Chase Freedom Unlimited

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "96d52666-dd7a-4d69-9595-69b1d72d566c",
  "name": "Chase Freedom Unlimited",
  "issuer": {
    "id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
    "slug": "chase",
    "displayName": "Chase"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 0,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 3
  },
  "rewardSummary": {
    "text": "Earn unlimited 1.5% cash back on all other purchases, 3% on dining at restaurants including takeout and eligible delivery services, 3% at drugstores, and 5% on travel purchased through Chase Travel. Earn 2% total cash back on qualifying Lyft products and services through September 30, 2027."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 3,
        "multiplier": "%",
        "category": "dining",
        "categoryRaw": "dining",
        "cap": null,
        "scope": "Dining at restaurants, including takeout and eligible delivery services.",
        "notes": null,
        "evidenceQuote": "Earn 3% on dining at restaurants, including takeout and eligible delivery services. * Earn 3% on drugstore purchases. * Earn 5% on travel purchased through Chase Travel SM . * Earn 1.5% on all other purchases."
      },
      {
        "rate": 3,
        "multiplier": "%",
        "category": "drugstores",
        "categoryRaw": "drugstores",
        "cap": null,
        "scope": "Drugstore purchases.",
        "notes": null,
        "evidenceQuote": "Earn 3% on dining at restaurants, including takeout and eligible delivery services. * Earn 3% on drugstore purchases. * Earn 5% on travel purchased through Chase Travel SM . * Earn 1.5% on all other purchases."
      },
      {
        "rate": 5,
        "multiplier": "%",
        "category": "travel_portal",
        "categoryRaw": "travel purchased through Chase Travel SM",
        "cap": null,
        "scope": "Travel purchased through Chase Travel.",
        "notes": null,
        "evidenceQuote": "Earn 3% on dining at restaurants, including takeout and eligible delivery services. * Earn 3% on drugstore purchases. * Earn 5% on travel purchased through Chase Travel SM . * Earn 1.5% on all other purchases."
      },
      {
        "rate": 1.5,
        "multiplier": "%",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": "All other purchases.",
        "notes": null,
        "evidenceQuote": "Earn 3% on dining at restaurants, including takeout and eligible delivery services. * Earn 3% on drugstore purchases. * Earn 5% on travel purchased through Chase Travel SM . * Earn 1.5% on all other purchases."
      },
      {
        "rate": 2,
        "multiplier": "%",
        "category": "other",
        "categoryRaw": "Lyft products and services",
        "cap": null,
        "scope": "Qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027.",
        "notes": null,
        "evidenceQuote": "2% Cash Back Offer on Lyft Purchases: You'll earn 2% cash back total on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": {
    "credits": [
      {
        "description": "Up to $10 off quarterly on DoorDash non-restaurant orders",
        "value": {
          "amount": 10,
          "currency": "USD"
        },
        "frequency": "quarterly",
        "category": "dining",
        "categoryRaw": "DoorDash non-restaurant orders",
        "vendor": "DoorDash",
        "notes": "Applies each calendar quarter to one qualifying non-restaurant order on DoorDash; as long as enrolled in a DashPass membership.",
        "evidenceQuote": "you will receive a $10 off discount each calendar quarter at checkout on one qualifying non-restaurant order on DoorDash as long as you remain enrolled in a DashPass membership."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 200,
      "bonusUnit": "dollars",
      "spendRequired": {
        "value": 500,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": 24,
        "applyByDate": null,
        "notes": "Available if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months."
      },
      "offerUrl": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited",
      "tiers": [],
      "notes": null,
      "evidenceQuote": "Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening."
    }
  ],
  "factStates": {
    "annualFee": "confirmed_none",
    "foreignTransactionFee": "confirmed_value",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "confirmed_value",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": true,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-30T22:38:04.520Z"
}