_none",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "confirmed_value",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": true,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-30T22:40:58.325Z"
}