Choice Privileges Mastercard
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Last checked 103d ago
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Needs better sourceAnnual fee and Reward summary need a quote that shows the saved value.
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5/5
Core facts
10/13
Facts with source
8
Earn rules
0
Credits
Card facts13
Current saved values, source quotes, and the latest field-check result when no value is saved.
Annual fee
low
No annual fee
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Status
Foreign transaction fee
high
No foreign transaction fee
Support
NO FOREIGN TRANSACTION FEE When you use your card for travel, you won’t pay a foreign currency conversion fee for purchases converted to U.S. dollars.
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Status
Saved
Supported by source quote.
Welcome bonus
high
60,000 points after $1,000 spend in 3 months
Support
Earn 40,000 bonus points when you spend $1,000 in purchases in the first 3 months*
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To qualify for the 60,000 bonus points, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened.
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Saved
Supported by source quote.
Reward summary
low
Earn 5 points per $1 on eligible stays at participating Choice Hotels properties and on Choice Privileges point purchases; 3 points per $1 at gas stations, electric vehicle chargi… Show full value
Earn 5 points per $1 on eligible stays at participating Choice Hotels properties and on Choice Privileges point purchases; 3 points per $1 at gas stations, electric vehicle charging stations, grocery stores, home improvement stores and on phone plan services; and 1 point per $1 on other purchases. Points can be redeemed only at Choice Privileges.
Support
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Earn rule 1
low
5x on stays at participating Choice Hotels® properties
- Scope: Qualifying net purchases at eligible Choice and non-Choice hotel locations; book through Choicehotels.com, the Choice Hotels mobile app, the Choice Hotels Service Center, or directly with a Choice Hotels brand hotel
- Notes: Merchant classification controls eligibility. Purchases through third-party payment accounts, online marketplaces, mobile or wireless card readers, or mobile/digital wallets may not earn bonus points
Support
5X points on stays at participating Choice Hotels® properties3 plus on Choice Privileges point purchases4
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5 points (one base point and four bonus points) (1) You earn five points for every $1.00 you spend on stays at Eligible Locations with your Card Account on Qualifying Net Purchases. "Net Purchases" are purchases that you charge to your Account (minus returns or credits). You can book these stays at both Choice Hotels brand and non-Choice Hotels brand hotels and resorts.
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Status
Saved
Supported by source quote.
Earn rule 2
low
5x on Choice Privileges point purchases
- Scope: Qualifying net purchases of Choice Privileges points made on the Card Account; program limits and restrictions apply
- Notes: Merchant classification controls eligibility. Purchases through third-party payment accounts, online marketplaces, mobile or wireless card readers, or mobile/digital wallets may not earn bonus points
Support
5X points on stays at participating Choice Hotels® properties3 plus on Choice Privileges point purchases4
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Earn 5 points (1 base plus 4 bonus points) per $1.00 spent on qualifying net purchases of Choice Privileges points made on the Card Account.
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Status
Saved
Supported by source quote.
Earn rule 3
low
3x on gas stations
- Scope: Eligible Mastercard merchant codes for gas stations and automated fuel dispensers. Auto repair stores, car washes, warehouse or membership-club gas, grocery stores and superstores selling gasoline may not qualify
- Notes: Merchant classification controls eligibility. Purchases through third-party payment accounts, online marketplaces, mobile or wireless card readers, or mobile/digital wallets may not earn bonus points
Support
3X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services3
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Three points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases at retailers whose Mastercard merchant code is classified as: Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations.
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3X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services 3
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3 points (one base point and two bonus points) You earn three points for every $1.00 you spend on Qualifying Net Purchases at eligible merchants. These merchants must have a classified Mastercard® merchant category in the following categories: Automobile Stations Automated fuel dispensers (self-pumping gas stations) Electric vehicle charging stations Gas stations
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Status
Saved
Supported by source quote.
Earn rule 4
low
3x on electric vehicle charging stations
- Scope: Electric vehicle charging stations classified in the eligible Automobile Stations Mastercard merchant category
- Notes: Merchant classification controls eligibility. Purchases through third-party payment accounts, online marketplaces, mobile or wireless card readers, or mobile/digital wallets may not earn bonus points
Support
Three points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases at retailers whose Mastercard merchant code is classified as: Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations.
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3 points (one base point and two bonus points) You earn three points for every $1.00 you spend on Qualifying Net Purchases at eligible merchants. These merchants must have a classified Mastercard® merchant category in the following categories: Automobile Stations Automated fuel dispensers (self-pumping gas stations) Electric vehicle charging stations Gas stations
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Saved quote; source URL unavailable.
Status
Saved
Supported by source quote.
Earn rule 5
low
3x on grocery stores
- Scope: Eligible Mastercard merchant codes for grocery stores, supermarkets, delis and bakeries; convenience stores, meal kits, superstores, warehouses and membership clubs may not qualify
- Notes: Merchant classification controls eligibility. Purchases through third-party payment accounts, online marketplaces, mobile or wireless card readers, or mobile/digital wallets may not earn bonus points
Support
3X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services3
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Groceries: grocery stores, supermarkets, delis and bakeries.
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3X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services 3
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Saved quote; source URL unavailable.
Status
Saved
Supported by source quote.
Earn rule 6
low
3x on home improvement stores
- Scope: Eligible Home Supply, Equipment, and Improvement Mastercard merchant codes, including hardware, furniture and appliances, garden supplies, home accessories, floor/glass/paint/wallpaper, household appliance and furniture rentals, pools and home improvement contractors. Cleaning, extermination, miscellaneous repairs, welding and general retailers may not qualify
- Notes: Merchant classification controls eligibility. Purchases through third-party payment accounts, online marketplaces, mobile or wireless card readers, or mobile/digital wallets may not earn bonus points
Support
3X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services3
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Home improvement: home improvement stores, hardware stores, nurseries and garden supply stores, furniture and household appliances stores, home accessories stores, floor, glass, paint and wallpaper stores, lease/rental services for furniture and household appliances, swimming pool sales and supplies, contractors, or specialists providing home improvement services.
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Show 1 more source quote
3X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services 3
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Status
Saved
Supported by source quote.
Earn rule 7
low
3x on phone plan services
- Scope: Eligible Telecommunication Services Mastercard merchant codes for landline and cell phone providers. Hardware, accessories, third-party payments and unrelated subscriptions such as cable and streaming may not qualify
- Notes: Merchant classification controls eligibility. Purchases through third-party payment accounts, online marketplaces, mobile or wireless card readers, or mobile/digital wallets may not earn bonus points
Support
3X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services3
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3X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services 3
Product PageSaved quote
Saved quote; source URL unavailable.
Status
Saved
Supported by source quote.
Earn rule 8
low
1x on other purchases
- Scope: Other qualifying net purchases; cash advances and cash equivalents do not earn points
Support
1X points on other purchases3
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Other purchases: 1 rewards point will be earned per $1 spent on other net purchases.
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points on other purchases3
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Status
Saved
Supported by source quote.
Sources checked7
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| Fetched | Type | Role | Source URL |
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| Oct 11, 2026, 9:44 AM | — | Supporting | |
| Oct 11, 2026, 9:44 AM | — | Supporting | |
| Sep 24, 2026, 10:34 PM | — | Supporting | |
| Sep 24, 2026, 10:34 PM | — | Supporting | |
| Sep 24, 2026, 10:34 PM | — | Supporting | |
| Sep 24, 2026, 10:34 PM | — | Primary | |
| Jul 8, 2026, 7:56 PM | Unresolved | Primary |